Medicare Supplement Plans in Calhoun County, Florida: Blountstown & Altha
What Medicare Supplement plans pay in Calhoun County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help
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Medicare in Calhoun County, Florida
Calhoun County, a rural county along the Apalachicola River west of Tallahassee, has one Medicare-certified hospital, Calhoun Liberty Hospital in Blountstown, and two Medicare-certified nursing homes, according to CMS data updated in 2026. The hospital moved into a new building in 2025 after Hurricane Michael damaged the old one. About 22% of the county’s roughly 13,300 residents are 65 or older, and most travel to Marianna, Panama City or Tallahassee for specialists and more advanced hospital care. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.
Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).
Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.
Calhoun County at a Glance
| County seat | Blountstown |
|---|---|
| Incorporated city and town | Blountstown and Altha |
| Other communities | Clarksville, Kinard and Scotts Ferry |
| Population | 13,289 (U.S. Census Bureau estimate, July 1, 2025) |
| Residents 65 and older | 21.5% |
| People with Medicare | 3,129 (CMS, June 2026) |
| In Original Medicare, where a Medigap plan can be added | 1,176 (37.6%) |
| In Medicare Advantage or other health plans | 1,953 (62.4%) |
| Medicare-certified hospitals | 1, a critical access hospital with a 24-hour emergency department |
| Medicare-certified nursing homes | 2 |
| Medicare-certified dialysis facilities | None in the county; the closest are in Marianna and Chipley |
| Medicare-certified home health agencies with offices in the county | 1 |
| Free Medicare counseling | SHINE, 1-800-963-5337 |
Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.
Calhoun County is part of our Florida Panhandle Medicare Supplement region. Calhoun Liberty Hospital in Blountstown handles emergency and local hospital care, and residents travel to Marianna, Panama City or Tallahassee for specialists.
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Medicare Supplement Plans in Calhoun County
Of the 3,129 people with Medicare in Calhoun County, 1,176 (37.6%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is lower than the statewide figure of 42.9%. Another 638 Calhoun County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.
What Matters for Calhoun County Residents
- Care outside the county: Specialists and most surgery are in Marianna, Panama City or Tallahassee. Medigap has no networks or referrals, so the same plan works at Calhoun Liberty Hospital and at every one of those hospitals.
- Fewer people in Original Medicare: Only 37.6% of Calhoun County’s Medicare population uses Original Medicare, below the statewide share. If you are comparing a Medicare Advantage plan with a Medigap plan, check whether the Advantage plan’s network includes the Marianna, Panama City and Tallahassee hospitals you would use.
- Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your specialists whether they accept assignment before comparing Plan N with Plan G.
- Medicaid and Medicare Savings Programs: CMS counts 723 Calhoun County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.
Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans
What Care in Calhoun County Costs With and Without a Medigap Plan
Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use Calhoun Liberty Hospital in Blountstown, a hospital in Marianna, Panama City or Tallahassee or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.
| Coverage | Routine year 6 doctor visits and $800 in tests | 4-day stay at Calhoun Liberty Hospital plus 8 doctor visits and $1,500 in tests | Hospital stay and rehab the same stay plus 25 days at a Calhoun County nursing home |
|---|---|---|---|
| Original Medicare only | $566 | $2,502 | $3,587 |
| Plan G | $283 | $283 | $283 |
| Plan N | $403 | $443 | $443 |
| High-Deductible Plan G | $566 | $2,502 | $2,950 |
| Plan K | $425 | $1,393 | $1,935 |
| Plan L | $354 | $838 | $1,109 |
In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.
Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.
What would you pay in Calhoun County in 2026?
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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.
Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.
Medicare-Certified Hospital in Calhoun County
CMS lists one hospital in Calhoun County that participates in Medicare. Calhoun Liberty Hospital in Blountstown is a critical access hospital: a small rural hospital with no more than 25 inpatient beds and a 24-hour emergency department, designated by Medicare to keep hospital care available in communities far from larger medical centers. It also serves neighboring Liberty County, which has no hospital of its own. Tallahassee Memorial HealthCare operates the hospital, which opened its new building on State Road 71 in August 2025.
| Hospital | Type | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| Calhoun Liberty Hospital | Critical access | 16257 State Rd 71s, Blountstown, FL 32424 | (850) 674-5411 | Not rated | Care Compare | Directions |
Nearest Larger Hospitals Outside Calhoun County
For surgery, cardiology, cancer care and other specialty services, Calhoun County residents usually travel to one of these hospitals. Jackson Hospital in Marianna is the closest general hospital; Panama City and Tallahassee have the region’s largest hospitals.
| Hospital | County | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| Jackson Hospital | Jackson | 4250 Hospital Dr, Marianna, FL 32446 | (850) 526-2200 | 1 of 5 stars | Care Compare | Directions |
| Ascension Sacred Heart Bay | Bay | 615 N Bonita Ave, Panama City, FL 32401 | (850) 769-1511 | 3 of 5 stars | Care Compare | Directions |
| HCA Florida Gulf Coast Hospital | Bay | 449 W 23rd St, Panama City, FL 32405 | (850) 747-7926 | 2 of 5 stars | Care Compare | Directions |
| Tallahassee Memorial HealthCare | Leon | 1300 Miccosukee Rd, Tallahassee, FL 32308 | (850) 431-1155 | 3 of 5 stars | Care Compare | Directions |
| HCA Florida Capital Hospital | Leon | 2626 Capital Medical Blvd, Tallahassee, FL 32308 | (850) 656-5000 | 2 of 5 stars | Care Compare | Directions |
Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Many critical access hospitals are too small to receive an overall rating.
Map of Medicare-Certified Facilities in and Near Calhoun County
The map shows Calhoun County’s hospital and nursing homes, along with the nearest larger hospitals in Jackson, Bay and Leon counties. Click a marker for the address, phone number and driving directions in Google Maps.
Medicare-Certified Nursing Homes in Calhoun County
CMS lists two Medicare-certified nursing homes in Calhoun County, both in Blountstown, and both have a CMS overall rating of 5 of 5 stars. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.
Show all 2 nursing homes with ratings and directions
| Nursing home | Address | Phone | Certified beds | CMS overall rating | Links |
|---|---|---|---|---|---|
| Blountstown Health and Rehabilitation Center | 16690 SW Chipola Rd, Blountstown, FL 32424 | (850) 674-4311 | 96 | 5 of 5 | Care Compare | Directions |
| River Valley Rehabilitation Center | 17884 NE Crozier St, Blountstown, FL 32424 | (850) 674-5464 | 150 | 5 of 5 | Care Compare | Directions |
Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. Nursing homes in neighboring counties are also options, so search Care Compare by ZIP code if you need more choices.
Home Health, Hospice and Dialysis in Calhoun County
- Home health: One Medicare-certified home health agency has an office in Calhoun County: Enhabit Home Health at 20452 Central Ave W, Blountstown, (850) 391-4754 (Care Compare). Agencies based in neighboring counties may also serve your area, so search by your ZIP code on Medicare Care Compare.
- Hospice: CMS lists no hospice agency based in Calhoun County. Hospice agencies based in neighboring counties serve the area, so search hospice care on Care Compare by your ZIP code.
- Dialysis: CMS lists no dialysis facilities in Calhoun County. The closest are DaVita Marianna Dialysis Center in Marianna, (850) 482-5328, and DaVita Chipley Dialysis in Chipley, (850) 638-7783. Search dialysis facilities on Care Compare for shifts and ratings.
- Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.
Free Medicare Help in Calhoun County
These public and nonprofit resources help Calhoun County residents with Medicare questions at no cost.
| Resource | What it helps with | Contact |
|---|---|---|
| SHINE (Serving Health Insurance Needs of Elders) | Free, unbiased Medicare counseling from trained volunteers, run locally by Advantage Aging Solutions, the Area Agency on Aging for North Florida | 2414 Mahan Drive, Tallahassee, FL 32308 (850) 488-0055 or 1-800-963-5337 floridashine.org |
| Advantage Aging Solutions Elder Helpline | Information on local senior services, meals, caregiver support and in-home help | 1-866-467-4624 advantageaging.org |
| Florida Department of Health in Calhoun County | Public health services, vaccinations and clinic locations | 19611 SR 20 W, Blountstown, FL 32424 (850) 674-5645 calhoun.floridahealth.gov |
| Social Security Administration | Enrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cards | Find your local office or call 1-800-772-1213 |
| Medicare | Coverage questions, Care Compare and plan information | 1-800-MEDICARE (1-800-633-4227) medicare.gov |
Calhoun County Medicare FAQs
How many people in Calhoun County use Original Medicare?
CMS counts 3,129 people with Medicare in Calhoun County as of June 2026. Of them, 1,176 (37.6%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 1,953 are in Medicare Advantage or other health plans.
What would a hospital stay at Calhoun Liberty Hospital cost me with Plan G?
For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.
Will my Medicare Supplement plan cover care in Panama City or Tallahassee?
Yes. Medicare Supplement plans work with any doctor or hospital in the United States that accepts Medicare, so the same plan covers care at Calhoun Liberty Hospital and at hospitals and specialists in Marianna, Panama City, Tallahassee or anywhere else. There are no provider networks.
Should Calhoun County residents choose Plan G or Plan N?
Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.
When should I buy a Medicare Supplement plan?
The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.
Does Medicare cover an ambulance to a hospital outside Calhoun County?
Medicare Part B covers emergency ambulance transportation to the nearest appropriate facility, including transfers from a small hospital to a larger one when medically necessary. After the Part B deductible you usually pay 20% coinsurance, and most Medicare Supplement plans pay that coinsurance.
How many Medicare-certified hospitals are in Calhoun County?
CMS lists one: Calhoun Liberty Hospital in Blountstown, a critical access hospital with a 24-hour emergency department that moved into a new building in 2025. The closest larger hospital is Jackson Hospital in Marianna. Panama City has Ascension Sacred Heart Bay and HCA Florida Gulf Coast Hospital, while Tallahassee has Tallahassee Memorial HealthCare and HCA Florida Capital Hospital.
How many Medicare-certified nursing homes are in Calhoun County?
CMS lists two, both in Blountstown: River Valley Rehabilitation Center, with 150 certified beds, and Blountstown Health and Rehabilitation Center, with 96. Both have a CMS overall rating of 5 of 5 stars in its October 2026 data.
Sources
- Centers for Medicare & Medicaid Services. (2026, August 13). Hospital General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, October 8). Nursing Home Provider Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, August 26). Hospice General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Home Health Care Agencies [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Dialysis Facility Listing by Facility [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2025, November 14). 2026 Medicare Parts A & B Premiums and Deductibles [Fact sheet].
- Centers for Medicare & Medicaid Services. Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Medicare.gov. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. Ambulance Services. Medicare.gov. Accessed October 12, 2026.
- Centers for Medicare & Medicaid Services. Medicare Care Compare. Medicare.gov. Accessed October 9, 2026.
- U.S. Census Bureau. QuickFacts: Calhoun County, Florida (population estimates, July 1, 2025). Accessed October 9, 2026.
- Florida Department of Elder Affairs. SHINE: Serving Health Insurance Needs of Elders. Accessed October 9, 2026.
- Advantage Aging Solutions. Advantage Aging Solutions, Area Agency on Aging for North Florida. Accessed October 9, 2026.
- Florida Department of Health in Calhoun County. Contact Us. Accessed October 9, 2026.
- WCTV. (2025, August 17). New Calhoun Liberty Hospital Begins Patient Care After Hurricane Michael Damaged Former Building.
- Centers for Medicare & Medicaid Services. (2026). Medicare Monthly Enrollment [Data set], June 2026 county data. Accessed October 11, 2026.
- Centers for Medicare & Medicaid Services. (2025, October). Medigap High-Deductible Options for Plans F, G and J, 2026 [Announcement].
- Centers for Medicare & Medicaid Services. Compare Medigap Plan Benefits. Medicare.gov. Accessed October 11, 2026.
- Florida Department of Financial Services. Licensee Search. Accessed October 9, 2026.
Compare Medicare Supplement Plans in Calhoun County
Plan benefits are the same from every carrier, but premiums in Calhoun County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.
Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.
Towns We Serve in Calhoun County
Medicare Supplement plans work the same way in every Calhoun County town: the benefits for each plan letter are set by federal law, you can see any doctor or hospital in the country that accepts Medicare, and your premium depends on your ZIP code, age, sex and tobacco use. Use the estimator above with your own ZIP code to see the rates filed for your area.
Medicare Supplement Plans in Blountstown
The Calhoun County seat, with the courthouse, county offices and local businesses. About 3,136 people live in Blountstown, and about 841 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Calhoun Liberty Hospital in Blountstown, about 1 mile away in a straight line.
Medicare Supplement Plans in Altha
A quiet farming and timber community in northern Calhoun County, with services in nearby Blountstown. About 457 people live in Altha, and about 87 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Calhoun Liberty Hospital in Blountstown, about 11 miles away in a straight line.
Have a question about coverage in your town? Request a free quote or call and a licensed agent will walk you through it.
Communities in Calhoun County
I help people with Medicare Supplement plans in every city, town and community in Calhoun County.
- Altha
- Blountstown
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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.
Insurance product descriptions on this site are provided for informational and marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and may change over time.
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Content Review
Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216