Medicare Supplement Plans in Hendry County, Florida: Clewiston, LaBelle & Port LaBelle
What Medicare Supplement plans pay in Hendry County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help
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Medicare in Hendry County, Florida
Hendry County, an agricultural county between Fort Myers and Lake Okeechobee, has one Medicare-certified hospital, Hendry Regional Medical Center in Clewiston, and two Medicare-certified nursing homes, according to CMS data updated in 2026. About 15% of its roughly 48,000 residents are 65 or older. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.
Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).
Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.
Hendry County at a Glance
| County seat | LaBelle |
|---|---|
| Incorporated cities | LaBelle and Clewiston |
| Other communities | Port LaBelle, Harlem, Montura, Fort Denaud and Felda |
| Population | 48,276 (U.S. Census Bureau estimate, July 1, 2025) |
| Residents 65 and older | 14.6% |
| People with Medicare | 7,639 (CMS, June 2026) |
| In Original Medicare, where a Medigap plan can be added | 2,938 (38.5%) |
| In Medicare Advantage or other health plans | 4,701 (61.5%) |
| Medicare-certified hospitals | 1 critical access hospital with an emergency department |
| Medicare-certified nursing homes | 2 |
| Medicare-certified dialysis facilities | 2 |
| Free Medicare counseling | SHINE, 1-800-963-5337 |
Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.
Hendry County is part of our Southwest Florida Medicare Supplement region, stretching from the Caloosahatchee River at LaBelle to Lake Okeechobee at Clewiston. Its one hospital is in Clewiston, so LaBelle-area residents often use hospitals in Lehigh Acres and Fort Myers.
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Medicare Supplement Plans in Hendry County
Of the 7,639 people with Medicare in Hendry County, 2,938 (38.5%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is lower than the statewide figure of 42.9%. Another 1,791 Hendry County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.
What Matters for Hendry County Residents
- Two ends of the county: Clewiston has the hospital, while LaBelle residents are often closer to Lehigh Acres and Fort Myers. A Medicare Supplement plan pays the same way at all of them, with no networks to check.
- Transfers and ambulance rides: Part B covers medically necessary ambulance rides, and you normally pay 20% after the Part B deductible. Plan G and Plan N pay that 20%, which matters for transfers to larger hospitals.
- Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
- Medicaid and Medicare Savings Programs: CMS counts 2,263 Hendry County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.
Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans
What Care in Hendry County Costs With and Without a Medigap Plan
Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use Hendry Regional Medical Center, a Lee Health hospital or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.
| Coverage | Routine year 6 doctor visits and $800 in tests | 4-day stay at Hendry Regional Medical Center plus 8 doctor visits and $1,500 in tests | Hospital stay and rehab the same stay plus 25 days at a Hendry County nursing home |
|---|---|---|---|
| Original Medicare only | $566 | $2,502 | $3,587 |
| Plan G | $283 | $283 | $283 |
| Plan N | $403 | $443 | $443 |
| High-Deductible Plan G | $566 | $2,502 | $2,950 |
| Plan K | $425 | $1,393 | $1,935 |
| Plan L | $354 | $838 | $1,109 |
In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.
Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.
What would you pay in Hendry County in 2026?
Pick the year that sounds most like yours. The bars show what you would pay out of your own pocket for medical care, with and without a Medicare Supplement plan.
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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.
Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.
Medicare-Certified Hospital in Hendry County
Hendry Regional Medical Center in Clewiston is Hendry County’s only hospital. It is a critical access hospital with an emergency department, a small rural hospital type that is often too small to receive a CMS overall rating. LaBelle is about 30 miles west of Clewiston, so many residents in the western part of the county use hospitals in Lee County instead.
| Hospital | Type | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| Hendry Regional Medical Center | Critical access | 524 W Sagamore Ave, Clewiston, FL 33440 | (863) 902-3033 | Not rated | Care Compare | Directions |
Nearest Larger Hospitals Outside Hendry County
HCA Florida Lehigh Hospital is about 20 miles from LaBelle, and Gulf Coast Medical Center in Fort Myers offers a wider range of specialists. Lakeside Medical Center in Belle Glade is about 20 miles east of Clewiston.
| Hospital | County | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| HCA Florida Lehigh Hospital | Lee | 1500 Lee Blvd, Lehigh Acres, FL 33936 | (239) 369-2101 | 2 of 5 stars | Care Compare | Directions |
| Gulf Coast Medical Center | Lee | 13681 Doctors Way, Fort Myers, FL 33912 | (239) 343-1000 | 4 of 5 stars | Care Compare | Directions |
| Lakeside Medical Center | Palm Beach | 39200 Hooker Hwy, Belle Glade, FL 33430 | (561) 996-6571 | Not rated | Care Compare | Directions |
Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Many critical access hospitals are too small to receive an overall rating.
Map of Medicare-Certified Facilities in and Near Hendry County
The map shows Hendry County’s hospital and nursing homes in Clewiston and LaBelle along with the nearest larger hospitals in Lee and Palm Beach counties. Click a marker for the address, phone number and driving directions in Google Maps.
Medicare-Certified Nursing Homes in Hendry County
CMS lists two Medicare-certified nursing homes in Hendry County. LaBelle Health and Rehabilitation Center has 93 certified beds and a CMS overall rating of 5 of 5 stars. Vivo Healthcare Clewiston has 155 certified beds and 3 stars. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.
Show all 2 nursing homes with ratings and directions
| Nursing home | Address | Phone | Certified beds | CMS overall rating | Links |
|---|---|---|---|---|---|
| LaBelle Health and Rehabilitation Center | 250 Broward Ave, Labelle, FL 33935 | (863) 675-1440 | 93 | 5 of 5 | Care Compare | Directions |
| Vivo Healthcare Clewiston | 301 South Gloria St, Clewiston, FL 33440 | (863) 983-5123 | 155 | 3 of 5 | Care Compare | Directions |
Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. Nursing homes in Lee and other neighboring counties are also options, so search Care Compare by ZIP code to compare ratings.
Home Health, Hospice and Dialysis in Hendry County
- Home health: CMS lists no Medicare-certified home health agency with an office in Hendry County. Agencies based in Lee County and other neighboring counties may serve your area, so search by your ZIP code on Medicare Care Compare.
- Hospice: CMS lists no hospice agency based in Hendry County. Agencies based in neighboring counties serve the area, so search hospice care on Care Compare by your ZIP code. Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
- Dialysis: CMS lists two dialysis facilities in Hendry County: Clewiston Dialysis Center at 851 W Ventura Ave, Clewiston, (863) 983-8855, and Kidney Care of LaBelle at 50 N Bridge St, LaBelle, (863) 339-7030. Search dialysis facilities on Care Compare for shifts and ratings.
- Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.
Free Medicare Help in Hendry County
These public and nonprofit resources help Hendry County residents with Medicare questions at no cost.
| Resource | What it helps with | Contact |
|---|---|---|
| SHINE (Serving Health Insurance Needs of Elders) | Free, unbiased Medicare counseling from trained volunteers, run locally by the Area Agency on Aging for Southwest Florida | 2830 Winkler Ave, Suite 112, Fort Myers, FL 33916 (239) 652-6900 or 1-800-963-5337 floridashine.org |
| Florida Department of Health in Hendry County | Public health services, vaccinations and clinic services | 1140 Pratt Blvd, LaBelle, FL 33935, (863) 674-4041 1100 S Olympia Ave, Clewiston, FL 33440, (863) 902-4224 hendry.floridahealth.gov |
| Social Security Administration | Enrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cards | Find your local office or call 1-800-772-1213 |
| Medicare | Coverage questions, Care Compare and plan information | 1-800-MEDICARE (1-800-633-4227) medicare.gov |
Hendry County Medicare FAQs
How many people in Hendry County use Original Medicare?
CMS counts 7,639 people with Medicare in Hendry County as of June 2026. Of them, 2,938 (38.5%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 4,701 are in Medicare Advantage or other health plans.
What would a hospital stay at Hendry Regional Medical Center cost me with Plan G?
For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.
Does Medicare cover a transfer from Hendry Regional to a larger hospital?
Medicare Part B covers medically necessary ambulance transport to the nearest appropriate facility. After the $283 Part B deductible you normally pay 20% of the approved amount, and Plan G and Plan N pay that 20%. A new hospital admission is covered under Part A.
Should Hendry County residents choose Plan G or Plan N?
Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.
When should I buy a Medicare Supplement plan?
The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.
Will my Medicare Supplement plan cover care in Fort Myers?
Yes. Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare, so the same plan covers care in Clewiston, LaBelle, Fort Myers or anywhere else. There are no provider networks.
Is there a hospital in Hendry County?
Yes. Hendry Regional Medical Center in Clewiston is the county’s only hospital, a critical access hospital with an emergency department. Residents near LaBelle often use HCA Florida Lehigh Hospital or Lee Health hospitals in Fort Myers.
Where can I get free Medicare counseling in Hendry County?
SHINE offers free, unbiased Medicare counseling through the Area Agency on Aging for Southwest Florida. Call (239) 652-6900 or 1-800-963-5337.
Sources
- Centers for Medicare & Medicaid Services. (2026, August 13). Hospital General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, October 8). Nursing Home Provider Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, August 26). Hospice General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Home Health Care Agencies [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Dialysis Facility Listing by Facility [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2025, November 14). 2026 Medicare Parts A & B Premiums and Deductibles [Fact sheet].
- Centers for Medicare & Medicaid Services. Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Medicare.gov. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. Medicare Care Compare. Medicare.gov. Accessed October 9, 2026.
- U.S. Census Bureau. QuickFacts: Hendry County, Florida (population estimates, July 1, 2025). Accessed October 9, 2026.
- Florida Department of Elder Affairs. SHINE: Serving Health Insurance Needs of Elders. Accessed October 9, 2026.
- Florida Department of Health in Hendry County. Contact Us. Accessed October 9, 2026.
- Medicare.gov. Ambulance services. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. (2026). Medicare Monthly Enrollment [Data set], June 2026 county data. Accessed October 11, 2026.
- Centers for Medicare & Medicaid Services. (2025, October). Medigap High-Deductible Options for Plans F, G and J, 2026 [Announcement].
- Centers for Medicare & Medicaid Services. Compare Medigap Plan Benefits. Medicare.gov. Accessed October 11, 2026.
- Florida Department of Financial Services. Licensee Search. Accessed October 9, 2026.
Compare Medicare Supplement Plans in Hendry County
Plan benefits are the same from every carrier, but premiums in Hendry County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.
Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.
Towns We Serve in Hendry County
Medicare Supplement plans work the same way in every Hendry County town: the benefits for each plan letter are set by federal law, you can see any doctor or hospital in the country that accepts Medicare, and your premium depends on your ZIP code, age, sex and tobacco use. Use the estimator above with your own ZIP code to see the rates filed for your area.
Medicare Supplement Plans in Port LaBelle
A residential community just east of LaBelle along the Caloosahatchee River. About 7,923 people live in Port LaBelle, and about 468 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is HCA Florida Lehigh Hospital in Lehigh Acres, about 20 miles away in a straight line.
Medicare Supplement Plans in Clewiston
A small city on the south shore of Lake Okeechobee with an agricultural economy. About 7,348 people live in Clewiston, and about 1,411 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Hendry Regional Medical Center in Clewiston, about 1 mile away in a straight line.
Medicare Supplement Plans in LaBelle
The Hendry County seat on the Caloosahatchee River, a small city with a rural South Florida character. About 5,184 people live in LaBelle, and about 704 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is HCA Florida Lehigh Hospital in Lehigh Acres, about 15 miles away in a straight line.
Medicare Supplement Plans in Montura
A small rural community in Hendry County between Clewiston and LaBelle. About 4,121 people live in Montura, and about 612 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Hendry Regional Medical Center in Clewiston, about 12 miles away in a straight line.
Medicare Supplement Plans in Harlem
A small unincorporated community next to Clewiston, surrounded by farmland. About 2,420 people live in Harlem, and about 392 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Hendry Regional Medical Center in Clewiston, about 2 miles away in a straight line.
Medicare Supplement Plans in Fort Denaud
A rural riverside community on the Caloosahatchee, with ranchland and open space. About 1,639 people live in Fort Denaud, and about 770 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is HCA Florida Lehigh Hospital in Lehigh Acres, about 10 miles away in a straight line.
Have a question about coverage in your town? Request a free quote or call and a licensed agent will walk you through it.
Communities in Hendry County
I help people with Medicare Supplement plans in every city, town and community in Hendry County.
- Clewiston
- Fort Denaud
- Harlem
- LaBelle
- Montura
- Pioneer
- Port LaBelle
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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.
Insurance product descriptions on this site are provided for informational and marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and may change over time.
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Content Review
Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216