Medicare Supplement Plans and Medicare Resources in Brevard County, Florida
What Medicare Supplement plans pay in Brevard County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help
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Medicare in Brevard County, Florida
Brevard County stretches 72 miles along Florida’s Atlantic coast, from Titusville and Cocoa Beach through Viera and Melbourne to Palm Bay. CMS lists six general hospitals with emergency departments, two psychiatric hospitals, rehabilitation and long-term care hospitals and 21 Medicare-certified nursing homes, according to data updated in 2026. About 26% of its roughly 664,000 residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.
Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).
Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.
Brevard County at a Glance
| County seat | Titusville |
|---|---|
| Largest cities | Palm Bay, Melbourne and Titusville |
| Other communities | Merritt Island, Viera, Port St. John, Mims and Suntree |
| Population | 663,982 (U.S. Census Bureau estimate, July 1, 2025) |
| Residents 65 and older | 26.5% |
| People with Medicare | 183,469 (CMS, June 2026) |
| In Original Medicare, where a Medigap plan can be added | 90,060 (49.1%) |
| In Medicare Advantage or other health plans | 93,409 (50.9%) |
| Medicare-certified hospitals | 6 general hospitals and 2 psychiatric hospitals |
| Rehabilitation and long-term care hospitals | 1 rehabilitation hospital, 1 hospital rehabilitation unit and 1 long-term care hospital |
| Medicare-certified nursing homes | 21 |
| Medicare-certified hospice agencies | 5 |
| Medicare-certified dialysis facilities | 14 |
| Free Medicare counseling | SHINE, 1-800-963-5337 |
Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.
Brevard County is part of our Space Coast Medicare Supplement region, where hospitals run from Titusville and Cocoa Beach through Viera and Melbourne to Palm Bay.
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Free 2026 Medicare Guides
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Medicare Supplement Plans in Brevard County
Of the 183,469 people with Medicare in Brevard County, 90,060 (49.1%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is higher than the statewide figure of 42.9%. Another 54,467 Brevard County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.
What Matters for Brevard County Residents
- After the Rockledge closure: Rockledge Hospital closed in April 2025, so Rockledge and Cocoa residents now use other Brevard hospitals. Medigap has no networks, so the same plan works at Health First, Parrish and Orlando Health hospitals alike.
- Specialists in Orlando: Some Brevard residents travel to Orlando for specialty care. Medicare Supplement plans work with any provider in the United States that accepts Medicare, without referrals.
- Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
- Medicaid and Medicare Savings Programs: CMS counts 19,908 Brevard County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.
Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans
What Care in Brevard County Costs With and Without a Medigap Plan
Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use Holmes Regional Medical Center, Viera Hospital, Parrish Medical Center or any other Medicare-certified hospital in the county. The table shows what you would pay in 2026 for medical care, before any plan premium.
| Coverage | Routine year 6 doctor visits and $800 in tests | 4-day stay at Holmes Regional Medical Center plus 8 doctor visits and $1,500 in tests | Hospital stay and rehab the same stay plus 25 days at a Brevard County nursing home |
|---|---|---|---|
| Original Medicare only | $566 | $2,502 | $3,587 |
| Plan G | $283 | $283 | $283 |
| Plan N | $403 | $443 | $443 |
| High-Deductible Plan G | $566 | $2,502 | $2,950 |
| Plan K | $425 | $1,393 | $1,935 |
| Plan L | $354 | $838 | $1,109 |
In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.
Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.
What would you pay in Brevard County in 2026?
Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.
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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.
Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.
Hospitals in Brevard County
CMS lists six general hospitals with emergency departments in Brevard County. Health First runs four of them: Holmes Regional Medical Center in Melbourne, Viera Hospital, Palm Bay Hospital and Cape Canaveral Hospital in Cocoa Beach. Parrish Medical Center serves Titusville and north Brevard, and Orlando Health Melbourne Hospital serves central Melbourne. Circles of Care in Melbourne and Palm Point Behavioral Health in Titusville provide inpatient psychiatric care.
Orlando Health closed Rockledge Hospital, including its emergency room, in April 2025 (closure notice). Residents of Rockledge and Cocoa now use the hospitals listed here. The county also has Sea Pines Rehabilitation Hospital, a rehabilitation unit at Kindred Hospital Melbourne and Kindred Hospital Melbourne, a long-term care hospital, for patients who need more recovery care after a hospital stay. The military clinic at Patrick Space Force Base serves TRICARE beneficiaries and is not listed here.
Show all 8 hospitals with ratings, phone numbers and directions
| Hospital | Type | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| Cape Canaveral Hospital | Acute care | 701 W Cocoa Beach Causeway, Cocoa Beach, FL 32931 | (321) 799-7111 | 3 of 5 stars | Care Compare | Directions |
| Holmes Regional Medical Center | Acute care | 1350 S Hickory St, Melbourne, FL 32901 | (321) 434-7000 | 4 of 5 stars | Care Compare | Directions |
| Orlando Health Melbourne Hospital | Acute care | 250 North Wickham Road, Melbourne, FL 32935 | (321) 752-1200 | 3 of 5 stars | Care Compare | Directions |
| Palm Bay Hospital | Acute care | 1425 Malabar Rd, NE, Palm Bay, FL 32907 | (321) 434-8000 | 3 of 5 stars | Care Compare | Directions |
| Parrish Medical Center | Acute care | 951 N Washington Ave, Titusville, FL 32796 | (321) 268-6111 | 2 of 5 stars | Care Compare | Directions |
| Viera Hospital | Acute care | 8745 N Wickham Rd, Melbourne, FL 32940 | (321) 434-9000 | 5 of 5 stars | Care Compare | Directions |
| Circles of Care | Psychiatric | 400 E Sheridan Rd, Melbourne, FL 32901 | (321) 984-4900 | Not rated | Care Compare | Directions |
| Palm Point Behavioral Health | Psychiatric | 2355 Truman Scarborough Way, Titusville, FL 32796 | (321) 603-6550 | Not rated | Care Compare | Directions |
Rehabilitation and Long-Term Care Hospitals
Show 3 rehabilitation and long-term care hospitals with directions
| Facility | Type | Address | Links |
|---|---|---|---|
| Sea Pines Rehabilitation Hospital | Inpatient rehabilitation | 101 E Florida Avenue, Melbourne, FL 32901 | Care Compare | Directions |
| Kindred Hospital Melbourne Rehabilitation Unit | Inpatient rehabilitation | 765 W Nasa Blvd, Melbourne, FL 32901 | Care Compare | Directions |
| Kindred Hospital Melbourne | Long-term care hospital | 765 W Nasa Blvd, Melbourne, FL 32901 | Care Compare | Directions |
Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Psychiatric hospitals do not receive CMS overall star ratings.
Map of Medicare-Certified Facilities in Brevard County
The map shows Brevard County’s hospitals, rehabilitation and long-term care hospitals, nursing homes and hospice agencies. Click a marker for the address, phone number and driving directions in Google Maps.
Medicare-Certified Nursing Homes in Brevard County
CMS lists 21 Medicare-certified nursing homes in Brevard County, from Titusville to Palm Bay. Ratings range from 1 to 5 stars, so compare before you choose. Life Care Center of Melbourne, Life Care Center of Palm Bay and Solaris Healthcare Merritt Island hold 5 stars. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.
Show all 21 nursing homes with ratings and directions
| Nursing home | Address | Phone | Certified beds | CMS overall rating | Links |
|---|---|---|---|---|---|
| Anchor Care and Rehabilitation Center | 1515 Port Malabar Blvd NE, Palm Bay, FL 32905 | (321) 723-1235 | 120 | 4 of 5 | Care Compare | Directions |
| Atlantic Shores Nursing and Rehab Center | 4251 Stack Blvd, Melbourne, FL 32901 | (321) 953-2219 | 120 | 4 of 5 | Care Compare | Directions |
| Avante at Melbourne | 1420 South Oak Street, Melbourne, FL 32901 | (321) 723-3215 | 110 | 2 of 5 | Care Compare | Directions |
| Aviata at Palm Bay | 5405 Babcock St NE, Palm Bay, FL 32905 | (321) 722-0660 | 120 | 4 of 5 | Care Compare | Directions |
| Indian River Center | 7201 Greenboro Dr, West Melbourne, FL 32904 | (321) 727-0990 | 179 | 2 of 5 | Care Compare | Directions |
| Life Care Center of Melbourne | 606 E Sheridan Rd, Melbourne, FL 32901 | (321) 727-0984 | 120 | 5 of 5 | Care Compare | Directions |
| Life Care Center of Palm Bay | 175 Villa Nueva Ave, Palm Bay, FL 32907 | (321) 952-1818 | 141 | 5 of 5 | Care Compare | Directions |
| Melbourne Healthcare and Rehabilitation Center | 1415 S Hickory St, Melbourne, FL 32901 | (321) 723-1321 | 138 | 1 of 5 | Care Compare | Directions |
| Melbourne Terrace Rehabilitation Center | 251 Florida Ave, Melbourne, FL 32901 | (321) 725-3990 | 179 | 4 of 5 | Care Compare | Directions |
| Nursing and Rehabilitation Center of Melbourne | 3033 Sarno Rd, Melbourne, FL 32934 | (321) 255-9200 | 167 | 2 of 5 | Care Compare | Directions |
| Rockledge Healthcare and Rehabilitation Center | 587 Barton Blvd, Rockledge, FL 32955 | (321) 632-6300 | 107 | 2 of 5 | Care Compare | Directions |
| Royal Oaks Nursing and Rehab Center | 2225 Knox McRae Dr, Titusville, FL 32780 | (321) 267-0060 | 120 | 4 of 5 | Care Compare | Directions |
| Solaris Healthcare Merritt Island | 500 Crockett Blvd, Merritt Island, FL 32954 | (321) 454-4035 | 180 | 5 of 5 | Care Compare | Directions |
| Space Coast Healthcare and Rehabilitation Center | 125 Alma Blvd, Merritt Island, FL 32953 | (321) 453-0202 | 120 | 1 of 5 | Care Compare | Directions |
| Sunrise Point Health and Rehabilitation Center | 1775 Huntington Lane, Rockledge, FL 32955 | (321) 632-7341 | 100 | 1 of 5 | Care Compare | Directions |
| The Terrace at Courtenay Springs | 1100 South Courtenay Parkway, Merritt Island, FL 32952 | (321) 452-1233 | 80 | 3 of 5 | Care Compare | Directions |
| Titusville Rehabilitation and Nursing Center | 1705 Jess Parrish Ct, Titusville, FL 32796 | (321) 269-5720 | 157 | 2 of 5 | Care Compare | Directions |
| Viera Del Mar Health and Rehabilitation Center | 2355 Vidina Drive, Viera, FL 32940 | (321) 775-6800 | 131 | 2 of 5 | Care Compare | Directions |
| Viera Healthcare and Rehabilitation Center | 8050 Spyglass Hill Rd, Viera, FL 32940 | (321) 752-1000 | 114 | 3 of 5 | Care Compare | Directions |
| Vista Manor Healthcare and Rehabilitation Center | 1550 Jess Parrish Ct, Titusville, FL 32796 | (321) 269-2200 | 120 | 1 of 5 | Care Compare | Directions |
| West Melbourne Health and Rehabilitation Center | 2125 West New Haven Ave, West Melbourne, FL 32904 | (321) 725-7360 | 180 | 2 of 5 | Care Compare | Directions |
Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. CMS currently marks Sunrise Point Health and Rehabilitation Center and Vista Manor Healthcare and Rehabilitation Center with its abuse icon, which means the facility was cited for abuse or potential abuse; Care Compare explains the details.
Home Health, Hospice and Dialysis in Brevard County
- Home health: CMS lists 19 Medicare-certified home health agency listings with offices in Brevard County, most of them in Melbourne, Palm Bay, Rockledge and Titusville. Agencies serve areas rather than single addresses, so search by your ZIP code on Medicare Care Compare to see which ones serve your home, with their ratings.
- Hospice: Five Medicare-certified hospice agencies are based in Brevard County: Hospice of Health First in West Melbourne, (321) 434-1744 (Care Compare); VITAS Healthcare in Melbourne, (321) 751-6671 (Care Compare); Amedisys Hospice of Brevard in Melbourne, (321) 549-0275 (Care Compare); Mederi Caretenders Hospice in Viera, (321) 253-2222 (Care Compare); St. Francis Hospice in Titusville, (321) 269-4240 (Care Compare). Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
- Dialysis: CMS lists 14 dialysis facilities in Brevard County, including home dialysis training programs, in Melbourne, West Melbourne, Palm Bay, Viera, Rockledge, Cocoa, Merritt Island and Titusville. Search dialysis facilities on Care Compare for shifts and ratings.
- Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.
Free Medicare Help in Brevard County
These public and nonprofit resources help Brevard County residents with Medicare questions at no cost.
| Resource | What it helps with | Contact |
|---|---|---|
| SHINE (Serving Health Insurance Needs of Elders) | Free, unbiased Medicare counseling from trained volunteers, run locally by Senior Resource Alliance, the Area Agency on Aging for Brevard, Orange, Osceola and Seminole counties | 3319 Maguire Blvd, Suite 100, Orlando, FL 32803 1-800-963-5337 floridashine.org |
| Senior Resource Alliance | Information on local senior services, meals, caregiver support and in-home help | (407) 514-1800 seniorresourcealliance.org |
| Florida Department of Health in Brevard County | Public health services, vaccinations and clinic locations | 2565 Judge Fran Jamieson Way, Viera, FL 32940 (321) 454-7111 brevard.floridahealth.gov |
| Social Security Administration | Enrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cards | Find your local office or call 1-800-772-1213 |
| Medicare | Coverage questions, Care Compare and plan information | 1-800-MEDICARE (1-800-633-4227) medicare.gov |
Brevard County Medicare FAQs
How many people in Brevard County use Original Medicare?
CMS counts 183,469 people with Medicare in Brevard County as of June 2026. Of them, 90,060 (49.1%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 93,409 are in Medicare Advantage or other health plans.
What would a hospital stay at Holmes Regional Medical Center cost me with Plan G?
For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.
Is Rockledge Hospital still open?
No. Orlando Health closed Rockledge Hospital and its emergency room in April 2025. Residents of Rockledge and Cocoa now use the other Brevard hospitals, such as Cape Canaveral Hospital, Viera Hospital and Holmes Regional Medical Center.
Should Brevard County residents choose Plan G or Plan N?
Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.
When should I buy a Medicare Supplement plan?
The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.
Where can I get free Medicare counseling in Brevard County?
SHINE offers free, unbiased Medicare counseling through Senior Resource Alliance, the Area Agency on Aging for Brevard, Orange, Osceola and Seminole counties. Call SHINE at 1-800-963-5337 or Senior Resource Alliance at (407) 514-1800.
How many Medicare-certified hospitals are in Brevard County?
CMS lists six general hospitals with emergency departments: Holmes Regional Medical Center, Viera Hospital, Palm Bay Hospital, Cape Canaveral Hospital, Parrish Medical Center and Orlando Health Melbourne Hospital. Viera Hospital holds a CMS overall rating of 5 of 5 stars. The county also has two psychiatric hospitals, a rehabilitation hospital and a long-term care hospital.
How many Medicare-certified nursing homes are in Brevard County?
CMS lists 21, with overall ratings from 1 to 5 stars in its October 2026 data. Life Care Center of Melbourne, Life Care Center of Palm Bay and Solaris Healthcare Merritt Island hold 5 of 5 stars. Compare ratings on Care Compare before choosing.
Sources
- Centers for Medicare & Medicaid Services. (2026, August 13). Hospital General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, October 8). Nursing Home Provider Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, September 23). Inpatient Rehabilitation Facility General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, September 23). Long-Term Care Hospital General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, August 26). Hospice General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Home Health Care Agencies [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Dialysis Facility Listing by Facility [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2025, November 14). 2026 Medicare Parts A & B Premiums and Deductibles [Fact sheet].
- Centers for Medicare & Medicaid Services. Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Medicare.gov. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. Medicare Care Compare. Medicare.gov. Accessed October 9, 2026.
- U.S. Census Bureau. QuickFacts: Brevard County, Florida (population estimates, July 1, 2025). Accessed October 9, 2026.
- Florida Department of Elder Affairs. SHINE: Serving Health Insurance Needs of Elders. Accessed October 9, 2026.
- Senior Resource Alliance. Senior Resource Alliance, Area Agency on Aging. Accessed October 9, 2026.
- Florida Department of Health in Brevard County. Florida Department of Health in Brevard County. Accessed October 9, 2026.
- Orlando Health. Rockledge Hospital Closure. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. (2026). Medicare Monthly Enrollment [Data set], June 2026 county data. Accessed October 11, 2026.
- Centers for Medicare & Medicaid Services. (2025, October). Medigap High-Deductible Options for Plans F, G and J, 2026 [Announcement].
- Centers for Medicare & Medicaid Services. Compare Medigap Plan Benefits. Medicare.gov. Accessed October 11, 2026.
- Florida Department of Financial Services. Licensee Search. Accessed October 9, 2026.
Compare Medicare Supplement Plans in Brevard County
Plan benefits are the same from every carrier, but premiums in Brevard County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.
Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.
Communities in Brevard County
I help people with Medicare Supplement plans in every city, town and community in Brevard County, including these with their own local pages.
- Cape Canaveral
- Cocoa West
- Grant-Valkaria
- Indialantic
- Indian Harbour Beach
- June Park
- Malabar
- Melbourne Beach
- Merritt Island
- Micco
- Mims
- North Merritt Island
- Palm Shores
- Port St. John
- Satellite Beach
- Scottsmoor
- Sharpes
- South Patrick Shores
- Tropical Park
- Viera East
- Viera West
- West Melbourne
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Disclaimer:
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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.
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Content Review
Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216