Medicare Supplement Plans and Medicare Resources in Marion County, Florida
What Medicare Supplement plans pay in Marion County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help
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Medicare in Marion County, Florida
Marion County, in North Central Florida around Ocala, has two Medicare-certified general hospitals, a psychiatric hospital, rehabilitation and long-term care hospitals and 11 Medicare-certified nursing homes, according to CMS data updated in 2026. About 30% of its roughly 443,000 residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.
Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).
Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.
Marion County at a Glance
| County seat | Ocala |
|---|---|
| Incorporated cities and towns | Belleview, Dunnellon, McIntyre, Ocala and Reddick |
| Population | 442,660 (U.S. Census Bureau estimate, July 1, 2025) |
| Residents 65 and older | 29.7% |
| People with Medicare | 135,379 (CMS, June 2026) |
| In Original Medicare, where a Medigap plan can be added | 52,892 (39.1%) |
| In Medicare Advantage or other health plans | 82,487 (60.9%) |
| Medicare-certified hospitals | 2 general hospitals and 1 psychiatric hospital |
| Rehabilitation and long-term care | 1 rehabilitation hospital, 1 hospital rehabilitation unit and 1 long-term care hospital |
| Medicare-certified nursing homes | 11 |
| Medicare-certified hospice agencies based in the county | 1 |
| Medicare-certified dialysis facilities | 8 |
| Free Medicare counseling | SHINE, 1-800-963-5337 |
Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.
Marion County is the largest county in our North Central Florida Medicare Supplement region by population, centered on Ocala and stretching from the Ocala National Forest to Dunnellon. Its hospitals are in Ocala, and the northern part of The Villages reaches into the southeast corner of the county.
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Medicare Supplement Plans in Marion County
Of the 135,379 people with Medicare in Marion County, 52,892 (39.1%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is lower than the statewide figure of 42.9%. Another 37,487 Marion County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.
What Matters for Marion County Residents
- Two hospital systems, one plan: Marion County hospitals belong to AdventHealth and HCA Florida, and Gainesville hospitals are also within reach. A Medicare Supplement plan pays the same way at all of them, with no networks to check.
- Seasonal residents: A Medigap plan works anywhere in the United States that accepts Medicare, so it covers care here and back home for part-year residents. Many Medicare Advantage plans limit routine care outside their service area.
- Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
- Medicaid and Medicare Savings Programs: CMS counts 18,415 Marion County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.
Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans
What Care in Marion County Costs With and Without a Medigap Plan
Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use AdventHealth Ocala, HCA Florida Ocala Hospital, a Gainesville hospital or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.
| Coverage | Routine year 6 doctor visits and $800 in tests | 4-day stay at AdventHealth Ocala plus 8 doctor visits and $1,500 in tests | Hospital stay and rehab the same stay plus 25 days at a Marion County nursing home |
|---|---|---|---|
| Original Medicare only | $566 | $2,502 | $3,587 |
| Plan G | $283 | $283 | $283 |
| Plan N | $403 | $443 | $443 |
| High-Deductible Plan G | $566 | $2,502 | $2,950 |
| Plan K | $425 | $1,393 | $1,935 |
| Plan L | $354 | $838 | $1,109 |
In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.
Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.
What would you pay in Marion County in 2026?
Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.
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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.
Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.
Hospitals in Marion County
CMS lists two general hospitals with emergency departments in Marion County, both in Ocala: AdventHealth Ocala, with a CMS overall rating of 4 of 5 stars, and HCA Florida Ocala Hospital, with 1 star. HCA Florida West Marion Hospital, on the west side of Ocala, is part of HCA Florida Ocala Hospital and does not have a separate CMS listing. The Vines Hospital in Ocala provides inpatient psychiatric care.
For recovery after a hospital stay, the county has Encompass Health Rehabilitation Hospital of Central Florida, a rehabilitation unit at HCA Florida Ocala Hospital and Kindred Hospital Ocala, a long-term care hospital inside AdventHealth Ocala.
Show all 3 hospitals with ratings, phone numbers and directions
| Hospital | Type | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| AdventHealth Ocala | Acute care | 1500 SW 1st Ave, Ocala, FL 34474 | (352) 351-7200 | 4 of 5 stars | Care Compare | Directions |
| HCA Florida Ocala Hospital | Acute care | 1431 SW 1st Ave, Ocala, FL 34471 | (352) 401-1000 | 1 of 5 stars | Care Compare | Directions |
| The Vines Hospital | Psychiatric | 3130 SW 27th Ave, Ocala, FL 34471 | (352) 671-3130 | Not rated | Care Compare | Directions |
Rehabilitation and Long-Term Care Hospitals
Show 3 rehabilitation and long-term care hospitals with directions
| Facility | Type | Address | Links |
|---|---|---|---|
| Encompass Health Rehabilitation Hospital of Central Florida | Inpatient rehabilitation | 2275 SW 22nd Lane, Ocala, FL 34471 | Care Compare | Directions |
| HCA Florida Ocala Hospital Rehabilitation Unit | Inpatient rehabilitation | 1431 SW 1st Ave, Ocala, FL 34471 | Care Compare | Directions |
| Kindred Hospital Ocala | Long-term care hospital | 1500 SW 1st Avenue,, Ocala, FL 34474 | Care Compare | Directions |
Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Psychiatric hospitals do not receive CMS overall star ratings.
Map of Medicare-Certified Facilities in Marion County
The map shows Marion County’s hospitals, rehabilitation and long-term care hospitals, nursing homes and hospice office. Timberridge Nursing and Rehabilitation Center and Bridgewater Park Health and Rehabilitation Center, both in southwest Ocala, could not be placed on the map but are listed below. Dialysis facilities and home health agencies are listed below but not mapped. Click a marker for the address, phone number and driving directions in Google Maps.
Medicare-Certified Nursing Homes in Marion County
CMS lists 11 Medicare-certified nursing homes in Marion County with about 1,550 certified beds, ten in Ocala and one in the Marion County part of The Villages. Ratings range from 1 to 5 stars. Life Care Center of Ocala and Chatham Glen Healthcare and Rehabilitation Center hold 5 stars, and five others hold 4 stars, so compare before you choose. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.
Show all 11 nursing homes with ratings and directions
| Nursing home | Address | Phone | Certified beds | CMS overall rating | Links |
|---|---|---|---|---|---|
| Avante at Ocala | 2021 SW 1st Ave, Ocala, FL 34474 | (352) 732-0042 | 133 | 1 of 5 | Care Compare | Directions |
| Aviata at Arbor Springs | 1501 SE 24th Rd, Ocala, FL 34471 | (352) 629-8900 | 180 | 2 of 5 | Care Compare | Directions |
| Bridgewater Park Health and Rehabilitation Center | 9280 South West 81st Ct, Ocala, FL 34481 | 120 | 4 of 5 | Care Compare | Directions | |
| Chatham Glen Healthcare and Rehabilitation Center | 16605 SE 74th Soulliere Avenue, The Villages, FL 32162 | 120 | 5 of 5 | Care Compare | Directions | |
| Hawthorne Center for Rehabilitation and Healing of Ocala | 4100 SW 33rd Ave, Ocala, FL 34474 | (352) 237-7776 | 120 | 1 of 5 | Care Compare | Directions |
| Life Care Center of Ocala | 2800 SW 41st St, Ocala, FL 34474 | (352) 873-7570 | 120 | 5 of 5 | Care Compare | Directions |
| Ocala Health and Rehabilitation Center | 1201 SE 24th Rd, Ocala, FL 34471 | (352) 732-2449 | 180 | 4 of 5 | Care Compare | Directions |
| Ocala Oaks Rehabilitation Center | 3930 E Silver Springs Blvd, Ocala, FL 34470 | (352) 236-2626 | 120 | 4 of 5 | Care Compare | Directions |
| Palm Garden of Ocala | 2700 SW 34th St, Ocala, FL 34474 | (352) 854-6262 | 180 | 4 of 5 | Care Compare | Directions |
| The Lodge Healthcare and Rehabilitation Center | 635 SE 17th Street, Ocala, FL 34471 | (352) 629-7921 | 99 | 4 of 5 | Care Compare | Directions |
| Timberridge Nursing and Rehabilitation Center | 9848 SW 110th St, Ocala, FL 34481 | (352) 854-8200 | 180 | 3 of 5 | Care Compare | Directions |
Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. The CMS phone numbers for Bridgewater Park and Chatham Glen appear to be out of state, so they are left blank here. Use the Care Compare link in the table to confirm contact details.
Home Health, Hospice and Dialysis in Marion County
- Home health: CMS lists 15 Medicare-certified home health agency offices in Marion County, in Ocala and The Villages. Agencies serve areas rather than single addresses, so search by your ZIP code on Medicare Care Compare to see which ones serve your home, with their ratings.
- Hospice: One Medicare-certified hospice agency is based in Marion County: Hospice of Marion County in Ocala, (352) 873-7400 (Care Compare). Agencies based in neighboring counties may also serve your area, so search hospice care on Care Compare by your ZIP code. Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
- Dialysis: CMS lists eight dialysis facilities in Marion County, in Ocala and Citra, including two home dialysis programs. Search dialysis facilities on Care Compare for shifts and ratings.
- Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.
Free Medicare Help in Marion County
These public and nonprofit resources help Marion County residents with Medicare questions at no cost.
| Resource | What it helps with | Contact |
|---|---|---|
| SHINE (Serving Health Insurance Needs of Elders) | Free, unbiased Medicare counseling from trained volunteers, run locally by Elder Options, the Mid-Florida Area Agency on Aging | 100 SW 75th Street, Suite 301, Gainesville, FL 32607 1-800-963-5337 floridashine.org |
| Florida Department of Health in Marion County | Public health services, vaccinations and clinic services | 1801 SE 32nd Ave, Ocala, FL 34471 (352) 629-0137 marion.floridahealth.gov |
| Social Security Administration | Enrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cards | Find your local office or call 1-800-772-1213 |
| Medicare | Coverage questions, Care Compare and plan information | 1-800-MEDICARE (1-800-633-4227) medicare.gov |
Marion County Medicare FAQs
How many people in Marion County use Original Medicare?
CMS counts 135,379 people with Medicare in Marion County as of June 2026. Of them, 52,892 (39.1%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 82,487 are in Medicare Advantage or other health plans.
What would a hospital stay at AdventHealth Ocala cost me with Plan G?
For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.
Does a Medicare Supplement plan work at hospitals in Gainesville?
Yes. Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare, so the same plan covers care in Ocala, Gainesville or anywhere else. There are no networks or referrals.
Should Marion County residents choose Plan G or Plan N?
Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.
When should I buy a Medicare Supplement plan?
The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.
Can I keep my Medicare Supplement plan if I spend summers up north?
Yes. A Medigap plan follows you anywhere in the United States, and Plans G and N pay their share for any doctor or hospital that accepts Medicare. Premiums are based on where you live, so tell your carrier if your permanent address changes.
How many Medicare-certified hospitals are in Marion County?
CMS lists two general hospitals, both in Ocala: AdventHealth Ocala and HCA Florida Ocala Hospital, which includes the HCA Florida West Marion Hospital campus. The county also has The Vines Hospital for psychiatric care, a rehabilitation hospital, a hospital rehabilitation unit and Kindred Hospital Ocala, a long-term care hospital.
Where can I get free Medicare counseling in Marion County?
SHINE offers free, unbiased Medicare counseling through Elder Options, the Mid-Florida Area Agency on Aging. Call 1-800-963-5337.
Sources
- Centers for Medicare & Medicaid Services. (2026, August 13). Hospital General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, October 8). Nursing Home Provider Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, September 23). Inpatient Rehabilitation Facility General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, September 23). Long-Term Care Hospital General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, August 26). Hospice General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Home Health Care Agencies [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Dialysis Facility Listing by Facility [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2025, November 14). 2026 Medicare Parts A & B Premiums and Deductibles [Fact sheet].
- Centers for Medicare & Medicaid Services. Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Medicare.gov. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. Medicare Care Compare. Medicare.gov. Accessed October 9, 2026.
- U.S. Census Bureau. QuickFacts: Marion County, Florida (population estimates, July 1, 2025). Accessed October 9, 2026.
- Florida Department of Elder Affairs. SHINE: Serving Health Insurance Needs of Elders. Accessed October 9, 2026.
- Florida Department of Health in Marion County. Contact Us. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. (2026). Medicare Monthly Enrollment [Data set], June 2026 county data. Accessed October 11, 2026.
- Centers for Medicare & Medicaid Services. (2025, October). Medigap High-Deductible Options for Plans F, G and J, 2026 [Announcement].
- Centers for Medicare & Medicaid Services. Compare Medigap Plan Benefits. Medicare.gov. Accessed October 11, 2026.
- Florida Department of Financial Services. Licensee Search. Accessed October 9, 2026.
Compare Medicare Supplement Plans in Marion County
Plan benefits are the same from every carrier, but premiums in Marion County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.
Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.
Communities in Marion County
I help people with Medicare Supplement plans in every city, town and community in Marion County, including these with their own local pages.
- Lake Kerr
- Liberty Triangle
- McIntosh
- Ocala Estates
- Ocklawaha
- On Top of the World
- Rainbow Park
- Reddick
- Silver Springs
- Silver Springs Shores East
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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.
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Content Review
Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216