Medicare Supplement Plans and Medicare Resources in Collier County, Florida
What Medicare Supplement plans pay in Collier County in 2026, with cost examples, a cost calculator, local hospitals and free Medicare help
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Medicare in Collier County, Florida
Collier County, on Florida’s southwest Gulf Coast, has one of the oldest populations in the state: about 35% of its roughly 417,000 residents are 65 or older. CMS lists two Medicare-certified general hospital systems in Naples, NCH and Physicians Regional, along with a psychiatric hospital, two inpatient rehabilitation programs and 11 Medicare-certified nursing homes, according to data updated in 2026. This page shows what Medicare Supplement plans pay here in 2026, with cost examples and a calculator, then lists each hospital and nursing home with its CMS rating and points you to free local Medicare help.
Reviewed by Charles “Chuck” Lunsford, Life & Health insurance agent licensed in Florida since 1994 and in Alabama (NPN 553216).
Verify the license on the Florida Department of Financial Services licensee search using NPN 553216. Last reviewed October 11, 2026. Medicare amounts on this page are checked against CMS figures for 2026.
Collier County at a Glance
| County seat | East Naples |
|---|---|
| Incorporated cities | Everglades City, Marco Island and Naples |
| Other communities | Ave Maria, Golden Gate, Immokalee, Naples Park and North Naples |
| Population | 417,131 (U.S. Census Bureau estimate, July 1, 2025) |
| Residents 65 and older | 34.8% |
| People with Medicare | 123,262 (CMS, June 2026) |
| In Original Medicare, where a Medigap plan can be added | 77,092 (62.5%) |
| In Medicare Advantage or other health plans | 46,170 (37.5%) |
| Medicare-certified hospitals | 2 general hospital listings and 1 psychiatric hospital |
| Rehabilitation hospitals | 1 rehabilitation hospital and 1 hospital rehabilitation unit |
| Medicare-certified nursing homes | 11 |
| Medicare-certified hospice agencies | 1 |
| Medicare-certified dialysis facilities | 8 |
| Medicare-certified home health agencies with offices in the county | 14 |
| Free Medicare counseling | SHINE, 1-800-963-5337 |
Medicare enrollment comes from CMS Medicare Monthly Enrollment data for June 2026. Facility counts come from CMS Provider Data Catalog datasets released between July and October 2026. Facilities open, close and change names, so confirm details with the facility or on Medicare Care Compare.
Collier County is part of our Southwest Florida Medicare Supplement region. Most residents get hospital care from NCH and Physicians Regional in Naples, and many also use Lee Health hospitals in Fort Myers for specialty care.
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Medicare Supplement Plans in Collier County
Of the 123,262 people with Medicare in Collier County, 77,092 (62.5%) use Original Medicare, according to CMS enrollment data for June 2026. That is the group that can add a Medicare Supplement (Medigap) plan. The share is higher than the statewide figure of 42.9%. Another 64,357 Collier County residents have a stand-alone Part D drug plan, the type of drug coverage people with a Medigap plan use.
What Matters for Collier County Residents
- A strong Original Medicare market: About 62.5% of Collier County’s Medicare population uses Original Medicare, the third-highest share among Florida’s 67 counties in June 2026. That is a large group of residents who can add a Medigap plan.
- Seasonal residents: Many Collier County residents spend part of the year in another state. A Medicare Supplement plan works with any provider in the United States that accepts Medicare, so the same coverage follows you.
- Plan N and excess charges: Plan N does not pay Part B excess charges, which apply only when a doctor does not accept Medicare assignment. Ask your doctors whether they accept assignment before comparing Plan N with Plan G.
- Medicaid and Medicare Savings Programs: CMS counts 9,053 Collier County residents with both Medicare and Medicaid. People who qualify for Medicaid usually do not need a Medigap plan, and SHINE counselors can check whether you qualify for a Medicare Savings Program.
Plan details: Plan G | Plan N | High-Deductible Plan G | Plan K | Plan L | Compare all plans
What Care in Collier County Costs With and Without a Medigap Plan
Medicare charges the same deductibles and coinsurance at every hospital and nursing home that accepts it, so the amounts below apply whether you use NCH, Physicians Regional, a Lee Health hospital in Fort Myers or any other Medicare-certified hospital. The table shows what you would pay in 2026 for medical care, before any plan premium.
| Coverage | Routine year 6 doctor visits and $800 in tests | 4-day stay at NCH Naples Community Hospital plus 8 doctor visits and $1,500 in tests | Hospital stay and rehab the same stay plus 25 days at a Collier County nursing home |
|---|---|---|---|
| Original Medicare only | $566 | $2,502 | $3,587 |
| Plan G | $283 | $283 | $283 |
| Plan N | $403 | $443 | $443 |
| High-Deductible Plan G | $566 | $2,502 | $2,950 |
| Plan K | $425 | $1,393 | $1,935 |
| Plan L | $354 | $838 | $1,109 |
In the hospital stay and rehab example, Original Medicare alone leaves you with $3,587: the $1,736 Part A deductible, $217 a day for rehab days 21 to 25, the $283 Part B deductible and 20% of the remaining Part B charges. Plan G leaves only the $283 Part B deductible. Plan N adds up to $20 per office visit. High-Deductible Plan G stops at its $2,950 deductible.
Examples assume Medicare-approved amounts of $150 per doctor visit and that every provider accepts Medicare assignment. Plan K and Plan L have yearly out-of-pocket limits of $8,000 and $4,000 in 2026. Premiums vary by carrier, age and ZIP code and are not included.
What would you pay in Collier County in 2026?
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Rehab days 1 to 20 cost nothing under Medicare. Days 21 to 100 cost $217 a day in 2026 unless a plan pays it.
Based on 2026 Medicare amounts: a $1,736 hospital deductible per stay, the $283 Part B deductible, 20% of doctor and outpatient bills and $217 a day for rehab days 21 to 100. Each hospital stay is 4 days, each doctor visit is $150 and tests are included in each example. Assumes your doctors accept Medicare assignment. The Part B premium, $202.90 a month for most people, is the same with or without a plan and is not shown. Drug, dental, vision and hearing costs are not included. Estimates are for education; your costs depend on your care.
Medicare-Certified Hospitals in Collier County
CMS lists two general hospitals with emergency departments in Collier County, both in Naples. Some hospital systems report more than one campus under a single Medicare listing: NCH Naples Community Hospital covers NCH’s hospitals in downtown Naples and North Naples, and Physicians Regional reports under its Pine Ridge campus. Axiom Behavioral Health at Naples provides inpatient psychiatric care.
For recovery after a hospital stay, the Rehabilitation Hospital of Naples and a rehabilitation unit at Physicians Regional Pine Ridge provide inpatient rehabilitation.
Show all 3 hospitals with ratings, phone numbers and directions
| Hospital | Type | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| NCH Naples Community Hospital | Acute care | 350 7th St N, Naples, FL 34102 | (239) 624-5000 | 3 of 5 stars | Care Compare | Directions |
| Physicians Regional Medical Center Pine Ridge | Acute care | 6101 Pine Ridge Road, Naples, FL 34119 | (239) 304-5145 | 2 of 5 stars | Care Compare | Directions |
| Axiom Behavioral Health at Naples | Psychiatric | 9001 Tamiami Trail East, Naples, FL 34113 | (239) 688-3063 | Not rated | Care Compare | Directions |
Rehabilitation and Long-Term Care Hospitals
Show 2 rehabilitation and long-term care hospitals with directions
| Facility | Type | Address | Links |
|---|---|---|---|
| Rehabilitation Hospital of Naples | Inpatient rehabilitation | 14305 Collier Blvd, Naples, FL 34119 | Care Compare | Directions |
| Physicians Regional Medical Center Pine Ridge Rehabilitation Unit | Inpatient rehabilitation | 6101 Pine Ridge Road, Naples, FL 34119 | Care Compare | Directions |
Lee County Hospitals Near Collier County
Northern Collier County is close to Lee Health’s hospitals in south Fort Myers, and many residents use them for specialty care.
| Hospital | County | Address | Phone | CMS overall rating | Links |
|---|---|---|---|---|---|
| Gulf Coast Medical Center | Lee | 13681 Doctors Way, Fort Myers, FL 33912 | (239) 343-1000 | 4 of 5 stars | Care Compare | Directions |
| Lee Memorial Hospital | Lee | 2776 Cleveland Ave, Fort Myers, FL 33901 | (239) 343-5000 | 5 of 5 stars | Care Compare | Directions |
Ratings are CMS overall hospital star ratings from the Hospital General Information dataset released August 2026. A star rating is one measure of quality, and Care Compare shows the details behind it. Psychiatric hospitals do not receive CMS overall star ratings.
Map of Medicare-Certified Facilities in and Near Collier County
The map shows Collier County’s hospitals, rehabilitation hospitals, nursing homes, hospice and dialysis centers, along with nearby Lee County hospitals. Click a marker for the address, phone number and driving directions in Google Maps.
Medicare-Certified Nursing Homes in Collier County
CMS lists 11 Medicare-certified nursing homes in Collier County, all in Naples. Overall ratings range from 1 to 5 stars, and four are part of continuing care retirement communities. Medicare Part A can cover a short skilled nursing stay after a qualifying hospital stay, and most Medicare Supplement plans help with the daily coinsurance for days 21 to 100, $217 per day in 2026. Neither Medicare nor Medigap pays for long-term custodial care.
Show all 11 nursing homes with ratings and directions
| Nursing home | Address | Phone | Certified beds | CMS overall rating | Links |
|---|---|---|---|---|---|
| AdviniaCare at Naples | 7801 Airport Pulling Road N, Naples, FL 34109 | (239) 566-8077 | 40 | 1 of 5 | Care Compare | Directions |
| Bentley Care Center | 875 Retreat Drive, Naples, FL 34110 | (239) 431-2100 | 84 | 3 of 5 | Care Compare | Directions |
| The Chateau at Moorings Park | 130 Moorings Park Drive, Naples, FL 34105 | (239) 643-9133 | 106 | 5 of 5 | Care Compare | Directions |
| Gardens at Terracina Health and Rehabilitation | 6869 Davis Boulevard, Naples, FL 34104 | (239) 348-6000 | 30 | 5 of 5 | Care Compare | Directions |
| Naples Health and Rehabilitation Center | 2900 12th Street N, Naples, FL 34103 | (239) 261-2554 | 120 | 1 of 5 | Care Compare | Directions |
| Oakton Place Health and Rehabilitation at The Arlington | 8000 Arlington Circle, Naples, FL 34113 | (239) 307-3000 | 44 | 2 of 5 | Care Compare | Directions |
| Premier Place at the Glenview | 100 Glenview Place, Naples, FL 34108 | (239) 591-0011 | 42 | 5 of 5 | Care Compare | Directions |
| Solaris HealthCare Imperial | 900 Imperial Golf Course Blvd, Naples, FL 34110 | (239) 591-4800 | 113 | 3 of 5 | Care Compare | Directions |
| Solaris HealthCare Lely Palms | 6135 Rattlesnake Hammock Road, Naples, FL 34113 | (239) 775-7715 | 117 | 2 of 5 | Care Compare | Directions |
| Solaris Senior Living North Naples | 10949 Parnu Street, Naples, FL 34109 | (239) 592-5501 | 60 | 3 of 5 | Care Compare | Directions |
| Woodside Health and Rehabilitation Center | 3601 Lakewood Blvd, Naples, FL 34112 | (239) 775-7757 | 120 | 1 of 5 | Care Compare | Directions |
Ratings are CMS overall nursing home ratings from the Provider Information dataset released October 2026. The Chateau at Moorings Park, Premier Place at the Glenview, Bentley Care Center and Oakton Place at The Arlington are part of continuing care retirement communities and may limit admission to their own residents. CMS currently marks Woodside Health and Rehabilitation Center, Naples Health and Rehabilitation Center and Solaris HealthCare Lely Palms with its abuse icon, which means the facility was cited for abuse or potential abuse; Care Compare explains the details.
Home Health, Hospice and Dialysis in Collier County
- Home health: CMS lists 14 Medicare-certified home health agencies with offices in Collier County, most in Naples. Agencies serve areas rather than single addresses, so search by your ZIP code on Medicare Care Compare to see which ones serve your home, with their ratings.
- Hospice: Avow Hospice is based in Naples, (239) 261-4404 (Care Compare). Other hospice agencies may also serve the county. Medicare Part A covers hospice care, and most Medicare Supplement plans pay the hospice coinsurance.
- Dialysis: CMS lists eight dialysis facilities in Collier County, seven in Naples and one in Ave Maria. Search dialysis facilities on Care Compare for shifts and ratings.
- Doctors: Doctor participation changes often, so use Care Compare’s doctor search and ask the office whether it accepts Medicare assignment. Providers who accept assignment cannot bill you Part B excess charges.
Free Medicare Help in Collier County
These public and nonprofit resources help Collier County residents with Medicare questions at no cost.
| Resource | What it helps with | Contact |
|---|---|---|
| SHINE (Serving Health Insurance Needs of Elders) | Free, unbiased Medicare counseling from trained volunteers, run locally by the Area Agency on Aging for Southwest Florida | 2830 Winkler Ave, Suite 112, Fort Myers, FL 33916 (239) 652-6900 or 1-800-963-5337 floridashine.org |
| Florida Department of Health in Collier County | Public health services, vaccinations and clinic locations | 3339 Tamiami Trail E, Suite 145, Naples, FL 34112 (239) 252-8200 collier.floridahealth.gov |
| Social Security Administration | Enrolling in Medicare Parts A and B, Part B premiums and replacement Medicare cards | Find your local office or call 1-800-772-1213 |
| Medicare | Coverage questions, Care Compare and plan information | 1-800-MEDICARE (1-800-633-4227) medicare.gov |
Collier County Medicare FAQs
How many people in Collier County use Original Medicare?
CMS counts 123,262 people with Medicare in Collier County as of June 2026. Of them, 77,092 (62.5%) use Original Medicare, the coverage a Medicare Supplement plan works with, and 46,170 are in Medicare Advantage or other health plans.
What would a hospital stay at NCH Naples Community Hospital cost me with Plan G?
For a 4-day stay in 2026, Original Medicare alone leaves you with the $1,736 Part A deductible. Plan G pays it, along with your Part B coinsurance, so your only Medicare cost for the year is the $283 Part B deductible. The amounts are the same at every hospital that accepts Medicare.
How many Medicare-certified hospitals are in Collier County?
CMS lists two general hospital listings in Naples: NCH Naples Community Hospital, which covers NCH’s downtown and North Naples hospitals, and Physicians Regional Medical Center Pine Ridge. Axiom Behavioral Health at Naples is a psychiatric hospital, and the Rehabilitation Hospital of Naples provides inpatient rehabilitation.
Should Collier County residents choose Plan G or Plan N?
Both cover hospital costs in full. Plan N charges up to $20 for some office visits and up to $50 for ER visits that do not lead to an admission, and it does not cover Part B excess charges. If your doctors accept Medicare assignment, excess charges do not apply. Use the calculator on this page with your own quotes to compare.
When should I buy a Medicare Supplement plan?
The best time is usually your six-month Medigap open enrollment period, which starts the month you are 65 or older and enrolled in Part B. During it, carriers cannot deny you or charge more because of your health.
Does my Medicare Supplement plan work if I spend part of the year outside Florida?
Yes. A Medicare Supplement plan works with providers anywhere in the United States that accept Medicare, which helps seasonal residents who split time between Collier County and another state.
How many Medicare-certified nursing homes are in Collier County?
CMS lists 11 in its October 2026 data, all in Naples. Ratings range from 1 to 5 stars, and four are part of continuing care retirement communities that may limit admission to their own residents.
Where can I get free Medicare counseling in Collier County?
SHINE offers free, unbiased Medicare counseling through the Area Agency on Aging for Southwest Florida at 2830 Winkler Ave, Suite 112, Fort Myers. Call (239) 652-6900 or 1-800-963-5337.
Sources
- Centers for Medicare & Medicaid Services. (2026, August 13). Hospital General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, October 8). Nursing Home Provider Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, September 23). Inpatient Rehabilitation Facility General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, August 26). Hospice General Information [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Home Health Care Agencies [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2026, July 15). Dialysis Facility Listing by Facility [Data set]. Provider Data Catalog.
- Centers for Medicare & Medicaid Services. (2025, November 14). 2026 Medicare Parts A & B Premiums and Deductibles [Fact sheet].
- Centers for Medicare & Medicaid Services. Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Medicare.gov. Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. Medicare Care Compare. Medicare.gov. Accessed October 9, 2026.
- U.S. Census Bureau. QuickFacts: Collier County, Florida (population estimates, July 1, 2025). Accessed October 9, 2026.
- Florida Department of Elder Affairs. SHINE: Serving Health Insurance Needs of Elders. Accessed October 9, 2026.
- Centers for Disease Control and Prevention. Florida Department of Health in Collier County (NPIN listing). Accessed October 9, 2026.
- Centers for Medicare & Medicaid Services. (2026). Medicare Monthly Enrollment [Data set], June 2026 county data. Accessed October 11, 2026.
- Centers for Medicare & Medicaid Services. (2025, October). Medigap High-Deductible Options for Plans F, G and J, 2026 [Announcement].
- Centers for Medicare & Medicaid Services. Compare Medigap Plan Benefits. Medicare.gov. Accessed October 11, 2026.
- Florida Department of Financial Services. Licensee Search. Accessed October 9, 2026.
Compare Medicare Supplement Plans in Collier County
Plan benefits are the same from every carrier, but premiums in Collier County vary by carrier, ZIP code and age. A side-by-side comparison for your ZIP code shows which carriers offer the plan you want and how their prices and rate histories compare.
Start with our Medicare Supplement plan comparison or talk with a licensed Medicare specialist below.
Towns We Serve in Collier County
Medicare Supplement plans work the same way in every Collier County town: the benefits for each plan letter are set by federal law, you can see any doctor or hospital in the country that accepts Medicare, and your premium depends on your ZIP code, age, sex and tobacco use. Use the estimator above with your own ZIP code to see the rates filed for your area.
Medicare Supplement Plans in Ave Maria
A master-planned community in eastern Collier County built around Ave Maria University. About 8,258 people live in Ave Maria, and about 1,973 of them are 65 or older (U.S. Census Bureau, 2020–2024 American Community Survey). The nearest Medicare-certified hospital on our county map is Physicians Regional Medical Center Pine Ridge in Naples, about 20 miles away in a straight line.
Have a question about coverage in your town? Request a free quote or call and a licensed agent will walk you through it.
Communities in Collier County
I help people with Medicare Supplement plans in every city, town and community in Collier County, including these with their own local pages.
- Ave Maria
- Berkshire Lakes
- Lely
- Lely Resort
- Naples Manor
- Orangetree
- Pelican Bay
- Verona Walk
- Vineyards
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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.
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Content Review
Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216