Medicare Supplement Plans in Levy County, Florida: Chiefland & Williston

What Medicare Supplement plans pay in Levy County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help

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Medicare in Levy County, Florida

Levy County, a rural Gulf coast county between Gainesville and the Big Bend, has no Medicare-certified hospital and one Medicare-certified nursing home, according to CMS data updated in 2026. Residents travel to Gainesville, Ocala or Crystal River for hospital care. About 27% of its roughly 48,500 residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.

Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).

Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.

Levy County at a Glance

County seatBronson
Incorporated cities and townsBronson, Cedar Key, Chiefland, Fanning Springs, Inglis, Otter Creek, Williston and Yankeetown
Population48,520 (U.S. Census Bureau estimate, July 1, 2025)
Residents 65 and older26.7%
People with Medicare13,878 (CMS, June 2026)
In Original Medicare, where a Medigap plan can be added5,984 (43.1%)
In Medicare Advantage or other health plans7,894 (56.9%)
Medicare-certified hospitalsNone in the county; the nearest are in Gainesville, Ocala and Crystal River
Medicare-certified nursing homes1
Free Medicare counselingSHINE, 1-800-963-5337

Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.

Levy County is part of our North Central Florida Medicare Supplement region, a rural county that runs from the Gulf coast at Cedar Key and Yankeetown inland to Williston. With no hospital in the county, residents rely on hospitals in Gainesville, Ocala and Crystal River.

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Free 2026 Medicare Guides

Want to read up before we talk? Download the official Medicare & You 2026 handbook and the government’s Choosing a Medigap Policy guide. Both are free PDFs, with no sign-up needed.

Medicare Supplement Plans in Levy County

Of the 13,878 people with Medicare in Levy County, 5,984 (43.1%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is close to the statewide figure of 42.9%. Another 3,683 Levy County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.

What Matters for Levy County Residents

  • No hospital in the county: Every hospital stay for Levy County residents happens elsewhere, usually in Gainesville, Ocala or Crystal River. A Medicare Supplement plan pays the same way at any hospital in the United States that accepts Medicare.
  • Ambulance transport: Part B covers medically necessary ambulance rides, and you normally pay 20% after the Part B deductible. Plan G and Plan N pay that 20%, which matters when the nearest hospital is in another county.
  • Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
  • Medicaid and Medicare Savings Programs: CMS counts 2,604 Levy County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.

Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans

What Care in Levy County Costs With and Without a Medigap Plan

Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use UF Health Shands Hospital, AdventHealth Ocala or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.

CoverageRoutine year
6 doctor visits and $800 in tests
4-day stay at UF Health Shands Hospital
plus 8 doctor visits and $1,500 in tests
Hospital stay and rehab
the same stay plus 25 days at a Levy County nursing home
Original Medicare only$566$2,502$3,587
Plan G$283$283$283
Plan N$403$443$443
High-Deductible Plan G$566$2,502$2,950
Plan K$425$1,393$1,935
Plan L$354$838$1,109

In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.

Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.

What would you pay in Levy County in 2026?

Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.

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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.

Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.

Hospitals Serving Levy County

CMS lists no hospital in Levy County, so residents go to neighboring counties for hospital and emergency care. Williston and the eastern part of the county are closest to Gainesville and Ocala, while the southern coast near Inglis and Yankeetown is closer to Crystal River. UF Health Shands Hospital in Gainesville is the region’s academic medical center and holds a CMS overall rating of 5 of 5 stars.

Nearest Hospitals Outside Levy County

These are the closest general hospitals listed by CMS. Ratings are CMS overall hospital ratings from 1 to 5 stars.

HospitalCountyAddressPhoneCMS overall ratingLinks
UF Health Shands HospitalAlachua1600 SW Archer Rd, Gainesville, FL 32610(352) 265-80005 of 5 starsCare Compare | Directions
HCA Florida North Florida HospitalAlachua6500 W Newberry Rd, Gainesville, FL 32605(352) 333-41003 of 5 starsCare Compare | Directions
AdventHealth OcalaMarion1500 SW 1st Ave, Ocala, FL 34474(352) 351-72004 of 5 starsCare Compare | Directions
Tampa General Hospital Crystal RiverCitrus6201 N Suncoast Blvd, Crystal River, FL 34428(352) 795-65602 of 5 starsCare Compare | Directions

Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it.

Map of Medicare-Certified Facilities Serving Levy County

The map shows Levy County’s nursing home in Williston along with the nearest hospitals in Gainesville, Ocala and Crystal River. Click a marker for the address, phone number and driving directions in Google Maps.

Nursing homeAcute care hospital (neighboring county)

Medicare-Certified Nursing Home in Levy County

CMS lists one Medicare-certified nursing home in Levy County, Williston Care Center and Rehab, with 120 certified beds and a CMS overall rating of 2 of 5 stars. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.

Nursing homeAddressPhoneCertified bedsCMS overall ratingLinks
Williston Care Center and Rehab300 NW 1st Ave, Williston, FL 32696(352) 528-35611202 of 5Care Compare | Directions

Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. Nursing homes in Alachua, Marion, Gilchrist and other neighboring counties are also options, so search Care Compare by ZIP code to compare ratings.

Home Health, Hospice and Dialysis in Levy County

  • Home health: CMS lists no Medicare-certified home health agency with an office in Levy County. Agencies based in neighboring counties may serve your area, so search by your ZIP code on Medicare Care Compare.
  • Hospice: CMS lists no hospice agency based in Levy County. Agencies based in neighboring counties serve the area, so search hospice care on Care Compare by your ZIP code. Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
  • Dialysis: CMS lists no dialysis facility in Levy County. Search dialysis facilities on Care Compare for the nearest locations, shifts and ratings.
  • Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.

Free Medicare Help in Levy County

These public and nonprofit resources help Levy County residents with Medicare questions at no cost.

ResourceWhat it helps withContact
SHINE (Serving Health Insurance Needs of Elders)Free, unbiased Medicare counseling from trained volunteers, run locally by Elder Options, the Mid-Florida Area Agency on Aging100 SW 75th Street, Suite 301, Gainesville, FL 32607
1-800-963-5337
floridashine.org
Florida Department of Health in Levy CountyPublic health services, vaccinations and clinic services66 W Main St, Bronson, FL 32621
(352) 486-5300
levy.floridahealth.gov
Social Security AdministrationEnrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cardsFind your local office or call 1-800-772-1213
MedicareCoverage questions, Care Compare and plan information1-800-MEDICARE (1-800-633-4227)
medicare.gov

Levy County Medicare FAQs

How many people in Levy County use Original Medicare?

CMS counts 13,878 people with Medicare in Levy County as of June 2026. Of them, 5,984 (43.1%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 7,894 are in Medicare Advantage or other health plans.

What would a hospital stay at UF Health Shands Hospital cost me with Plan G?

For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.

Will my Medicare Supplement plan cover care at UF Health Shands in Gainesville?

Yes. Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare, so the same plan covers care in Gainesville, Ocala, Crystal River or anywhere else. There are no provider networks.

Should Levy County residents choose Plan G or Plan N?

Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.

When should I buy a Medicare Supplement plan?

The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.

Does Medicare cover an ambulance to a hospital outside Levy County?

Medicare Part B covers emergency ambulance transportation to the nearest appropriate facility. After the $283 Part B deductible you normally pay 20% of the approved amount, and Plan G and Plan N pay that 20%.

Is there a hospital in Levy County?

No. CMS lists no hospital in Levy County. The nearest are UF Health Shands Hospital and HCA Florida North Florida Hospital in Gainesville, AdventHealth Ocala and Tampa General Hospital Crystal River.

Where can I get free Medicare counseling in Levy County?

SHINE offers free, unbiased Medicare counseling through Elder Options, the Mid-Florida Area Agency on Aging. Call 1-800-963-5337.

Sources

Compare Medicare Supplement Plans in Levy County

Plan benefits are the same from every carrier, but premiums in Levy County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.

Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.

Towns We Serve in Levy County

Medicare Supplement plans work the same way in every Levy County town: the benefits for each plan letter are set by federal law, you can see any doctor or hospital in the country that accepts Medicare, and your premium depends on your ZIP code, age, sex and tobacco use. Use the estimator above with your own ZIP code to see the rates filed for your area.

Medicare Supplement Plans in Rainbow Springs

A retiree-heavy community near Rainbow Springs State Park and Dunnellon. About 6,082 people live in Rainbow Springs, and about 3,092 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Tampa General Hospital Crystal River in Crystal River, about 15 miles away in a straight line.

Medicare Supplement Plans in Williston

A small Levy County city with easy access to Ocala and Gainesville hospitals. About 3,154 people live in Williston, and about 658 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is UF Health Shands Hospital in Gainesville, about 18 miles away in a straight line.

Medicare Supplement Plans in Chiefland

A small Levy County city along U.S. 19, with a growing share of retirees. About 1,909 people live in Chiefland, and about 427 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is HCA Florida North Florida Hospital in Gainesville, about 30 miles away in a straight line.

Have a question about coverage in your town? Request a free quote or call and a licensed agent will walk you through it.

Communities in Levy County

I help people with Medicare Supplement plans in every city, town and community in Levy County.

Communities served
  • Andrews
  • Bronson
  • Cedar Key
  • Chiefland
  • East Bronson
  • East Williston
  • Fanning Springs
  • Inglis
  • Manatee Road
  • Morriston
  • Rainbow Lakes Estates
  • Rainbow Springs
  • Raleigh
  • Williston
  • Williston Highlands
  • Yankeetown

All Florida communities A–Z →Every Florida county

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Disclaimer:

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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.

Insurance product descriptions on this site are provided for informational and marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and may change over time.


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This website is not connected with or endorsed by the U.S. government or the federal Medicare program.

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Content Review

Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216

FL License A169316 | NPN 553216 | Privacy Policy | Terms of Service
Last updated: November 10, 2026
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