Medicare Supplement Plans and Medicare Resources in Hillsborough County, Florida

What Medicare Supplement plans pay in Hillsborough County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help

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Medicare in Hillsborough County, Florida

Hillsborough County, home to Tampa, has nine general hospitals with emergency departments, the James A. Haley Veterans’ Hospital, rehabilitation and long-term care hospitals and 30 Medicare-certified nursing homes, according to CMS data updated in 2026. About 17% of its roughly 1.57 million residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.

Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).

Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.

Hillsborough County at a Glance

County seatTampa
Incorporated citiesTampa, Temple Terrace and Plant City
Other communitiesBrandon, Riverview, Apollo Beach, Sun City Center, Ruskin, Lutz and others
Population1,574,115 (U.S. Census Bureau estimate, July 1, 2025)
Residents 65 and older16.5%
People with Medicare275,359 (CMS, June 2026)
In Original Medicare, where a Medigap plan can be added104,111 (37.8%)
In Medicare Advantage or other health plans171,248 (62.2%)
Medicare-certified hospitals9 general hospitals, plus the James A. Haley Veterans’ Hospital
Rehabilitation and long-term care hospitals3 rehabilitation hospitals, 3 hospital rehabilitation units and 2 long-term care hospitals
Medicare-certified nursing homes30
Medicare-certified hospice agencies4
Medicare-certified dialysis facilities30
Free Medicare counselingSHINE, 1-800-963-5337

Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.

Hillsborough County anchors our Tampa Bay Medicare Supplement region. Its Tampa hospitals, including Tampa General Hospital and St. Joseph’s Hospital, also serve residents of neighboring counties, while Brandon, Riverview, Plant City and Sun City Center have hospitals of their own.

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Medicare Supplement Plans in Hillsborough County

Of the 275,359 people with Medicare in Hillsborough County, 104,111 (37.8%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is lower than the statewide figure of 42.9%. Another 62,622 Hillsborough County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.

What Matters for Hillsborough County Residents

  • Several hospital systems, one plan: Hillsborough County hospitals belong to Tampa General, BayCare, AdventHealth and HCA Florida. A Medicare Supplement plan pays the same way at all of them, with no networks to check.
  • Veterans with VA and Medicare: Medicare generally does not pay at VA facilities, and the VA generally pays for outside care only when it authorizes that care. Veterans who want to see non-VA doctors on their own often keep Original Medicare and a Medigap plan alongside VA care.
  • Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
  • Medicaid and Medicare Savings Programs: CMS counts 56,464 Hillsborough County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.

Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans

What Care in Hillsborough County Costs With and Without a Medigap Plan

Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use Tampa General Hospital, St. Joseph’s Hospital, AdventHealth Tampa or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.

CoverageRoutine year
6 doctor visits and $800 in tests
4-day stay at Tampa General Hospital
plus 8 doctor visits and $1,500 in tests
Hospital stay and rehab
the same stay plus 25 days at a Hillsborough County nursing home
Original Medicare only$566$2,502$3,587
Plan G$283$283$283
Plan N$403$443$443
High-Deductible Plan G$566$2,502$2,950
Plan K$425$1,393$1,935
Plan L$354$838$1,109

In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.

Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.

What would you pay in Hillsborough County in 2026?

Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.

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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.

Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.

Hospitals in Hillsborough County

CMS lists nine general hospitals with emergency departments in Hillsborough County. Tampa General Hospital, St. Joseph’s Hospital, AdventHealth Tampa, AdventHealth Carrollwood and HCA Florida South Tampa Hospital are in Tampa. HCA Florida Brandon Hospital, AdventHealth Riverview, South Florida Baptist Hospital in Plant City and HCA Florida South Shore Hospital in Sun City Center serve the eastern and southern parts of the county. HCA Florida South Tampa Hospital holds a CMS overall rating of 5 of 5 stars, and St. Joseph’s Hospital holds 4 stars.

The James A. Haley Veterans’ Hospital in Tampa serves enrolled veterans. Medicare generally does not pay for care at VA facilities, so veterans use their VA benefits there. Some well-known Tampa facilities, such as Moffitt Cancer Center and St. Joseph’s Hospital-North and St. Joseph’s Hospital-South, do not appear separately in the CMS hospital data used here, so check Care Compare or the hospital directly. The county also has three rehabilitation hospitals, three hospital rehabilitation units and two long-term care hospitals for patients who need more recovery care after a hospital stay.

Show all 10 hospitals with ratings, phone numbers and directions
HospitalTypeAddressPhoneCMS overall ratingLinks
AdventHealth CarrollwoodAcute care7171 N Dale Mabry Hwy, Tampa, FL 33614(813) 615-72193 of 5 starsCare Compare | Directions
AdventHealth RiverviewAcute care9330 US Hwy 301 S, Riverview, FL 33578(813) 929-5962Not ratedCare Compare | Directions
AdventHealth TampaAcute care3100 E Fletcher Ave, Tampa, FL 33613(813) 615-72003 of 5 starsCare Compare | Directions
HCA Florida Brandon HospitalAcute care119 Oakfield Dr, Brandon, FL 33511(813) 916-06003 of 5 starsCare Compare | Directions
HCA Florida South Shore HospitalAcute care4016 Sun City Center Blvd, Sun City Center, FL 33573(813) 634-33012 of 5 starsCare Compare | Directions
HCA Florida South Tampa HospitalAcute care2901 W Swann Ave, Tampa, FL 33609(813) 873-64005 of 5 starsCare Compare | Directions
South Florida Baptist HospitalAcute care301 N Alexander St, Plant City, FL 33563(813) 757-12003 of 5 starsCare Compare | Directions
St. Joseph’s HospitalAcute care3001 W Martin Luther King Jr Blvd, Tampa, FL 33607(813) 870-43984 of 5 starsCare Compare | Directions
Tampa General HospitalAcute care1 Tampa General Cir, Tampa, FL 33606(813) 844-70003 of 5 starsCare Compare | Directions
James A. Haley Veterans’ HospitalVA medical center13000 Bruce B Downs Blvd., Tampa, FL 33612(813) 972-20004 of 5 starsCare Compare | Directions

Rehabilitation and Long-Term Care Hospitals

Show 8 rehabilitation and long-term care hospitals with directions
FacilityTypeAddressLinks
Encompass Health Rehabilitation Hospital of North TampaInpatient rehabilitation3840 Atmore Grove Dr, Lutz, FL 33548Care Compare | Directions
Tampa General Rehabilitation HospitalInpatient rehabilitation1307 W Kennedy Blvd, Tampa, FL 33606Care Compare | Directions
Florida Rehabilitation Hospital at TampaInpatient rehabilitation6805 Woodstork Rd, Temple Terrace, FL 33637Care Compare | Directions
AdventHealth Tampa Rehabilitation UnitInpatient rehabilitation3100 East Fletcher Avenue, Tampa, FL 33613Care Compare | Directions
HCA Florida Brandon Hospital Rehabilitation UnitInpatient rehabilitation119 Oakfield Dr, Brandon, FL 33511Care Compare | Directions
Kindred Hospital Bay Area-Tampa Rehabilitation UnitInpatient rehabilitation4555 S Manhattan Ave, Tampa, FL 33611Care Compare | Directions
Kindred Hospital Bay Area-TampaLong-term care hospital4555 S Manhattan Ave, Tampa, FL 33611Care Compare | Directions
Kindred Hospital Central TampaLong-term care hospital4801 N Howard Ave, Tampa, FL 33603Care Compare | Directions

Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. VA care and Medicare are separate benefits, and you choose which to use each time you get care.

Map of Medicare-Certified Facilities in Hillsborough County

The map shows Hillsborough County’s hospitals, rehabilitation and long-term care hospitals, nursing homes and hospice agency offices. Dialysis facilities and home health agencies are listed below but not mapped. Click a marker for the address, phone number and driving directions in Google Maps.

Acute care hospitalVA medical centerRehabilitation or long-term care hospitalNursing homeHospice

Medicare-Certified Nursing Homes in Hillsborough County

CMS lists 30 Medicare-certified nursing homes in Hillsborough County with about 3,900 certified beds. Ratings range from 1 to 5 stars, and only Canterbury Towers in Tampa and Solaris HealthCare Plant City hold 5 stars, so compare before you choose. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.

Show all 30 nursing homes with ratings and directions
Nursing homeAddressPhoneCertified bedsCMS overall ratingLinks
Aviata at Central Park702 S Kings Ave, Brandon, FL 33511(813) 651-18181203 of 5Care Compare | Directions
Aviata at Fletcher518 W Fletcher Ave, Tampa, FL 33612(813) 265-16001201 of 5Care Compare | Directions
Aviata at Oakfield1465 Oakfield Dr, Brandon, FL 33511(813) 655-04041202 of 5Care Compare | Directions
Aviata at the Bay2916 Habana Way, Tampa, FL 33614(813) 876-51411501 of 5Care Compare | Directions
Bayshore Pointe Nursing and Rehab Center3117 W Gandy Blvd, Tampa, FL 33611(813) 261-55001173 of 5Care Compare | Directions
Blue Palms Health and Rehabilitation Center4100 E Fletcher Ave, Tampa, FL 33613(813) 632-24551633 of 5Care Compare | Directions
Canterbury Towers3501 Bayshore Blvd, Tampa, FL 33629(813) 837-1083605 of 5Care Compare | Directions
Carrollwood Care Center15002 Hutchinson Rd, Tampa, FL 33625(813) 960-19691203 of 5Care Compare | Directions
Community Convalescent Center2202 W Oak Ave, Plant City, FL 33563(813) 754-37611201 of 5Care Compare | Directions
Elon Manor Nursing and Rehabilitation Center1203 E 22nd Ave, Tampa, FL 33605(813) 229-6901962 of 5Care Compare | Directions
Excel Care Center2811 Campus Hill Dr, Tampa, FL 33612(813) 979-94001204 of 5Care Compare | Directions
Fairway Oaks Center13806 N 46th St, Tampa, FL 33613(813) 977-42141202 of 5Care Compare | Directions
Hawthorne Center for Rehabilitation and Healing851 West Lumsden Rd, Brandon, FL 33511(813) 661-89981324 of 5Care Compare | Directions
The Luxe at Lutz Rehabilitation Center19091 N Dale Mabry Hwy, Lutz, FL 33548(813) 751-05571201 of 5Care Compare | Directions
Northdale Rehabilitation Center3030 Bearss Ave, Tampa, FL 33618(813) 968-87771204 of 5Care Compare | Directions
Palm Garden of Sun City3850 Upper Creek Dr, Sun City Center, FL 33573(813) 633-28751321 of 5Care Compare | Directions
Palm Garden of Tampa3612 E 138th Ave, Tampa, FL 33613(813) 972-87751204 of 5Care Compare | Directions
Plaza West912 American Eagle Blvd, Sun City Center, FL 33573(813) 633-30661133 of 5Care Compare | Directions
PruittHealth North Tampa18940 Sunlake Blvd, Lutz, FL 33558(678) 533-6300902 of 5Care Compare | Directions
Rehabilitation and Healthcare Center of Tampa4411 N Habana Ave, Tampa, FL 33614(813) 872-27711741 of 5Care Compare | Directions
Solaris HealthCare Plant City701 N Wilder Rd, Plant City, FL 33566(813) 752-36111805 of 5Care Compare | Directions
St. Andrew Post-Acute Rehabilitation Center16702 North Dale Mabry Hwy, Tampa, FL 33618(813) 908-2333452 of 5Care Compare | Directions
Sun Terrace Health Care Center105 Trinity Lakes Dr, Sun City Center, FL 33573(813) 634-33241303 of 5Care Compare | Directions
Tampa Lakes Health and Rehabilitation Center750 Hayes Rd, Lutz, FL 33549(813) 559-15001794 of 5Care Compare | Directions
The Bristol Care Center1818 E Fletcher Ave, Tampa, FL 33612(813) 971-23832662 of 5Care Compare | Directions
Victoria Crossing Rehabilitation Center701 Victoria St, Brandon, FL 33510(813) 681-42201204 of 5Care Compare | Directions
Vivo Healthcare Gandy4610 S Manhattan Ave, Tampa, FL 33611(813) 839-53111602 of 5Care Compare | Directions
Whispering Oaks1514 E Chelsea St, Tampa, FL 33610(813) 238-64062363 of 5Care Compare | Directions
Woodbridge Care Center and Rehab8720 Jackson Springs Rd, Tampa, FL 33615(813) 341-56001203 of 5Care Compare | Directions
Ybor City Center for Rehabilitation and Healing1709 Taliaferro Ave, Tampa, FL 33602(813) 223-4623803 of 5Care Compare | Directions

Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. CMS currently marks Aviata at the Bay and Palm Garden of Sun City with its abuse icon, which means the facility was cited for abuse or potential abuse. Canterbury Towers, Blue Palms Health and Rehabilitation Center and Plaza West are inside continuing care retirement communities and may limit admission to their own residents. Care Compare explains the details.

Home Health, Hospice and Dialysis in Hillsborough County

  • Home health: CMS lists more than 70 Medicare-certified home health agency listings with offices in Hillsborough County. Agencies serve areas rather than single addresses, so search by your ZIP code on Medicare Care Compare to see which ones serve your home, with their ratings.
  • Hospice: Four Medicare-certified hospice agencies are based in Hillsborough County: LifePath Hospice in Temple Terrace, (813) 877-2200 (Care Compare); AccentCare Hospice and Palliative Care of Hillsborough in Tampa, (813) 607-2630 (Care Compare); Suncoast Hospice of Hillsborough in Brandon, (813) 561-7300 (Care Compare); Affinity Care of Hillsborough in Tampa, (813) 535-7711 (Care Compare). Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
  • Dialysis: CMS lists 30 dialysis facilities in Hillsborough County, in Tampa, Brandon, Riverview, Plant City, Temple Terrace, Ruskin and Lithia, including a pediatric dialysis unit at Tampa General Hospital. Search dialysis facilities on Care Compare for shifts and ratings.
  • Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.

Free Medicare Help in Hillsborough County

These public and nonprofit resources help Hillsborough County residents with Medicare questions at no cost.

ResourceWhat it helps withContact
SHINE (Serving Health Insurance Needs of Elders)Free, unbiased Medicare counseling from trained volunteers, offered locally through Senior Connection Center, the Aging and Disability Resource Center that serves Hillsborough County1-800-963-5337 (Elder Helpline)
floridashine.org
Florida Department of Health in Hillsborough CountyPublic health services, vaccinations and clinic locations1105 E Kennedy Blvd, Tampa, FL 33602
(813) 307-8000
hillsborough.floridahealth.gov
Social Security AdministrationEnrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cardsFind your local office or call 1-800-772-1213
MedicareCoverage questions, Care Compare and plan information1-800-MEDICARE (1-800-633-4227)
medicare.gov

Hillsborough County Medicare FAQs

How many people in Hillsborough County use Original Medicare?

CMS counts 275,359 people with Medicare in Hillsborough County as of June 2026. Of them, 104,111 (37.8%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 171,248 are in Medicare Advantage or other health plans.

What would a hospital stay at Tampa General Hospital cost me with Plan G?

For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.

Does a Medicare Supplement plan work at Tampa General Hospital?

Yes. CMS lists Tampa General Hospital as a Medicare-certified hospital, and Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare. There are no networks or referrals.

Should Hillsborough County residents choose Plan G or Plan N?

Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.

When should I buy a Medicare Supplement plan?

The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.

Does Medicare pay for care at the Tampa VA hospital?

Generally no. Medicare does not usually pay for care you get at a VA facility, so enrolled veterans use their VA benefits at the James A. Haley Veterans’ Hospital. A Medicare Supplement plan covers Medicare-approved care you get outside the VA.

How many Medicare-certified hospitals are in Hillsborough County?

CMS lists nine general hospitals with emergency departments, in Tampa, Brandon, Riverview, Plant City and Sun City Center. HCA Florida South Tampa Hospital holds a CMS overall rating of 5 of 5 stars and St. Joseph’s Hospital holds 4 stars. The county also has the James A. Haley Veterans’ Hospital, rehabilitation hospitals and long-term care hospitals.

Where can I get free Medicare counseling in Hillsborough County?

SHINE offers free, unbiased Medicare counseling. In Hillsborough County it is offered through Senior Connection Center. Call the Elder Helpline at 1-800-963-5337.

Sources

Compare Medicare Supplement Plans in Hillsborough County

Plan benefits are the same from every carrier, but premiums in Hillsborough County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.

Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.

Communities in Hillsborough County

I help people with Medicare Supplement plans in every city, town and community in Hillsborough County, including these with their own local pages.

Also serving
  • Balm
  • Bloomingdale
  • Carrollwood
  • Cheval
  • Citrus Park
  • Dover
  • East Lake-Orient Park
  • Egypt Lake-Leto
  • Fish Hawk
  • Gibsonton
  • Keystone
  • Lake Magdalene
  • Lutz
  • Mango
  • Northdale
  • Palm River-Clair Mel
  • Pebble Creek
  • Progress Village
  • Ruskin
  • Seffner
  • Sun City Center
  • Thonotosassa
  • Valrico
  • Westchase
  • Wimauma

All Florida communities A–Z →Every Florida county

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Disclaimer:

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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.

Insurance product descriptions on this site are provided for informational and marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and may change over time.


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This website is not connected with or endorsed by the U.S. government or the federal Medicare program.

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Content Review

Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216

FL License A169316 | NPN 553216 | Privacy Policy | Terms of Service
Last updated: November 10, 2026
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