Searching for The Best Medicare Supplement Plans Available In Temple Terrace, Florida?
Tailored Medigap Plan quotes for Hillsborough County seniors. Get personalized coverage today.
Why Medicare Supplements Matter Here in Temple Terrace: Your Guide to Coverage
Finding the Right Medigap Coverage for Your Temple Terrace Retirement
Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Temple Terrace or turning 65 soon, we help residents across Hillsborough County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind.
Click Here To Compare All Plans
Temple Terrace Senior Demographics & Lifestyle
According to U.S. Census data, Temple Terrace is a small inland incorporated city:
- Population: Approximately 27,000
- Residents 65+: About 19%
- Median age: 42 years
- Median household income: $62,000
- Home ownership rate: 68%
- Affordability: Upper-middle-class; comfortable inland
Many Temple Terrace retirees enjoy:
- Moderate Senior Population: 19% seniors in an upper-middle-class community
- Small Inland Incorporated City Character: Independent city within Tampa metro
- Upper-Middle-Class Community: Comfortable-income inland living
- St. Joseph’s Hospital: Hospital 5 miles nearby in Tampa
- Tampa General Hospital: Hospital 10 miles in Tampa (Level 1 Trauma!)
- Safe Environment: Good security, golf course community values
- Temple Terrace Golf & Country Club: Historic golf course character
- Good Homeownership: 68% own homes showing solid stability
- Strategic Location: Northern Hillsborough County, Tampa metro
- Incorporated City: Independent municipal government
- Busch Gardens Proximity: Adjacent to major attraction
- Tampa Proximity: Surrounded by Tampa, close urban access
- STRONG INLAND PROTECTION ADVANTAGE: Well inland location significantly reduces hurricane impacts
Temple Terrace attracts upper-middle-class retirees seeking affordable inland small-city living. The combination of upper-middle-class costs with a $62,000 comfortable median income, a moderate senior population (19%), good homeownership (68%), St. Joseph’s Hospital nearby (5 miles) plus Tampa General Level 1 Trauma Center (10 miles), Temple Terrace Golf & Country Club historic character, incorporated independent city status, Busch Gardens proximity, Tampa metro access while maintaining small-city character, Northern Hillsborough County location WELL inland with STRONG INLAND PROTECTION ADVANTAGE from direct coastal hurricane impacts while still experiencing Hurricane Irma and storm impacts, and comfortable inland small-city living makes it ideal for upper-middle-class retirees who prioritize nearby hospital access, golf course community character, incorporated city amenities, and comfortable Northern Hillsborough County inland small-city living on comfortable budgets while understanding moderate inland hurricane vulnerability with strong protection advantage from worst coastal devastation.
What's the process?
We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails.
- Clear, Unbiased, Fast
- Licensed since 1994
- FL License #A169316
We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings.
- No pushy sales theater
- Right-sized plan
- Application concierge
Right-sized Medigap plan (G, N, or fit) for your ZIP and budget
Application concierge (e-app done right, the first time)
Annual rate-check so you don’t overpay next renewal
- Same day quotes
- Apples-to-apples
- 24-hour response
What Is a Medicare Supplement Plan?
Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”
With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.
How Do They Work?
You stay enrolled in Original Medicare.
Medicare pays its share of approved healthcare costs.
Your Medigap plan pays its share after that.
You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.
Fast Facts (Save Yourself Headaches)
- Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.
- Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.
- Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.
- Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.
Medigap vs. Advantage
- Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
- Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.
You want clarity, predictability, and freedom → Medigap usually wins.
What Drives Your Rate?
- ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history
Why Florida Seniors Choose Medicare Supplements Only?
Nearly 30 Years of Experience
Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.
Comprehensive Florida Coverage
We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.
No-Pressure, Independent Guidance
We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.
Which Plans Can You Choose in Temple Terrace?
Plans are standardized by letter — A through N — so a Plan G in Florida has the same benefits as a Plan G in any other state. The big differences are in monthly premium, underwriting rules, and which carriers sell it in your area.
The most popular in Florida today are:
- Plan G (covers nearly everything except the Part B deductible)
- Plan N (lower premium, but you pay a copay for office and ER visits).
Click Here To Compare All Plans
What to Bring to the Call
- Medicare ID (red/white/blue card)
- Part B start month/year
- Med list (optional)
- Must-have doctors/hospitals
- Current coverage (if any)
What You Get
- Right-sized Medigap plan (G, N, or fit) for your city and your budget
- Same-day quotes
- Application concierge (clean e-app, first time)
- Annual rate-check so you don’t overpay
Temple Terrace-Specific Notes
- Community vs. Attained Age Rating: In Florida, most carriers use attained-age pricing — meaning your premium is based on the age you are when you enroll and can rise as you get older. That’s important to budget for.
- Open Enrollment Window: You have a six-month guaranteed-issue period when you first enroll in Medicare Part B at age 65. After that, you may have to answer health questions to switch plans.
- Household Discounts: Some Florida carriers offer a household or spousal discount if two people in the same household enroll.
- Local Support: Since carriers and rates vary by county, we run quotes for your ZIP code to make sure you’re not overpaying.
What’s The Next Step?
If you’re turning 65 soon or already on Medicare and looking at options, we’ll compare every Medigap carrier available in your Florida county. You’ll see the actual premiums side by side, and we’ll walk you through how Plan G and Plan N stack up for your situation.
Why Temple Terrace Residents Need Medicare Supplement Coverage
Temple Terrace residents face healthcare challenges that make Medicare Supplement coverage important:
Good Nearby Hospital Access: Temple Terrace has good nearby hospital access with St. Joseph’s Hospital 5 miles away in Tampa (major regional hospital!), providing emergency care, surgical services, comprehensive hospital services, full range of medical care, and major regional hospital services. Additional hospitals include Tampa General Hospital (10 miles – Level 1 Trauma Center!). This nearby hospital access is reasonable for the small inland incorporated city, important for the 19% senior population.
Upper-Middle-Class Income with Asset Protection: With a median household income of $62,000, upper-middle-class and comfortable for area, most Temple Terrace residents have substantial retirement resources. The 19% senior population, moderate representing solid retirement presence, represents substantial numbers (approximately 5,130 seniors) in the 27,000-resident small inland incorporated city. One hospitalization could cost $5,000-$15,000 without Medigap, manageable but still a concern for upper-middle-class retirees. For those who’ve chosen Temple Terrace for affordable inland small-city living, protecting assets is important while accepting moderate inland hurricane vulnerability.
Hurricane Irma and Storm History with MODERATE INLAND EXPOSURE and STRONG PROTECTION ADVANTAGE: As a Northern Hillsborough County inland incorporated city WELL inland (10+ miles from Tampa Bay coast), Temple Terrace experienced moderate hurricane impacts but with STRONG INLAND PROTECTION ADVANTAGE from catastrophic direct coastal devastation:
Hurricane Irma (September 2017): Category 1-2 impacts brought MODERATE damage to Temple Terrace but SIGNIFICANTLY LESS than catastrophic direct coastal devastation. Moderate wind damage of 65-80 mph throughout the inland small city, some flooding in areas from heavy rainfall, property damage throughout the city affecting thousands of properties, tree damage throughout the golf course community, extended power outages lasting days affecting all 5,130 seniors, difficult recovery on comfortable budgets, and moderate costs. Temple Terrace experienced moderate impacts but the WELL INLAND LOCATION provided STRONG PROTECTION from catastrophic coastal storm surge of 5-10+ feet and worst waterfront total destruction that devastated direct Tampa Bay coastal communities, demonstrating the STRONG INLAND PROTECTION ADVANTAGE.
Hurricane Charley (August 2004): Category 4 impacts brought significant damage to Temple Terrace. Significant wind damage throughout the inland small city, some flooding, property damage, extended power outages, and recovery. The WELL INLAND LOCATION provided strong protection from worst coastal impacts.
Numerous hurricanes and tropical systems over decades have brought Tampa Bay area inland impacts, wind damage, flooding from rainfall, but STRONG PROTECTION from catastrophic coastal storm surge. Temple Terrace’s well inland location creates MODERATE inland hurricane exposure with STRONG PROTECTION ADVANTAGE from worst direct coastal devastation.
Temple Terrace’s well inland location creates MODERATE INLAND HURRICANE EXPOSURE with STRONG PROTECTION ADVANTAGE – moderate vulnerability but strong protection from catastrophic coastal impacts. Wind damage as hurricanes cross well inland Tampa Bay area, flooding from heavy rainfall during major storms, property damage has been moderate to significant with Irma/Charley causing moderate to significant damage BUT SIGNIFICANTLY LESS than catastrophic coastal total devastation, insurance costs are moderate to low (significantly lower than direct coastal properties), and the moderate inland exposure with STRONG PROTECTION ADVANTAGE from catastrophic coastal storm surge and total waterfront destruction is an important consideration for upper-middle-class budgets. Temple Terrace’s WELL INLAND LOCATION (10+ miles from Tampa Bay coast) prevented the catastrophic total devastation and complete property destruction that occurred in direct Tampa Bay coastal communities – while Apollo Beach experienced catastrophic 5-8+ foot storm surge total devastation from Hurricane Irma, Temple Terrace experienced moderate wind damage and some flooding, demonstrating the significant value of the STRONG INLAND PROTECTION ADVANTAGE. This context makes comprehensive insurance coverage, including Medigap, important for protecting assets while living in a small inland incorporated city with moderate inland hurricane vulnerability and strong protection advantage from worst coastal devastation.
Plan N: Practical Value for Temple Terrace: For Temple Terrace’s upper-middle-class income profile with a $62,000 median income, Plan N typically offers excellent value, saving $35-50 monthly versus Plan G. That’s $420-600 annually, meaningful savings for upper-middle-class comfortable income. Plan N provides comprehensive protection with small copays ($20 office, $50 ER waived if admitted), making it practical for upper-middle-class retirees managing comfortable budgets in the inland small incorporated city.
About Temple Terrace: Community Snapshot for Seniors
Temple Terrace is a city of approximately 27,000 residents in Hillsborough County, an upper-middle-class small inland incorporated city with golf course community character. With St. Joseph’s Hospital nearby (5 miles), Temple Terrace Golf & Country Club, and a 19% senior population, Temple Terrace offers upper-middle-class inland small-city retirement living with nearby hospital access and moderate inland exposure with strong protection advantage.
According to U.S. Census data, about 19% of Temple Terrace residents are 65 or older, representing solid retirement presence, with substantial numbers (approximately 5,130 retirees) creating a substantial senior population in the 27,000-resident small inland incorporated city. The median household income of $62,000 and homeownership rate of 68% indicate an upper-middle-class community with good commitment. The economy centers on professional services, retail and services, golf course community, proximity to Tampa employment, and upper-middle-class employment in the small incorporated city.
Temple Terrace’s defining characteristic is upper-middle-class small inland incorporated city retirement living with 19% seniors representing approximately 5,130 retirees (moderate percentage, substantial numbers for 27,000 population), a $62,000 upper-middle-class comfortable median income, good homeownership (68%) showing solid community stability, St. Joseph’s Hospital 5 miles away in Tampa (major regional hospital!) providing nearby hospital access, 10 miles to Tampa General Hospital (Level 1 Trauma Center!) providing major hospital access, Temple Terrace Golf & Country Club historic golf course character, incorporated independent city status with municipal government, Busch Gardens proximity (adjacent), Tampa metro access while maintaining small-city independent character, Northern Hillsborough County location, good homeownership creating solid stability, well inland location (10+ miles from Tampa Bay coast), well inland location creating MODERATE INLAND HURRICANE EXPOSURE with STRONG PROTECTION ADVANTAGE from catastrophic direct coastal storm surge and total waterfront destruction (Hurricane Irma moderate impacts BUT significantly less than catastrophic coastal total devastation requiring awareness of moderate vulnerability WITH strong inland protection advantage), and upper-middle-class costs making inland small-city living accessible for upper-middle-class comfortable budgets. The nearby hospital access, golf course community character, and incorporated city status create an attractive affordable inland small-city retirement option with strong inland protection advantage.
The cost of living is upper-middle-class for an inland small incorporated city. Home prices range from $200,000-$380,000 for standard upper-middle-class homes, comfortable for upper-middle-class budgets in the inland small city. The 68% homeownership rate indicates good community stability with over two-thirds owning homes showing solid commitment. For upper-middle-class retirees on comfortable budgets, Temple Terrace provides affordable inland small-city living with nearby hospital access at upper-middle-class cost.
The moderate senior population (19%) represents solid retirement presence and substantial numbers. With nearly one in five residents 65 or older, that’s approximately 5,130 upper-middle-class retirees, creating a substantial senior population for the 27,000-resident small inland incorporated city, indicating solid retirement appeal for affordable inland small-city living.
The upper-middle-class median household income ($62,000) reflects a comfortable community with substantial retirement resources and an upper-middle-class living standard for an inland small incorporated city.
The good homeownership rate (68%) demonstrates solid stability with over two-thirds owning homes showing good commitment to the upper-middle-class small inland incorporated city.
The good nearby hospital access creates reasonable healthcare for the small incorporated city:
St. Joseph’s Hospital (Tampa, 5 miles – major regional hospital!) provides emergency care, surgical services, comprehensive hospital services, full range of medical care, and major regional hospital services
Tampa General Hospital (Tampa, 10 miles – Level 1 Trauma Center!) provides emergency care, surgical services, comprehensive hospital services, full range of medical care, major regional hospital services, and Level 1 Trauma Center
Memorial Hospital (Tampa, 8 miles) provides emergency care, surgical services, and comprehensive hospital services
Having St. Joseph’s Hospital major regional just 5 miles away provides excellent nearby healthcare access for the upper-middle-class small inland incorporated city retirement community with approximately 5,130 seniors, with Tampa General Level 1 Trauma Center within reasonable distance for major needs.
Temple Terrace Golf & Country Club creates THE defining golf course character. Temple Terrace Golf & Country Club (historic golf course, established 1920s, Mediterranean Revival clubhouse) provides historic golf course character, golf and country club lifestyle, golf course community character, recreational amenities, and Golf & Country Club distinguishing Temple Terrace as a historic golf course community with authentic country club character and Mediterranean heritage.
An independent city creates municipal character. Temple Terrace’s incorporated city status provides independent municipal government, city services and amenities, self-governance, small-city character within Tampa metro, and incorporated status creating independent small-city identity despite Tampa metro location.
Busch Gardens proximity creates a theme park access character. Adjacent to Busch Gardens Tampa Bay (major theme park) provides immediate proximity to major attractions, theme park access, tourism proximity, and Busch Gardens proximity creating convenient entertainment access.
Tampa metro access creates an urban proximity character. Surrounded by Tampa and within Tampa metro provides Tampa urban access, employment opportunities, urban amenities proximity, metro services, and Tampa proximity creating convenient urban access while maintaining independent small-city character.
Northern Hillsborough County creates location characters. Temple Terrace’s Northern Hillsborough County location provides northern county positioning, strategic location, and northern county creating convenient positioning.
The good homeownership creates solid stability. A 68% homeownership rate shows good community commitment, solid stability, and solid homeowner presence creating solid stability in the upper-middle-class small inland incorporated city.
Well inland location creates MODERATE INLAND EXPOSURE with STRONG PROTECTION ADVANTAGE. Located WELL inland (10+ miles from Tampa Bay coast), Temple Terrace faces MODERATE INLAND HURRICANE EXPOSURE including wind damage and flooding from rainfall BUT with STRONG PROTECTION ADVANTAGE from catastrophic direct coastal storm surge and total waterfront destruction that has devastated direct Tampa Bay coastal communities.
The hurricane Irma, Charley history demonstrates the MODERATE INLAND EXPOSURE with STRONG PROTECTION ADVANTAGE from catastrophic coastal devastation:
Hurricane Irma (2017): Category 1-2 impacts brought MODERATE damage to Temple Terrace but SIGNIFICANTLY LESS than catastrophic direct coastal devastation. Moderate wind damage of 65-80 MPH throughout small inland incorporated city affecting properties, some flooding in areas from heavy rainfall but MUCH LESS than coastal areas, property damage throughout city affecting THOUSANDS of properties but mostly repairable damage, tree damage throughout golf course community, extended power outages lasting days affecting all 5,130 seniors, difficult recovery on comfortable upper-middle-class budgets with many facing $10,000-$60,000+ repairs BUT NOT TOTAL PROPERTY LOSS, and moderate costs. Temple Terrace experienced moderate impacts BUT the WELL INLAND LOCATION (10+ miles from Tampa Bay coast) provided STRONG PROTECTION from catastrophic coastal storm surge of 5-8+ feet and total waterfront property destruction that devastated direct Tampa Bay coastal communities like Apollo Beach. While recovery was difficult on comfortable budgets, it was ACHIEVABLE compared to the IMPOSSIBLE recovery from total property loss experienced by many coastal residents just 10+ miles away. Hurricane Irma demonstrated Temple Terrace’s STRONG INLAND PROTECTION ADVANTAGE preventing catastrophic coastal total devastation.
Hurricane Charley (2004): Category 4 impacts brought significant damage to Temple Terrace including significant wind damage throughout small inland incorporated city affecting properties, some flooding from rainfall, property damage throughout city, extended power outages, difficult recovery on comfortable budgets, and substantial costs. The WELL INLAND LOCATION provided strong protection from catastrophic coastal storm surge that devastated Tampa Bay coastal areas.
Impact on an Upper-Middle-Class Small Inland Incorporated City with MODERATE INLAND HURRICANE EXPOSURE and STRONG PROTECTION ADVANTAGE: Property damage has been moderate to significant with Irma/Charley causing moderate to significant damage on comfortable budgets, BUT damage was SIGNIFICANTLY LESS than catastrophic coastal total devastation with the WELL INLAND LOCATION preventing total property loss, insurance costs are moderate to low and SIGNIFICANTLY LOWER than direct coastal properties (important advantage for comfortable budgets), the well inland location creates moderate vulnerability to wind and rainfall flooding BUT with STRONG PROTECTION from catastrophic coastal storm surge and total waterfront destruction, recovery has been difficult BUT ACHIEVABLE with comfortable resources compared to impossible recovery from total loss, and ongoing moderate inland exposure with STRONG PROTECTION ADVANTAGE is an important consideration for retirement planning on comfortable budgets. While Temple Terrace has experienced moderate to significant hurricane impacts, the WELL INLAND LOCATION (10+ miles from Tampa Bay coast) has prevented the catastrophic total devastation that has occurred in direct Tampa Bay coastal communities, demonstrating the significant value of the STRONG INLAND PROTECTION ADVANTAGE for comfortable budget retirement planning.
The upper-middle-class small inland incorporated city character attracts upper-middle-class retirees seeking affordable inland small-city living with awareness of moderate inland hurricane exposure BUT recognition of STRONG PROTECTION ADVANTAGE from catastrophic coastal devastation, nearby hospital access (St. Joseph’s Hospital major regional 5 miles!), a substantial retirement community (5,130 seniors, 19%!), Temple Terrace Golf & Country Club historic character, incorporated independent city status, Busch Gardens proximity, Tampa metro access, and ability to afford inland small-city retirement on comfortable upper-middle-class budgets while understanding moderate inland hurricane vulnerability WITH strong inland protection advantage from worst coastal total devastation.
The Hillsborough County location provides an affordable inland small incorporated city option making inland small-city living accessible for upper-middle-class budgets with nearby hospital access and moderate inland exposure with strong protection from catastrophic coastal devastation.
Healthcare access reflects Temple Terrace’s good nearby advantage. St. Joseph’s Hospital (5 miles – major regional hospital!), Tampa General Hospital (10 miles – Level 1 Trauma Center!), and Memorial Hospital (8 miles) provide good nearby hospital access for the upper-middle-class small inland incorporated city retirement community with approximately 5,130 seniors.
Retirees are drawn to Temple Terrace for upper-middle-class small inland incorporated city retirement living, 19% seniors representing approximately 5,130 retirees creating a substantial retirement community (moderate percentage, substantial numbers!), a $62,000 upper-middle-class comfortable median income, good homeownership (68%) showing solid community stability, St. Joseph’s Hospital 5 miles away (major regional hospital!), 10 miles to Tampa General Hospital (Level 1 Trauma Center!), Temple Terrace Golf & Country Club historic golf course character, incorporated independent city status with municipal government, Busch Gardens proximity (adjacent), Tampa metro access while maintaining small-city character, Northern Hillsborough County location, well inland location (10+ miles from Tampa Bay coast) creating MODERATE INLAND HURRICANE EXPOSURE with STRONG PROTECTION ADVANTAGE from catastrophic direct coastal storm surge and total waterfront destruction (Hurricane Irma moderate impacts BUT significantly less than catastrophic coastal total devastation requiring awareness WITH strong inland protection advantage), and upper-middle-class costs making inland small-city living accessible for upper-middle-class comfortable budgets.
For upper-middle-class retirees seeking affordable inland small-city retirement with nearby hospital access (St. Joseph’s Hospital major regional 5 miles!), a substantial retirement community (5,130 seniors, 19%!), Temple Terrace Golf & Country Club historic character, incorporated independent city status, Busch Gardens proximity, Tampa metro access, good homeownership (68%), upper-middle-class income ($62,000), and upper-middle-class costs making inland small-city living accessible on comfortable budgets while understanding moderate inland hurricane exposure WITH STRONG PROTECTION ADVANTAGE from catastrophic direct coastal storm surge and total waterfront destruction (moderate impacts BUT significantly less than coastal total devastation), Temple Terrace provides excellent affordable inland small-city retirement value with nearby hospital advantage and strong inland protection advantage from worst coastal devastation.
Healthcare Access in Temple Terrace, Florida
Temple Terrace residents benefit from good nearby hospital access:
Nearby Hospitals (5-10 miles):
- St. Joseph’s Hospital, Tampa (5 miles – major regional hospital!), providing emergency care, surgical services, comprehensive hospital services, full range of medical care, and major regional hospital services
- Memorial Hospital, Tampa (8 miles), providing emergency care, surgical services, and comprehensive hospital services
- Tampa General Hospital, Tampa (10 miles – Level 1 Trauma Center!), providing emergency care, surgical services, comprehensive hospital services, full range of medical care, major regional hospital services, and Level 1 Trauma Center
Good Nearby Healthcare Access:
Temple Terrace residents benefit from good nearby healthcare access for an upper-middle-class small inland incorporated city. St. Joseph’s Hospital (major regional hospital just 5 miles away!) provides excellent nearby hospital care, important for the 19% senior population (approximately 5,130 retirees), with Tampa General Level 1 Trauma Center within reasonable distance for major needs.
Having comprehensive Medicare Supplement coverage is important for Temple Terrace residents because even with nearby hospital access, one hospitalization could cost $5,000-$15,000+ without Medigap, manageable but still a concern on a $62,000 upper-middle-class comfortable income. For upper-middle-class retirees on comfortable fixed incomes, protecting assets is important.
Pharmacies:
- CVS Pharmacy, Walgreens, Publix Pharmacy, and other pharmacy locations in Temple Terrace and nearby Tampa
Medicare-Accepting Doctors Serving Temple Terrace Residents
Primary Care: Physicians throughout Temple Terrace and nearby Tampa serving the 19% senior population (approximately 5,130 retirees), plus nearby hospital practices and Hillsborough County Health Department preventive services.
Specialists: Specialists in Temple Terrace and nearby Tampa serving the upper-middle-class small inland incorporated city retirement community.
Hospital Services: St. Joseph’s Hospital (5 miles – major regional!) for most needs, with Tampa General Hospital (Level 1 Trauma Center!) and Memorial Hospital available nearby.
Always verify Medicare acceptance.
Driving Distances to Key Facilities
Facility | Location | Distance | Drive Time |
St. Joseph’s Hospital | Tampa | 5 miles | 10 minutes |
Temple Terrace Golf & Country Club | Temple Terrace | Local | 5-10 minutes |
Busch Gardens | Tampa (adjacent) | 2 miles | 5 minutes |
Memorial Hospital | Tampa | 8 miles | 12 minutes |
Downtown Tampa | Tampa | 10 miles | 15-20 minutes |
Tampa General Hospital | Tampa | 10 miles | 15-20 minutes |
Note: Times vary based on location within city and traffic
I use Medicare.gov’s Care Compare and Florida Health Finder to locate Medicare-accepting doctors and hospitals, ensuring affordable care with United American plans.
Local Resources & Next Steps
Hillsborough County Resources:
- Hillsborough County Aging Services
- Florida SHINE: 1-800-963-5337
- Hillsborough County Health Department
Healthcare Resources:
- St. Joseph’s Hospital (5 mi – major regional!), (813) 870-4000
- Tampa General Hospital (10 mi – Level 1 Trauma!), (813) 844-7000
Community Resources:
- Temple Terrace Golf & Country Club, historic golf course
- Busch Gardens proximity, adjacent theme park
- Community parks throughout small incorporated city
- Tampa metro access, urban amenities
- Incorporated city services
- Senior programs serving approximately 5,130 retirees
- Small-city activities
- Hurricane preparedness resources (important for moderate inland vulnerability with strong protection advantage)
Additional Support:
- Florida Department of Elder Affairs, elderaffairs.org
- Medicare.gov, official Medicare information
We Offer Expert Guidance to Your Perfect Supplement Plan
We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.
We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover
We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.
We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.
Our Services for Temple Terrace, FL Residents
We specialize in helping Hillsborough County upper-middle-class small inland incorporated city residents:
✓ Free Plan Comparisons (ZIP 33617)
✓ Value Focus for upper-middle-class inland small-city retirees on comfortable fixed incomes
✓ No-Pressure Guidance
✓ Year-Round Support
✓ Understanding of upper-middle-class small inland incorporated city and moderate inland exposure with strong protection advantage
✓ Recognition of a substantial retirement community (5,130+ seniors, 19%!)
Common Medicare Questions from Temple Terrace Residents
“Do I need a Medigap plan if we have a major hospital nearby?”
Yes, important protection. Even with St. Joseph’s Hospital major regional just 5 miles away, one hospitalization costs $5,000-$15,000+ without Medigap, manageable but still a concern on a $62,000 upper-middle-class comfortable income. For upper-middle-class retirees on comfortable fixed incomes, comprehensive coverage is important to protect assets.
“Which plan provides good value for inland small-city living?”
Plan N typically offers excellent value for Temple Terrace residents, saving $420-600 annually versus Plan G. With upper-middle-class comfortable income, Plan N provides comprehensive protection while managing overall budgets effectively for inland small-city retirees.
“Can I use my Medigap plan at nearby hospitals?”
Absolutely! Medicare Supplement plans work with any doctor or hospital accepting Original Medicare, St. Joseph’s Hospital, Tampa General Hospital, Memorial Hospital, or anywhere you travel including the entire United States.
“When should I enroll?”
During your Medigap Open Enrollment Period (6 months starting when you’re 65+ and enrolled in Medicare Part B).
Other Cities and Towns In Hillsborough County
Tampa, Brandon, Riverview, Town ‘n’ Country, University, Land O’ Lakes, Plant City, Valrico, Carrollwood, Egypt Lake-Leto, Lake Magdalene, Sun City Center, Ruskin, East Lake-Orient Park, Apollo Beach, Citrus Park, Fish Hawk, Northdale, Palm River-Clair Mel, Keystone, Lutz, Westchase, Bloomingdale, Gibsonton, Thonotosassa, Wimauma, Cheval, Mango, Fuller Heights, Pebble Creek, Progress Village, Seffner, Odessa, Balm, Zephyrhills North, Dover
Find Your Plan Today
Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services
Disclaimer:
MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.
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