Medicare Supplement Plans in University, Florida
Compare Medigap plans for University residents in Hillsborough County with a licensed Florida agent. Free quotes for your ZIP code, with no obligation.
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Medicare Supplement Planning in University
University is the unincorporated community surrounding the University of South Florida in north Tampa, along Fletcher Avenue and Bruce B. Downs Boulevard. It is a young area, with a median age of 28 and mostly rental housing, but it is also one of the biggest medical hubs in Tampa Bay.
If you're 65 or older here, or helping a parent who is, I'll explain how a Medigap plan works alongside VA benefits and the area's hospitals.
What Medigap Costs Near University
Median monthly premiums for a 65-year-old non-smoker in the Tampa Bay rate region, based on Tampa (ZIP 33602).
Women $251, men $278. Rates on file ranged from $218 to $344 a month for the same coverage.
Women $190, men $211. Rates on file ranged from $159 to $318 a month for the same coverage.
Source: Florida Office of Insurance Regulation sample rates for policies effective November 1, 2026, searched October 20, 2026. Your own rate depends on your age, sex, tobacco use and ZIP code.
Free 2026 Medicare Guides
Want to read up before we talk? Download the official Medicare & You 2026 handbook and the government’s Choosing a Medigap Policy guide. Both are free PDFs, with no sign-up needed.
Why University Residents Choose Medigap Coverage
AdventHealth Tampa on Fletcher Avenue is less than a mile from the center of the community, and Moffitt Cancer Center's main campus is on the USF campus. Veterans can get care at James A. Haley Veterans' Hospital, but VA care and Medicare don't pay for the same visit: Medicare and a Medigap plan cover care you get outside the VA.
After the $283 Part B deductible, Plan G pays the rest of the Medicare-approved bill, including the $1,736 hospital deductible. Plan N costs less each month and adds small copays for some office and emergency room visits.
Medicare-Certified Facilities Near University
Hospitals, rehabilitation, nursing homes and hospice in the area. Click a marker for the address, phone number, distance and directions.
Nearest hospitals: AdventHealth Tampa (about 1 mi); AdventHealth Carrollwood (about 6 mi); St. Joseph's Hospital (about 7 mi) (straight-line distance).
About University: Community Snapshot for Seniors
Locals often call the neighborhood University Area, and the University Area Community Development Corporation runs community programs here. USF's Tampa campus borders it, and Busch Gardens Tampa Bay is nearby.
The Census Bureau’s American Community Survey (2020–2024) counts about 48,100 residents in University, including about 4,500 age 65 or older (9%). The median age is 28, the median household income is about $37,000, and 13% of households own their homes.
Hospitals and Care Near University
Nearest hospitals to University, measured from the community’s center as the crow flies:
- AdventHealth Tampa, Tampa – less than a mile
- AdventHealth Carrollwood, Tampa – about 6 miles
- St. Joseph's Hospital, Tampa – about 7 miles
- AdventHealth Wesley Chapel, Wesley Chapel – about 9 miles
The nearest rehabilitation or long-term care hospital is Florida Rehabilitation Hospital at Tampa, about 4 miles away. James A. Haley Veterans' Hospital serves veterans less than a mile away. There are 9 Medicare-certified nursing homes within five miles of University and 17 within ten, along with 4 hospices.
Local Resources & Next Steps
Free Medicare help
- Florida SHINE (Serving Health Insurance Needs of Elders) – free, unbiased Medicare counseling, 1-800-963-5337
- Senior Connection Center – the Area Agency on Aging for Hillsborough County
- Florida Department of Health in Hillsborough County
Nearest hospitals
- AdventHealth Tampa – (813) 615-7200
- AdventHealth Carrollwood – (813) 615-7219
Official information
- Medicare.gov – 1-800-MEDICARE (1-800-633-4227)
- Social Security for Part A and Part B enrollment
- Florida Department of Elder Affairs
When you’re ready to compare Medicare Supplement plans, I’ll run quotes for your University ZIP code and walk you through the differences, at no cost to you.
We Offer Expert Guidance to Your Perfect Supplement Plan
We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.
We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover
We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.
We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.
Our Services for University, FL Residents
✓ Free Medicare Supplement quotes for your University ZIP code
✓ Side-by-side comparison of Plan G, Plan N and High-Deductible Plan G
✓ Help timing your enrollment around Part B and employer coverage
✓ Year-round help with rate increases, billing questions and plan reviews
Common Medicare Questions from University Residents
“I'm a veteran. Do I need a Medigap plan?”
Not always. VA health care covers you at VA facilities, but it generally doesn't pay for care at non-VA hospitals and doctors unless the VA authorizes it. A Medigap plan with Original Medicare covers that outside care. It depends on how much you rely on the VA.
“Can I get help paying Medicare costs on a limited income?”
Yes. Florida's Medicare Savings Programs, handled by the Department of Children and Families, can pay the Part B premium for people with limited income and savings, and Extra Help lowers prescription costs. SHINE counselors at 1-800-963-5337 can help you apply for free.
More answers: enrollment timing, Plan G vs Plan N, travel coverage and more
Nearby communities I serve
Medicare Supplement help close to University.
- Temple Terrace 4 mi
- Tampa 8 mi
- Land O' Lakes 9 mi
- Town 'n' Country 10 mi
- Wesley Chapel 11 mi
- Brandon 13 mi
- Apollo Beach
- Balm
- Bloomingdale
- Brandon
- Carrollwood
- Cheval
- Citrus Park
- Dover
- East Lake-Orient Park
- Egypt Lake-Leto
- Fish Hawk
- Gibsonton
- Keystone
- Lake Magdalene
- Lutz
- Mango
- Northdale
- Palm River-Clair Mel
- Pebble Creek
- Plant City
- Progress Village
- Riverview
- Ruskin
- Seffner
- Sun City Center
- Tampa
- Temple Terrace
- Thonotosassa
- Town 'n' Country
- Valrico
- Westchase
- Wimauma
Medicare Supplement plans in Hillsborough County →All Florida communities A–Z →
Get Your Free Medicare Supplement Quote Today
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Disclaimer:
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MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.
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Content Review
Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216