Medicare Supplement Plans and Medicare Resources in Sarasota County, Florida

What Medicare Supplement plans pay in Sarasota County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help

Free and no obligation. A licensed agent will send your quote within 24 hours.

Compare Plans • Speak With a Licensed Advisor • Quotes Within 24 Hours

Home > Florida > Sarasota County

Medicare in Sarasota County, Florida

Sarasota County, on the Gulf Coast between Manatee and Charlotte counties, has four Medicare-certified general hospitals, a psychiatric hospital and 30 Medicare-certified nursing homes, according to CMS data updated in 2026. About 39% of its roughly 480,000 residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.

Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).

Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.

Sarasota County at a Glance

County seatSarasota
Incorporated cities and townsSarasota, Venice, North Port and Longboat Key (shared with Manatee County)
Population479,958 (U.S. Census Bureau estimate, July 1, 2025)
Residents 65 and older38.8%
People with Medicare166,792 (CMS, June 2026)
In Original Medicare, where a Medigap plan can be added95,559 (57.3%)
In Medicare Advantage or other health plans71,233 (42.7%)
Medicare-certified hospitals4 general hospitals and 1 psychiatric hospital
Rehabilitation and long-term care2 rehabilitation hospitals, 1 hospital rehabilitation unit and 1 long-term care hospital
Medicare-certified nursing homes30
Medicare-certified hospice agencies based in the county2
Medicare-certified dialysis facilities12
Free Medicare counselingSHINE, 1-800-963-5337

Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.

Sarasota County is the northern end of our Southwest Florida Medicare Supplement region, between Manatee and Charlotte counties. Sarasota Memorial Hospital has campuses in Sarasota and North Venice. HCA Florida runs hospitals in Sarasota and Englewood. Hospitals in Bradenton, Lakewood Ranch and Port Charlotte are also within reach.

Estimate Your Monthly Premium

See the range of Medicare Supplement rates for your Florida or Alabama ZIP code. No name, phone or email needed.

Free 2026 Medicare Guides

Want to read up before we talk? Download the official Medicare & You 2026 handbook and the government’s Choosing a Medigap Policy guide. Both are free PDFs, with no sign-up needed.

Medicare Supplement Plans in Sarasota County

Of the 166,792 people with Medicare in Sarasota County, 95,559 (57.3%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is higher than the statewide figure of 42.9%. Another 79,523 Sarasota County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.

What Matters for Sarasota County Residents

  • A large Original Medicare population: CMS counts 95,559 Sarasota County residents in Original Medicare, 57.3% of the county’s Medicare population and above the statewide share of about 43%. A Medicare Supplement plan pays the same way at every hospital in the county and at hospitals in Manatee and Charlotte counties.
  • Seasonal residents: A Medigap plan works anywhere in the United States that accepts Medicare, so it covers care here and back home for part-year residents. Many Medicare Advantage plans limit routine care outside their service area.
  • Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
  • Medicaid and Medicare Savings Programs: CMS counts 11,204 Sarasota County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.

Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans

What Care in Sarasota County Costs With and Without a Medigap Plan

Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use Sarasota Memorial Hospital, HCA Florida Sarasota Doctors Hospital, HCA Florida Englewood Hospital or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.

CoverageRoutine year
6 doctor visits and $800 in tests
4-day stay at Sarasota Memorial Hospital
plus 8 doctor visits and $1,500 in tests
Hospital stay and rehab
the same stay plus 25 days at a Sarasota County nursing home
Original Medicare only$566$2,502$3,587
Plan G$283$283$283
Plan N$403$443$443
High-Deductible Plan G$566$2,502$2,950
Plan K$425$1,393$1,935
Plan L$354$838$1,109

In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.

Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.

What would you pay in Sarasota County in 2026?

Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.

1. Choose a year

2. See what you would pay

Add your premium quotes to see the full-year cost (optional)

We do not show premiums. When you enter a quote, that plan's bar includes 12 months of premium.

Change the example (optional)

Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.

Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.

Hospitals in Sarasota County

CMS lists four general hospitals in Sarasota County, all with emergency departments. Sarasota Memorial Hospital in Sarasota and Sarasota Memorial Hospital – Venice in North Venice each hold a CMS overall rating of 5 of 5 stars in the 2026 data. HCA Florida Sarasota Doctors Hospital holds 4 stars and HCA Florida Englewood Hospital holds 3 stars. North Port Behavioral Health provides inpatient psychiatric care.

Encompass Health Rehabilitation Hospital of Sarasota and PAM Health Rehabilitation Hospital of Venice in Nokomis are inpatient rehabilitation hospitals, and Sarasota Memorial Hospital has its own rehabilitation unit. PAM Specialty Hospital of Sarasota is a long-term care hospital for patients who need an extended hospital stay.

Show all 5 hospitals with ratings, phone numbers and directions
HospitalTypeAddressPhoneCMS overall ratingLinks
HCA Florida Englewood HospitalAcute care700 Medical Blvd, Englewood, FL 34223(941) 475-65713 of 5 starsCare Compare | Directions
HCA Florida Sarasota Doctors HospitalAcute care5731 Bee Ridge Rd, Sarasota, FL 34233(941) 342-11004 of 5 starsCare Compare | Directions
Sarasota Memorial HospitalAcute care1700 S Tamiami Trl, Sarasota, FL 34239(941) 917-90005 of 5 starsCare Compare | Directions
Sarasota Memorial Hospital – VeniceAcute care2600 Laurel Road East, North Venice, FL 34275(941) 917-72995 of 5 starsCare Compare | Directions
North Port Behavioral HealthPsychiatric4501 Citizens Parkway, North Port, FL 34288Not ratedCare Compare | Directions

Rehabilitation and Long-Term Care Hospitals

Show 4 rehabilitation and long-term care hospitals with directions
FacilityTypeAddressLinks
Encompass Health Rehabilitation Hospital of SarasotaInpatient rehabilitation6400 Edgelake Dr, Sarasota, FL 34240Care Compare | Directions
PAM Health Rehabilitation Hospital of VeniceInpatient rehabilitation2639 Curry Lane, Nokomis, FL 34275Care Compare | Directions
Sarasota Memorial Hospital Rehabilitation UnitInpatient rehabilitation1700 South Tamiami Trail, Sarasota, FL 34239Care Compare | Directions
PAM Specialty Hospital of SarasotaLong-term care hospital6150 Edgelake Dr, Sarasota, FL 34240Care Compare | Directions

Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Psychiatric hospitals do not receive CMS overall star ratings.

Map of Medicare-Certified Facilities in Sarasota County

The map shows Sarasota County’s hospitals, rehabilitation and long-term care hospitals, nursing homes and hospice offices. Dialysis facilities and home health agencies are listed below but not mapped. Click a marker for the address, phone number and driving directions in Google Maps.

Acute care hospitalPsychiatric hospitalRehabilitation or long-term care hospitalNursing homeHospice

Medicare-Certified Nursing Homes in Sarasota County

CMS lists 30 Medicare-certified nursing homes in Sarasota County with 3,086 certified beds. Twenty-two have Sarasota addresses, six are in Venice and one each is in Englewood and North Port. Ratings range from 1 to 5 stars. Seven hold 5 stars and five hold 4 stars, while eight hold 1 star, so compare before you choose. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.

Show all 30 nursing homes with ratings and directions
Nursing homeAddressPhoneCertified bedsCMS overall ratingLinks
Advinia Care at Venice950 Pinebrook Road, Venice, FL 34285(941) 484-8801451 of 5Care Compare | Directions
Aviata at Englewood1111 Drury Ln, Englewood, FL 34224(941) 474-93711202 of 5Care Compare | Directions
Aviata at Venice1026 Albee Farm Rd, Venice, FL 34285(941) 484-04251201 of 5Care Compare | Directions
Award Care at Beneva741 South Beneva Road, Sarasota, FL 34232(941) 957-03101201 of 5Care Compare | Directions
Award Care at Sarasota1507 S Tuttle Ave, Sarasota, FL 34239(941) 366-03361201 of 5Care Compare | Directions
Bay Village of Sarasota8400 Vamo Road, Sarasota, FL 34231(941) 966-5611954 of 5Care Compare | Directions
Benderson Family Skilled Nursing and Rehab Center1959 N Honore Ave, Sarasota, FL 34235(941) 379-3553455 of 5Care Compare | Directions
Birchwood Health and Rehabilitation Center3250 12th St, Sarasota, FL 34237(941) 365-4185872 of 5Care Compare | Directions
Capri Health and Rehabilitation Center1450 East Venice Avenue, Venice, FL 34292(941) 486-80881292 of 5Care Compare | Directions
Creekside Health and Rehabilitation Center5511 Swift Road, Sarasota, FL 34231(941) 921-74621782 of 5Care Compare | Directions
Crescent Health and Rehabilitation Center5401 Sawyer Rd, Sarasota, FL 34233(941) 925-34271401 of 5Care Compare | Directions
The Glenridge on Palmer Ranch7333 Scotland Way, Sarasota, FL 34238(941) 552-3603615 of 5Care Compare | Directions
Harborview Sarasota4783 Fruitville Road, Sarasota, FL 34232(941) 378-8000812 of 5Care Compare | Directions
Hawthorne Center for Rehab and Healing of Sarasota5381 Desoto Road, Sarasota, FL 34235(941) 355-61111205 of 5Care Compare | Directions
Indian Beach Nursing and Rehab Center1755 18th St, Sarasota, FL 34230(941) 955-49151011 of 5Care Compare | Directions
Inn at Sarasota Bay Club1303 North Tamiami Trail, Sarasota, FL 34236(941) 953-6949444 of 5Care Compare | Directions
North Port Rehabilitation and Nursing Center6940 Outreach Way, North Port, FL 34287(941) 426-84111202 of 5Care Compare | Directions
Pines of Sarasota1501 N Orange Ave, Sarasota, FL 34236(941) 365-02501715 of 5Care Compare | Directions
Plymouth Harbor700 John Ringling Blvd, Sarasota, FL 34236(941) 365-2600564 of 5Care Compare | Directions
PR SNF Operations LLC5111 Palmer Ranch Parkway, Sarasota, FL 34238(941) 926-7733604 of 5Care Compare | Directions
Sarasota Health and Rehabilitation Center1524 East Avenue South, Sarasota, FL 34239(941) 365-24221441 of 5Care Compare | Directions
Sarasota Memorial Nursing and Rehabilitation Center5640 Rand Blvd, Sarasota, FL 34238(941) 917-49501205 of 5Care Compare | Directions
Sarasota Point Rehabilitation Center2600 Courtland Street, Sarasota, FL 34237(941) 952-90701204 of 5Care Compare | Directions
Siesta Key Health and Rehabilitation Center4602 Northgate Court, Sarasota, FL 34234(941) 355-29131203 of 5Care Compare | Directions
Springs at Lake Pointe Woods3280 Lake Pointe Blvd, Sarasota, FL 34231(941) 929-27001012 of 5Care Compare | Directions
Sunnyside Nursing Home5201 Bahia Vista Street, Sarasota, FL 34232(941) 371-2729605 of 5Care Compare | Directions
Sunset Lake Healthcare and Rehabilitation Center832 Sunset Lake Boulevard, Venice, FL 34292(941) 492-53131202 of 5Care Compare | Directions
Venice Health and Rehabilitation Center1240 Pinebrook Road, Venice, FL 34292(941) 488-67331202 of 5Care Compare | Directions
Village on the Isle910 Tamiami Trail South, Venice, FL 34285(941) 486-5420485 of 5Care Compare | Directions
Vivo Healthcare Meadows5157 Park Club Drive, Sarasota, FL 34235(941) 377-00221201 of 5Care Compare | Directions

Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. Village on the Isle, Plymouth Harbor, The Glenridge on Palmer Ranch, Bay Village of Sarasota and PR SNF Operations LLC are part of continuing care retirement communities and may limit admission to their own residents. PR SNF Operations LLC is shown under its CMS name. Call to confirm.

Home Health, Hospice and Dialysis in Sarasota County

  • Home health: CMS lists 16 Medicare-certified home health agencies with offices in Sarasota County, most of them in Sarasota and Venice. Medicare covers home health care with no coinsurance when you qualify, so Medigap matters less here. Search by ZIP code on Medicare Care Compare to see which agencies serve your home, with their ratings.
  • Hospice: Two Medicare-certified hospice agencies are based in Sarasota County in CMS data. Empath Tidewell Hospice is in Sarasota, (941) 552-7500 (Care Compare). Affinity Care of Sarasota is also in Sarasota, (941) 477-9991 (Care Compare). Agencies based in neighboring counties may also serve the area, so search hospice care on Care Compare by your ZIP code. Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
  • Dialysis: CMS lists 12 dialysis facilities in Sarasota County, in Sarasota, Venice, North Port and Nokomis. Dialysis is a Part B service, so the 20% coinsurance applies, and every Medigap plan helps pay it. Search dialysis facilities on Care Compare by ZIP code.
  • Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.

Free Medicare Help in Sarasota County

These public and nonprofit resources help Sarasota County residents with Medicare questions at no cost.

ResourceWhat it helps withContact
SHINE (Serving Health Insurance Needs of Elders)Free, unbiased Medicare counseling from trained volunteers, run locally by the Area Agency on Aging for Southwest Florida2830 Winkler Ave, Suite 112, Fort Myers, FL 33916
(239) 652-6900 or 1-800-963-5337
floridashine.org
Florida Department of Health in Sarasota CountyPublic health services, vaccinations and clinic locationsWilliam L. Little Health and Human Services Center, 2200 Ringling Blvd, Sarasota, FL 34237
(941) 861-2900
sarasota.floridahealth.gov
Social Security AdministrationEnrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cardsFind your local office or call 1-800-772-1213
MedicareCoverage questions, Care Compare and plan information1-800-MEDICARE (1-800-633-4227)
medicare.gov

Sarasota County Medicare FAQs

How many people in Sarasota County use Original Medicare?

CMS counts 166,792 people with Medicare in Sarasota County as of June 2026. Of them, 95,559 (57.3%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 71,233 are in Medicare Advantage or other health plans.

What would a hospital stay at Sarasota Memorial Hospital cost me with Plan G?

For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.

Can I use my Medicare Supplement plan at hospitals in other counties?

Yes. Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare. There are no networks or referrals, so you can use hospitals in Sarasota, Manatee or Charlotte counties or anywhere else.

Should Sarasota County residents choose Plan G or Plan N?

Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.

When should I buy a Medicare Supplement plan?

The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.

Can I keep my Medicare Supplement plan if I spend part of the year elsewhere?

Yes. A Medigap plan follows you anywhere in the United States, and Plans G and N pay their share for any doctor or hospital that accepts Medicare. Premiums are based on where you live, so tell your carrier if your permanent address changes.

How many Medicare-certified hospitals are in Sarasota County?

CMS lists four general hospitals: Sarasota Memorial Hospital, HCA Florida Sarasota Doctors Hospital, Sarasota Memorial Hospital – Venice and HCA Florida Englewood Hospital. North Port Behavioral Health is a psychiatric hospital.

Where can I get free Medicare counseling in Sarasota County?

SHINE offers free, unbiased Medicare counseling through the Area Agency on Aging for Southwest Florida. Call (239) 652-6900 or 1-800-963-5337.

Sources

Compare Medicare Supplement Plans in Sarasota County

Plan benefits are the same from every carrier, but premiums in Sarasota County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.

Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.

Towns We Serve in Sarasota County

Medicare Supplement plans work the same way in every Sarasota County town: the benefits for each plan letter are set by federal law, you can see any doctor or hospital in the country that accepts Medicare, and your premium depends on your ZIP code, age, sex and tobacco use. Use the estimator above with your own ZIP code to see the rates filed for your area.

Medicare Supplement Plans in Sarasota Springs

A residential community just east of the city of Sarasota. About 12,611 people live in Sarasota Springs, and about 2,249 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is HCA Florida Sarasota Doctors Hospital in Sarasota, about 1 mile away in a straight line.

Have a question about coverage in your town? Request a free quote or call and a licensed agent will walk you through it.

Communities in Sarasota County

I help people with Medicare Supplement plans in every city, town and community in Sarasota County, including these with their own local pages.

Also serving
  • Bee Ridge
  • Desoto Lakes
  • Fruitville
  • Gulf Gate
  • Kensington Park
  • Lake Sarasota
  • Laurel
  • Nokomis
  • North Sarasota
  • Old Miakka
  • Osprey
  • Palmer Ranch
  • Plantation
  • Ridge Wood Heights
  • Sarasota Springs
  • Siesta Key
  • South Gate Ridge
  • South Sarasota
  • Southgate
  • The Meadows
  • Vamo
  • Venice Gardens
  • Warm Mineral Springs

All Florida communities A–Z →Every Florida county

Get Your Free Medicare Supplement Quote Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Disclaimer:

Site Ownership and Licensing

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.

Insurance product descriptions on this site are provided for informational and marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and may change over time.


Medicare Program Disclosure

This website is not connected with or endorsed by the U.S. government or the federal Medicare program.

Medicare Supplement policies are offered by private insurance companies. Medicare Supplement plans work alongside Original Medicare Parts A and B.

Medicare Advantage plans are not marketed through this site.

This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.


Additional Disclosures

No tax or legal advice is provided. Consult a qualified tax advisor or attorney regarding your specific situation.

Email and text communications may not be fully secure. Please avoid sending sensitive personal information unless requested through a secure channel.

All trademarks and logos are the property of their respective owners.


Contact Information

Email: info@medicaresupplementsonly.com

Phone: 239.633.4392

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, Aetna, HealthSpring (formerly Cigna), Medico, Mutual of Omaha, Physicians Mutual, WPS Health Insurance, and MCC Brokerage located in Tampa, Florida.


Content Review

Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216

FL License A169316 | NPN 553216 | Privacy Policy | Terms of Service
Last updated: November 10, 2026
Scroll to Top