Medicare Supplement Plans and Medicare Resources in Manatee County, Florida
What Medicare Supplement plans pay in Manatee County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help
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Medicare in Manatee County, Florida
Manatee County, on Tampa Bay between St. Petersburg and Sarasota, has three Medicare-certified general hospitals, two psychiatric hospitals and 12 Medicare-certified nursing homes, according to CMS data updated in 2026. About 29% of its roughly 468,000 residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.
Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).
Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.
Manatee County at a Glance
| County seat | Bradenton |
|---|---|
| Incorporated cities and towns | Anna Maria, Bradenton, Bradenton Beach, Holmes Beach, Longboat Key (shared with Sarasota County) and Palmetto |
| Population | 468,200 (U.S. Census Bureau estimate, July 1, 2025) |
| Residents 65 and older | 29.4% |
| People with Medicare | 124,435 (CMS, June 2026) |
| In Original Medicare, where a Medigap plan can be added | 63,849 (51.3%) |
| In Medicare Advantage or other health plans | 60,586 (48.7%) |
| Medicare-certified hospitals | 3 general hospitals and 2 psychiatric hospitals |
| Rehabilitation | 1 hospital rehabilitation unit |
| Medicare-certified nursing homes | 12 |
| Medicare-certified hospice agencies based in the county | 1 |
| Medicare-certified dialysis facilities | 7 |
| Free Medicare counseling | SHINE, 1-800-963-5337 |
Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.
Manatee County is the southern end of our Tampa Bay Medicare Supplement region, across the Manatee River and Tampa Bay from Pinellas and Hillsborough. Its general hospitals are in Bradenton and Lakewood Ranch, and hospitals in Sarasota, St. Petersburg and Tampa are also within reach.
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Medicare Supplement Plans in Manatee County
Of the 124,435 people with Medicare in Manatee County, 63,849 (51.3%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is higher than the statewide figure of 42.9%. Another 50,035 Manatee County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.
What Matters for Manatee County Residents
- A large Original Medicare population: CMS counts 63,849 Manatee County residents in Original Medicare, 51.3% of the county’s Medicare population and above the statewide share of about 43%. A Medicare Supplement plan pays the same way at every hospital in the county and at Sarasota and Tampa hospitals.
- Seasonal residents: A Medigap plan works anywhere in the United States that accepts Medicare, so it covers care here and back home for part-year residents. Many Medicare Advantage plans limit routine care outside their service area.
- Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
- Medicaid and Medicare Savings Programs: CMS counts 10,424 Manatee County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.
Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans
What Care in Manatee County Costs With and Without a Medigap Plan
Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use Manatee Memorial Hospital, Lakewood Ranch Medical Center, a Sarasota hospital or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.
| Coverage | Routine year 6 doctor visits and $800 in tests | 4-day stay at Manatee Memorial Hospital plus 8 doctor visits and $1,500 in tests | Hospital stay and rehab the same stay plus 25 days at a Manatee County nursing home |
|---|---|---|---|
| Original Medicare only | $566 | $2,502 | $3,587 |
| Plan G | $283 | $283 | $283 |
| Plan N | $403 | $443 | $443 |
| High-Deductible Plan G | $566 | $2,502 | $2,950 |
| Plan K | $425 | $1,393 | $1,935 |
| Plan L | $354 | $838 | $1,109 |
In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.
Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.
What would you pay in Manatee County in 2026?
Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.
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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.
Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.
Hospitals in Manatee County
CMS lists three general hospitals with emergency departments in Manatee County: Manatee Memorial Hospital and HCA Florida Blake Hospital in Bradenton and Lakewood Ranch Medical Center. Lakewood Ranch Medical Center holds a CMS overall rating of 4 of 5 stars, Manatee Memorial holds 3 stars and HCA Florida Blake holds 2 stars. Centerstone of Florida and Suncoast Behavioral Health Center in Bradenton provide inpatient psychiatric care.
HCA Florida Blake Hospital also runs an inpatient rehabilitation unit for patients who need intensive therapy after a hospital stay.
Show all 5 hospitals with ratings, phone numbers and directions
| Hospital | Type | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| HCA Florida Blake Hospital | Acute care | 2020 59th St W, Bradenton, FL 34209 | (941) 798-6110 | 2 of 5 stars | Care Compare | Directions |
| Lakewood Ranch Medical Center | Acute care | 8330 Lakewood Ranch Blvd, Bradenton, FL 34202 | (941) 782-2100 | 4 of 5 stars | Care Compare | Directions |
| Manatee Memorial Hospital | Acute care | 206 2nd St E, Bradenton, FL 34208 | (941) 746-5111 | 3 of 5 stars | Care Compare | Directions |
| Centerstone of Florida | Psychiatric | 2020 26th Ave E, Bradenton, FL 34208 | (941) 782-4299 | Not rated | Care Compare | Directions |
| Suncoast Behavioral Health Center | Psychiatric | 4480 51st St W, Bradenton, FL 34210 | (941) 251-5000 | Not rated | Care Compare | Directions |
Rehabilitation and Long-Term Care Hospitals
| Facility | Type | Address | Links |
|---|---|---|---|
| HCA Florida Blake Hospital Rehabilitation Unit | Inpatient rehabilitation | 2020 59th St W, Bradenton, FL 34209 | Care Compare | Directions |
Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Psychiatric hospitals do not receive CMS overall star ratings.
Map of Medicare-Certified Facilities in Manatee County
The map shows Manatee County’s hospitals, rehabilitation unit, nursing homes and hospice office. Dialysis facilities and home health agencies are listed below but not mapped. Click a marker for the address, phone number and driving directions in Google Maps.
Medicare-Certified Nursing Homes in Manatee County
CMS lists 12 Medicare-certified nursing homes in Manatee County with about 1,540 certified beds, ten in Bradenton, one in Palmetto and one near the Sarasota County line. Ratings range from 1 to 4 stars, and none holds 5 stars. Braden River Rehabilitation Center, Surrey Place Healthcare and Rehabilitation, Life Care Center of Sarasota and Westminster Point Pleasant hold 4 stars, so compare before you choose. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.
Show all 12 nursing homes with ratings and directions
| Nursing home | Address | Phone | Certified beds | CMS overall rating | Links |
|---|---|---|---|---|---|
| Aviata at Bradenton | 105 15th St E, Bradenton, FL 34208 | (941) 747-8681 | 110 | 3 of 5 | Care Compare | Directions |
| Aviata at Palma Sola Bay | 6305 Cortez Rd W, Bradenton, FL 34210 | (941) 761-3499 | 105 | 1 of 5 | Care Compare | Directions |
| Braden River Rehabilitation Center | 2010 Manatee Ave E, Bradenton, FL 34208 | (941) 747-3706 | 208 | 4 of 5 | Care Compare | Directions |
| Casa Mora Rehabilitation and Extended Care | 1902 59th St W, Bradenton, FL 34209 | (941) 761-1000 | 240 | 1 of 5 | Care Compare | Directions |
| Greenbriar Healthcare Rehabilitation and Nursing Center | 210 21st Ave W, Bradenton, FL 34205 | (941) 747-3786 | 79 | 3 of 5 | Care Compare | Directions |
| Heritage Park Health Center by Harborview | 2302 59th St W, Bradenton, FL 34209 | (941) 792-8480 | 120 | 3 of 5 | Care Compare | Directions |
| The Inn at Freedom Village | 6410 21st Ave W, Bradenton, FL 34209 | (941) 798-8300 | 120 | 3 of 5 | Care Compare | Directions |
| Life Care Center of Sarasota | 8104 Tuttle Ave, Sarasota, FL 34243 | (941) 360-6411 | 120 | 4 of 5 | Care Compare | Directions |
| Manatee Springs Rehabilitation and Nursing Center | 5627 9th St E, Bradenton, FL 34203 | (941) 753-8941 | 120 | 2 of 5 | Care Compare | Directions |
| Riviera Palms Rehabilitation Center | 926 Haben Blvd, Palmetto, FL 34221 | (941) 722-0553 | 120 | 2 of 5 | Care Compare | Directions |
| Surrey Place Healthcare and Rehabilitation | 5525 21st Ave W, Bradenton, FL 34209 | (941) 795-0448 | 74 | 4 of 5 | Care Compare | Directions |
| Westminster Point Pleasant | 1533 4th Ave W, Bradenton, FL 34205 | (941) 747-1881 | 120 | 4 of 5 | Care Compare | Directions |
Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. CMS currently marks Casa Mora Rehabilitation and Extended Care, Manatee Springs Rehabilitation and Nursing Center and Riviera Palms Rehabilitation Center with its abuse icon, which means the facility was cited for abuse or potential abuse, and lists Casa Mora as a Special Focus Facility candidate. The Inn at Freedom Village and Westminster Point Pleasant are inside continuing care retirement communities and may limit admission to their own residents. Care Compare explains the details.
Home Health, Hospice and Dialysis in Manatee County
- Home health: CMS lists 14 Medicare-certified home health agencies with offices in Manatee County. Agencies serve areas rather than single addresses, so search by your ZIP code on Medicare Care Compare to see which ones serve your home, with their ratings.
- Hospice: One Medicare-certified hospice agency is based in Manatee County: Affinity Care of Manatee County in Bradenton, (941) 277-5990 (Care Compare). Agencies based in Sarasota and other neighboring counties also serve the area, so search hospice care on Care Compare by your ZIP code. Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
- Dialysis: CMS lists seven dialysis facilities in Manatee County, in Bradenton, Ellenton and University Park. Search dialysis facilities on Care Compare for shifts and ratings.
- Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.
Free Medicare Help in Manatee County
These public and nonprofit resources help Manatee County residents with Medicare questions at no cost.
| Resource | What it helps with | Contact |
|---|---|---|
| SHINE (Serving Health Insurance Needs of Elders) | Free, unbiased Medicare counseling from trained volunteers, offered locally through Senior Connection Center, the Aging and Disability Resource Center that serves Manatee County | 1-800-963-5337 (Elder Helpline) floridashine.org |
| Florida Department of Health in Manatee County | Public health services, vaccinations and clinic services | 410 6th Ave E, Bradenton, FL 34208 (941) 748-0747 manatee.floridahealth.gov |
| Social Security Administration | Enrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cards | Find your local office or call 1-800-772-1213 |
| Medicare | Coverage questions, Care Compare and plan information | 1-800-MEDICARE (1-800-633-4227) medicare.gov |
Manatee County Medicare FAQs
How many people in Manatee County use Original Medicare?
CMS counts 124,435 people with Medicare in Manatee County as of June 2026. Of them, 63,849 (51.3%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 60,586 are in Medicare Advantage or other health plans.
What would a hospital stay at Manatee Memorial Hospital cost me with Plan G?
For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.
Does a Medicare Supplement plan work at hospitals in Sarasota?
Yes. Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare, so the same plan covers care in Manatee County, Sarasota, Tampa or anywhere else. There are no networks or referrals.
Should Manatee County residents choose Plan G or Plan N?
Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.
When should I buy a Medicare Supplement plan?
The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.
Can I keep my Medicare Supplement plan if I spend summers up north?
Yes. A Medigap plan follows you anywhere in the United States, and Plans G and N pay their share for any doctor or hospital that accepts Medicare. Premiums are based on where you live, so tell your carrier if your permanent address changes.
How many Medicare-certified hospitals are in Manatee County?
CMS lists three general hospitals: Manatee Memorial Hospital and HCA Florida Blake Hospital in Bradenton and Lakewood Ranch Medical Center. The county also has two psychiatric hospitals, Centerstone of Florida and Suncoast Behavioral Health Center, and a rehabilitation unit at HCA Florida Blake Hospital.
Where can I get free Medicare counseling in Manatee County?
SHINE offers free, unbiased Medicare counseling. In Manatee County it is offered through Senior Connection Center. Call the Elder Helpline at 1-800-963-5337.
Sources
- Centers for Medicare & Medicaid Services. (2026, August 13). Hospital General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, October 8). Nursing Home Provider Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, September 23). Inpatient Rehabilitation Facility General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, August 26). Hospice General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Home Health Care Agencies [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Dialysis Facility Listing by Facility [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2025, November 14). 2026 Medicare Parts A & B Premiums and Deductibles [Fact sheet].
- Centers for Medicare & Medicaid Services. Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Medicare.gov. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. Medicare Care Compare. Medicare.gov. Accessed October 9, 2026.
- U.S. Census Bureau. QuickFacts: Manatee County, Florida (population estimates, July 1, 2025). Accessed October 9, 2026.
- Florida Department of Elder Affairs. SHINE: Serving Health Insurance Needs of Elders. Accessed October 9, 2026.
- Florida Department of Health in Manatee County. Clinical and Nutrition Services. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. (2026). Medicare Monthly Enrollment [Data set], June 2026 county data. Accessed October 11, 2026.
- Centers for Medicare & Medicaid Services. (2025, October). Medigap High-Deductible Options for Plans F, G and J, 2026 [Announcement].
- Centers for Medicare & Medicaid Services. Compare Medigap Plan Benefits. Medicare.gov. Accessed October 11, 2026.
- Florida Department of Financial Services. Licensee Search. Accessed October 9, 2026.
Compare Medicare Supplement Plans in Manatee County
Plan benefits are the same from every carrier, but premiums in Manatee County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.
Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.
Towns We Serve in Manatee County
Medicare Supplement plans work the same way in every Manatee County town: the benefits for each plan letter are set by federal law, you can see any doctor or hospital in the country that accepts Medicare, and your premium depends on your ZIP code, age, sex and tobacco use. Use the estimator above with your own ZIP code to see the rates filed for your area.
Medicare Supplement Plans in Palmetto
A city on the north bank of the Manatee River, across from Bradenton. About 13,588 people live in Palmetto, and about 4,072 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Manatee Memorial Hospital in Bradenton, about 2 miles away in a straight line.
Medicare Supplement Plans in Ellenton
A small community along I-75 just north of Bradenton. About 5,133 people live in Ellenton, and about 1,474 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Manatee Memorial Hospital in Bradenton, about 3 miles away in a straight line.
Medicare Supplement Plans in Holmes Beach
A beach town on Anna Maria Island where about a third of residents are 65 or older. About 3,047 people live in Holmes Beach, and about 1,785 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is HCA Florida Blake Hospital in Bradenton, about 6 miles away in a straight line.
Have a question about coverage in your town? Request a free quote or call and a licensed agent will walk you through it.
Communities in Manatee County
I help people with Medicare Supplement plans in every city, town and community in Manatee County, including these with their own local pages.
- Anna Maria
- Bayshore Gardens
- Bradenton Beach
- Cortez
- Ellenton
- Holmes Beach
- Memphis
- Palmetto
- Samoset
- South Bradenton
- West Bradenton
- West Samoset
- Whitfield
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Disclaimer:
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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.
Insurance product descriptions on this site are provided for informational and marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and may change over time.
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Content Review
Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216