Medicare Supplement Plans in Taylor County, Florida: Perry

What Medicare Supplement plans pay in Taylor County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help

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Medicare in Taylor County, Florida

Taylor County, on Florida’s Big Bend coast between Tallahassee and the Suwannee River, has one Medicare-certified hospital, Doctors’ Memorial Hospital in Perry, and one Medicare-certified nursing home, according to CMS data updated in 2026. About 24% of its roughly 21,000 residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.

Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).

Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.

Taylor County at a Glance

County seatPerry
Incorporated cityPerry
Other communitiesSteinhatchee, Keaton Beach, Salem and Shady Grove
Population21,210 (U.S. Census Bureau estimate, July 1, 2025)
Residents 65 and older23.6%
People with Medicare5,309 (CMS, June 2026)
In Original Medicare, where a Medigap plan can be added2,362 (44.5%)
In Medicare Advantage or other health plans2,947 (55.5%)
Medicare-certified hospitals1 critical access hospital with an emergency department
Medicare-certified nursing homes1
Medicare-certified dialysis facilities0
Free Medicare counselingSHINE, (850) 488-0055

Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.

Taylor County sits on the Big Bend coast of our North Central Florida Medicare Supplement region, from Perry inland to Steinhatchee and Keaton Beach on the Gulf. Its small hospital is in Perry, and residents travel to Tallahassee or Lake City for many specialists and more advanced care.

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Medicare Supplement Plans in Taylor County

Of the 5,309 people with Medicare in Taylor County, 2,362 (44.5%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is higher than the statewide figure of 42.9%. Another 1,444 Taylor County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.

What Matters for Taylor County Residents

  • Care across county lines: Many Taylor County residents see specialists in Tallahassee, Lake City or Gainesville. A Medicare Supplement plan pays the same way at all of them, with no networks to check.
  • Transfers and ambulance rides: Part B covers medically necessary ambulance rides, and you normally pay 20% after the Part B deductible. Plan G and Plan N pay that 20%, which matters for transfers from a small hospital to a larger one.
  • Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
  • Medicaid and Medicare Savings Programs: CMS counts 1,001 Taylor County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.

Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans

What Care in Taylor County Costs With and Without a Medigap Plan

Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use Doctors’ Memorial Hospital, a hospital in Tallahassee or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.

CoverageRoutine year
6 doctor visits and $800 in tests
4-day stay at Doctors’ Memorial Hospital
plus 8 doctor visits and $1,500 in tests
Hospital stay and rehab
the same stay plus 25 days at a Taylor County nursing home
Original Medicare only$566$2,502$3,587
Plan G$283$283$283
Plan N$403$443$443
High-Deductible Plan G$566$2,502$2,950
Plan K$425$1,393$1,935
Plan L$354$838$1,109

In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.

Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.

What would you pay in Taylor County in 2026?

Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.

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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.

Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.

Medicare-Certified Hospital in Taylor County

Doctors’ Memorial Hospital in Perry is the county’s only hospital. It is a critical access hospital with an emergency department. Critical access hospitals are small rural hospitals, and many are too small to receive a CMS overall star rating, which is the case here. For planned surgery or specialty care, talk with your doctor about which hospital fits your needs.

HospitalTypeAddressPhoneCMS overall ratingLinks
Doctors’ Memorial HospitalCritical access333 N Byron Butler Pkwy, Perry, FL 32347(850) 584-0800Not ratedCare Compare | Directions

Nearest Larger Hospitals Outside Taylor County

For specialists and more advanced care, residents usually go northwest to Tallahassee. Madison County Memorial Hospital, another critical access hospital, is to the north.

HospitalCountyAddressPhoneCMS overall ratingLinks
Tallahassee Memorial HealthCareLeon1300 Miccosukee Rd, Tallahassee, FL 32308(850) 431-11553 of 5 starsCare Compare | Directions
HCA Florida Capital HospitalLeon2626 Capital Medical Blvd, Tallahassee, FL 32308(850) 656-50002 of 5 starsCare Compare | Directions
Madison County Memorial HospitalMadison224 NW Crane Ave, Madison, FL 32340(850) 973-2271Not ratedCare Compare | Directions

Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Many critical access hospitals are too small to receive an overall rating.

Map of Medicare-Certified Facilities in and Near Taylor County

The map shows Doctors’ Memorial Hospital and the county’s nursing home in Perry, along with nearby hospitals in Tallahassee and Madison. Click a marker for the address, phone number and driving directions in Google Maps.

Critical access hospitalNursing homeAcute care hospital (neighboring county)

Medicare-Certified Nursing Home in Taylor County

CMS lists one Medicare-certified nursing home in Taylor County: Aviata at Big Bend in Perry, with 120 certified beds and a CMS overall rating of 1 of 5 stars. CMS also lists it as a candidate for its Special Focus Facility program, which tracks nursing homes with a history of serious quality problems. Nursing homes in Madison, Lafayette and other nearby counties are also options, so compare on Care Compare before you choose. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.

Nursing homeAddressPhoneCertified bedsCMS overall ratingLinks
Aviata at Big Bend207 Marshall Dr, Perry, FL 32347(850) 584-63341201 of 5Care Compare | Directions

Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. Ratings change, so check Care Compare before you choose.

Home Health, Hospice and Dialysis in Taylor County

  • Home health: CMS lists no Medicare-certified home health agency with an office in Taylor County. Agencies based in neighboring counties may serve your home, so search by your ZIP code on Medicare Care Compare. Medicare covers home health care with no coinsurance when you qualify.
  • Hospice: CMS lists no hospice agency based in Taylor County. Agencies based in neighboring counties may serve the area, so search hospice care on Care Compare by your ZIP code. Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
  • Dialysis: CMS lists no dialysis facility in Taylor County. Dialysis is a Part B service, so the 20% coinsurance applies, and every Medigap plan helps pay it. Search dialysis facilities on Care Compare by ZIP code to find the nearest centers.
  • Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.

Free Medicare Help in Taylor County

These public and nonprofit resources help Taylor County residents with Medicare questions at no cost.

ResourceWhat it helps withContact
SHINE (Serving Health Insurance Needs of Elders)Free, unbiased Medicare counseling from trained volunteers, run locally by Advantage Aging Solutions, the Area Agency on Aging for North Florida2414 Mahan Drive, Tallahassee, FL 32308
(850) 488-0055 or 1-800-963-5337
floridashine.org
Florida Department of Health in Taylor CountyPublic health services, vaccinations and clinic services1215 N Peacock Ave, Perry, FL 32347
(850) 584-5087
taylor.floridahealth.gov
Social Security AdministrationEnrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cardsFind your local office or call 1-800-772-1213
MedicareCoverage questions, Care Compare and plan information1-800-MEDICARE (1-800-633-4227)
medicare.gov

Taylor County Medicare FAQs

How many people in Taylor County use Original Medicare?

CMS counts 5,309 people with Medicare in Taylor County as of June 2026. Of them, 2,362 (44.5%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 2,947 are in Medicare Advantage or other health plans.

What would a hospital stay at Doctors’ Memorial Hospital cost me with Plan G?

For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.

Does Medicare cover a transfer from Doctors’ Memorial to a larger hospital?

Medicare Part B covers medically necessary ambulance transport to the nearest appropriate facility. After the $283 Part B deductible you normally pay 20% of the approved amount, and Plan G and Plan N pay that 20%. A new hospital admission is covered under Part A.

Should Taylor County residents choose Plan G or Plan N?

Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.

When should I buy a Medicare Supplement plan?

The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.

Will my Medicare Supplement plan cover care in Tallahassee?

Yes. Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare, so the same plan covers care in Perry, Tallahassee, Gainesville or anywhere else. There are no provider networks.

Is there a hospital in Taylor County?

Yes. Doctors’ Memorial Hospital in Perry is the county’s only hospital, a critical access hospital with an emergency department. It does not have a CMS overall star rating, which is common for small rural hospitals.

Where can I get free Medicare counseling in Taylor County?

SHINE offers free, unbiased Medicare counseling through Advantage Aging Solutions, the Area Agency on Aging for North Florida. Call (850) 488-0055 or 1-800-963-5337.

Sources

Compare Medicare Supplement Plans in Taylor County

Plan benefits are the same from every carrier, but premiums in Taylor County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.

Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.

Towns We Serve in Taylor County

Medicare Supplement plans work the same way in every Taylor County town: the benefits for each plan letter are set by federal law, you can see any doctor or hospital in the country that accepts Medicare, and your premium depends on your ZIP code, age, sex and tobacco use. Use the estimator above with your own ZIP code to see the rates filed for your area.

Medicare Supplement Plans in Perry

The Taylor County seat in the Big Bend, with a low cost of living. About 7,068 people live in Perry, and about 1,258 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Doctors' Memorial Hospital in Perry, about 1 mile away in a straight line.

Have a question about coverage in your town? Request a free quote or call and a licensed agent will walk you through it.

Communities in Taylor County

I help people with Medicare Supplement plans in every city, town and community in Taylor County.

Communities served
  • Perry
  • Steinhatchee

All Florida communities A–Z →Every Florida county

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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.

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Content Review

Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216

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Last updated: November 10, 2026
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