Medicare Supplement Plans and Medicare Resources in Pasco County, Florida

What Medicare Supplement plans pay in Pasco County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help

Free and no obligation. A licensed agent will send your quote within 24 hours.

Compare Plans • Speak With a Licensed Advisor • Quotes Within 24 Hours

Home > Florida > Pasco County

Medicare in Pasco County, Florida

Pasco County, home to New Port Richey, Wesley Chapel and Zephyrhills, sits just north of Tampa. CMS lists seven general hospitals, a psychiatric hospital, a hospital rehabilitation unit, a long-term care hospital and 18 Medicare-certified nursing homes, according to data updated in 2026. About 22% of its roughly 675,000 residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.

Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).

Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.

Pasco County at a Glance

County seatDade City
Incorporated citiesDade City, New Port Richey, Port Richey, San Antonio, St. Leo and Zephyrhills
Population674,516 (U.S. Census Bureau estimate, July 1, 2025)
Residents 65 and older22.4%
People with Medicare153,526 (CMS, June 2026)
In Original Medicare, where a Medigap plan can be added50,470 (32.9%)
In Medicare Advantage or other health plans103,056 (67.1%)
Medicare-certified hospitals7 general hospitals and 1 psychiatric hospital
Rehabilitation and long-term care1 hospital rehabilitation unit and 1 long-term care hospital
Medicare-certified nursing homes18
Medicare-certified hospice agencies2
Medicare-certified dialysis facilities8
Free Medicare counselingSHINE, 1-800-963-5337

Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.

Pasco County is the northern edge of our Tampa Bay Medicare Supplement region. West Pasco residents use hospitals along U.S. 19 and State Road 54 in Hudson, New Port Richey and Trinity, while east Pasco is served by Wesley Chapel, Zephyrhills and Dade City, with Tampa hospitals a short drive south.

Estimate Your Monthly Premium

See the range of Medicare Supplement rates for your Florida or Alabama ZIP code. No name, phone or email needed.

Free 2026 Medicare Guides

Want to read up before we talk? Download the official Medicare & You 2026 handbook and the government’s Choosing a Medigap Policy guide. Both are free PDFs, with no sign-up needed.

Medicare Supplement Plans in Pasco County

Of the 153,526 people with Medicare in Pasco County, 50,470 (32.9%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is lower than the statewide figure of 42.9%. Another 34,039 Pasco County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.

What Matters for Pasco County Residents

  • Several hospital systems, one plan: Pasco County has AdventHealth, BayCare and HCA Florida hospitals, and hospitals in Tampa and Pinellas County are nearby. A Medicare Supplement plan pays the same way at all of them, with no networks to check.
  • Fewer people in Original Medicare: Only 32.9% of Pasco County’s Medicare population uses Original Medicare, well below the statewide share of about 43%. If you are comparing a Medicare Advantage plan with a Medigap plan, check whether the Advantage plan’s network includes the hospitals and specialists you use.
  • Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
  • Medicaid and Medicare Savings Programs: CMS counts 23,679 Pasco County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.

Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans

What Care in Pasco County Costs With and Without a Medigap Plan

Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use AdventHealth Wesley Chapel, Morton Plant North Bay Hospital, a Tampa hospital or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.

CoverageRoutine year
6 doctor visits and $800 in tests
4-day stay at AdventHealth Wesley Chapel
plus 8 doctor visits and $1,500 in tests
Hospital stay and rehab
the same stay plus 25 days at a Pasco County nursing home
Original Medicare only$566$2,502$3,587
Plan G$283$283$283
Plan N$403$443$443
High-Deductible Plan G$566$2,502$2,950
Plan K$425$1,393$1,935
Plan L$354$838$1,109

In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.

Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.

What would you pay in Pasco County in 2026?

Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.

1. Choose a year

2. See what you would pay

Add your premium quotes to see the full-year cost (optional)

We do not show premiums. When you enter a quote, that plan's bar includes 12 months of premium.

Change the example (optional)

Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.

Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.

Hospitals in Pasco County

CMS lists seven general hospitals in Pasco County. AdventHealth Wesley Chapel holds the highest CMS overall rating in the county, 5 of 5 stars. AdventHealth Zephyrhills and AdventHealth Dade City hold 4 stars, Morton Plant North Bay Hospital in New Port Richey holds 3 stars, and HCA Florida Trinity Hospital and HCA Florida Bayonet Point Hospital in Hudson hold 2 stars. BayCare Hospital Wesley Chapel, which opened in 2023, has no star rating in the current data.

CMS data shows emergency services at six of the seven, all but AdventHealth Dade City, so check with the hospital before you rely on it for emergency care. North Tampa Behavioral Health in Wesley Chapel provides inpatient psychiatric care. AdventHealth Connerton in Land O’ Lakes is a long-term care hospital for patients who need extended hospital-level care.

Show all 8 hospitals with ratings, phone numbers and directions
HospitalTypeAddressPhoneCMS overall ratingLinks
AdventHealth Dade CityAcute care13100 Ft King Rd, Dade City, FL 33525(352) 568-11004 of 5 starsCare Compare | Directions
AdventHealth Wesley ChapelAcute care2600 Bruce B Downs Blvd, Wesley Chapel, FL 33544(813) 929-50005 of 5 starsCare Compare | Directions
AdventHealth ZephyrhillsAcute care7050 Gall Blvd, Zephyrhills, FL 33541(813) 615-72194 of 5 starsCare Compare | Directions
BayCare Hospital Wesley ChapelAcute care4501 Bruce B Downs Blvd, Wesley Chapel, FL 33544(813) 914-1000Not ratedCare Compare | Directions
HCA Florida Bayonet Point HospitalAcute care14000 Fivay Rd, Hudson, FL 34667(727) 819-29292 of 5 starsCare Compare | Directions
HCA Florida Trinity HospitalAcute care9330 Sr 54, Trinity, FL 34655(727) 834-49002 of 5 starsCare Compare | Directions
Morton Plant North Bay HospitalAcute care6600 Madison Street, New Port Richey, FL 34652(727) 842-84683 of 5 starsCare Compare | Directions
North Tampa Behavioral HealthPsychiatric29910 Sr 56, Wesley Chapel, FL 33543(813) 333-0000Not ratedCare Compare | Directions

Rehabilitation and Long-Term Care Hospitals

Show 2 rehabilitation and long-term care hospitals with directions
FacilityTypeAddressLinks
HCA Florida Bayonet Point Hospital Rehabilitation UnitInpatient rehabilitation14000 Fivay Rd, Hudson, FL 34667Care Compare | Directions
AdventHealth ConnertonLong-term care hospital9441 Health Center Dr, Land O Lakes, FL 34637Care Compare | Directions

Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Psychiatric hospitals do not receive CMS overall star ratings.

Map of Medicare-Certified Facilities in Pasco County

The map shows Pasco County’s hospitals, long-term care hospital, nursing homes and hospice offices. The rehabilitation unit shares a marker location with HCA Florida Bayonet Point Hospital. Dialysis facilities and home health agencies are listed below but not mapped. Click a marker for the address, phone number and driving directions in Google Maps.

Acute care hospitalPsychiatric hospitalRehabilitation or long-term care hospitalNursing homeHospice

Medicare-Certified Nursing Homes in Pasco County

CMS lists 18 Medicare-certified nursing homes in Pasco County with about 2,190 certified beds. Ratings range from 1 to 5 stars. Two hold 5 stars and three hold 1 star, so compare before you choose. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.

Show all 18 nursing homes with ratings and directions
Nursing homeAddressPhoneCertified bedsCMS overall ratingLinks
Aspire at Ridge Haven4927 Voorhees Rd, New Port Richey, FL 34653(727) 848-35781203 of 5Care Compare | Directions
Baldomero Lopez Memorial Veterans Nursing Home6919 Parkway Blvd, Land O Lakes, FL 34639(813) 558-50001205 of 5Care Compare | Directions
Bayonet Point Health Center By Harborview8132 Hudson Avenue, Hudson, FL 34667(727) 863-31001203 of 5Care Compare | Directions
Bear Creek Nursing Center8041 State Rd 52, Hudson, FL 34667(727) 863-54881202 of 5Care Compare | Directions
Blue Heron Health and Rehabilitation5085 Eagleston Blvd, Wesley Chapel, FL 335441414 of 5Care Compare | Directions
Dade City Health and Rehabilitation Center37135 Coleman Ave, Dade City, FL 33525(352) 567-86151201 of 5Care Compare | Directions
Heather Hill Healthcare Center6630 Kentucky Ave, New Port Richey, FL 34653(727) 849-69391052 of 5Care Compare | Directions
Hillside Health and Rehabilitation Center38220 Henry Dr, Zephyrhills, FL 33540(813) 788-71141203 of 5Care Compare | Directions
Life Care Center of New Port Richey7400 Trouble Creek Road, New Port Richey, FL 34653(727) 375-29991134 of 5Care Compare | Directions
Madison Pointe Care Center6020 Indiana Ave, New Port Richey, FL 34653(727) 843-06001193 of 5Care Compare | Directions
Nursing and Rehabilitation Center of New Port Richey8417 Old County Rd 54, New Port Richey, FL 34653(727) 376-15851201 of 5Care Compare | Directions
Royal Oak Nursing Center37300 Royal Oak Lane, Dade City, FL 33525(352) 567-31221204 of 5Care Compare | Directions
Solaris Healthcare Bayonet Point7210 Beacon Woods Dr, Hudson, FL 34667(727) 863-15211803 of 5Care Compare | Directions
Solaris Healthcare Lake Zephyr38250 a Ave, Zephyrhills, FL 33542(813) 782-55081203 of 5Care Compare | Directions
Solaris Healthcare Zephyrhills7350 Dairy Rd, Zephyrhills, FL 33540(813) 788-43001135 of 5Care Compare | Directions
Southern Pines Nursing Center6140 Congress St, New Port Richey, FL 34653(727) 842-84021202 of 5Care Compare | Directions
Trinity Regional Rehab Center2144 Welbilt Blvd, Trinity, FL 34655(727) 859-41001201 of 5Care Compare | Directions
Windsor Woods Rehab and Healthcare Center13719 Dallas Dr, Hudson, FL 34667(727) 862-67951033 of 5Care Compare | Directions

Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. CMS currently marks Madison Pointe Care Center, Dade City Health and Rehabilitation Center and Trinity Regional Rehab Center with its abuse icon, which means the facility was cited for abuse or potential abuse, and lists Dade City Health and Rehabilitation Center as a Special Focus Facility candidate. The Baldomero Lopez Memorial Veterans Nursing Home in Land O’ Lakes is a state veterans home that admits eligible veterans. Care Compare explains the details.

Home Health, Hospice and Dialysis in Pasco County

  • Home health: CMS lists 12 Medicare-certified home health agencies with offices in Pasco County. Medicare covers home health care with no coinsurance when you qualify, so Medigap matters less here. Search by ZIP code on Medicare Care Compare to see which agencies serve your home, with their ratings.
  • Hospice: Two Medicare-certified hospice agencies are based in Pasco County in CMS data. Gulfside Hospice is in Land O’ Lakes, (727) 845-5707 (Care Compare). AccentCare Hospice and Palliative Care of Pasco County is in Wesley Chapel, (813) 364-0311 (Care Compare). Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
  • Dialysis: CMS lists eight dialysis facilities in Pasco County. Dialysis is a Part B service, so the 20% coinsurance applies, and every Medigap plan helps pay it. Search dialysis facilities on Care Compare by ZIP code.
  • Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.

Free Medicare Help in Pasco County

These public and nonprofit resources help Pasco County residents with Medicare questions at no cost.

ResourceWhat it helps withContact
SHINE (Serving Health Insurance Needs of Elders)Free, unbiased Medicare counseling from trained volunteers, run locally by the Area Agency on Aging of Pasco-Pinellas9549 Koger Blvd N, Gadsden Building, Suite 100, St. Petersburg, FL 33702
1-800-963-5337
floridashine.org
Area Agency on Aging of Pasco-PinellasInformation on local senior services, meals, caregiver support and in-home help(727) 570-9696
agingcarefl.org
Florida Department of Health in Pasco CountyPublic health services, vaccinations and clinic locationsDade City office: 13941 15th St, Dade City, FL 33525
(727) 619-0300
pasco.floridahealth.gov
Social Security AdministrationEnrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cardsFind your local office or call 1-800-772-1213
MedicareCoverage questions, Care Compare and plan information1-800-MEDICARE (1-800-633-4227)
medicare.gov

Pasco County Medicare FAQs

How many people in Pasco County use Original Medicare?

CMS counts 153,526 people with Medicare in Pasco County as of June 2026. Of them, 50,470 (32.9%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 103,056 are in Medicare Advantage or other health plans.

What would a hospital stay at AdventHealth Wesley Chapel cost me with Plan G?

For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.

Can I use my Medicare Supplement plan at hospitals in Tampa?

Yes. Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare. There are no networks or referrals, so you can use hospitals in Pasco County, Tampa or anywhere else.

Should Pasco County residents choose Plan G or Plan N?

Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.

When should I buy a Medicare Supplement plan?

The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.

Can I keep my Medicare Supplement plan if I spend part of the year elsewhere?

Yes. A Medigap plan follows you anywhere in the United States, and Plans G and N pay their share for any doctor or hospital that accepts Medicare. Premiums are based on where you live, so tell your carrier if your permanent address changes.

How many Medicare-certified hospitals are in Pasco County?

CMS lists seven general hospitals: AdventHealth Wesley Chapel, AdventHealth Zephyrhills, AdventHealth Dade City, BayCare Hospital Wesley Chapel, Morton Plant North Bay Hospital, HCA Florida Trinity Hospital and HCA Florida Bayonet Point Hospital. The county also has North Tampa Behavioral Health, a psychiatric hospital.

Where can I get free Medicare counseling in Pasco County?

SHINE offers free, unbiased Medicare counseling through the Area Agency on Aging of Pasco-Pinellas. Call 1-800-963-5337 or (727) 570-9696.

Sources

Compare Medicare Supplement Plans in Pasco County

Plan benefits are the same from every carrier, but premiums in Pasco County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.

Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.

Towns We Serve in Pasco County

Medicare Supplement plans work the same way in every Pasco County town: the benefits for each plan letter are set by federal law, you can see any doctor or hospital in the country that accepts Medicare, and your premium depends on your ZIP code, age, sex and tobacco use. Use the estimator above with your own ZIP code to see the rates filed for your area.

Medicare Supplement Plans in Dade City

The historic Pasco County seat, with a courthouse square and rural surroundings. About 8,152 people live in Dade City, and about 1,859 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is AdventHealth Dade City in Dade City, about 1 mile away in a straight line.

Have a question about coverage in your town? Request a free quote or call and a licensed agent will walk you through it.

Communities in Pasco County

I help people with Medicare Supplement plans in every city, town and community in Pasco County, including these with their own local pages.

Also serving
  • Bayonet Point
  • Beacon Square
  • Connerton
  • Dade City
  • Dade City North
  • Elfers
  • Heritage Pines
  • Hudson
  • Jasmine Estates
  • Key Vista
  • Lacoochee
  • Meadow Oaks
  • Moon Lake
  • New Port Richey East
  • Odessa
  • Pasadena Hills
  • Port Richey
  • Quail Ridge
  • River Ridge
  • St. Leo
  • San Antonio
  • Shady Hills
  • Trinity
  • Zephyrhills North
  • Zephyrhills South
  • Zephyrhills West

All Florida communities A–Z →Every Florida county

Get Your Free Medicare Supplement Quote Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Disclaimer:

Site Ownership and Licensing

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.

Insurance product descriptions on this site are provided for informational and marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and may change over time.


Medicare Program Disclosure

This website is not connected with or endorsed by the U.S. government or the federal Medicare program.

Medicare Supplement policies are offered by private insurance companies. Medicare Supplement plans work alongside Original Medicare Parts A and B.

Medicare Advantage plans are not marketed through this site.

This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.


Additional Disclosures

No tax or legal advice is provided. Consult a qualified tax advisor or attorney regarding your specific situation.

Email and text communications may not be fully secure. Please avoid sending sensitive personal information unless requested through a secure channel.

All trademarks and logos are the property of their respective owners.


Contact Information

Email: info@medicaresupplementsonly.com

Phone: 239.633.4392

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, Aetna, HealthSpring (formerly Cigna), Medico, Mutual of Omaha, Physicians Mutual, WPS Health Insurance, and MCC Brokerage located in Tampa, Florida.


Content Review

Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216

FL License A169316 | NPN 553216 | Privacy Policy | Terms of Service
Last updated: November 10, 2026
Scroll to Top