Searching for The Best Medicare Supplement Plans Available In Longwood, Florida?

Tailored Medigap Plan quotes for Seminole County seniors. Get personalized coverage today.

Why Medicare Supplements Matter Here in Longwood: Your Guide to Coverage

Historic downtown Longwood Florida traditional small-city district middle-class retirement 2400 seniors

Finding the Right Medigap Coverage for Your Longwood Retirement

Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Longwood or turning 65 soon, we help residents across Seminole County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind.

Click Here To Compare All Plans

Longwood Senior Demographics & Lifestyle

According to U.S. Census data, Longwood is a traditional established suburban community:

  • Population: Approximately 15,000

     

  • Residents 65+: About 16%

     

  • Median age: 40 years

     

  • Median household income: $60,000

     

  • Home ownership rate: 65%

     

  • Affordability: Budget-friendly to moderate; middle-class suburban

     

Many Longwood retirees enjoy:

  • Moderate Senior Population: 16% seniors in a traditional small city

     

  • Traditional Suburban Character: Established small-city neighborhood community

     

  • Middle-Class Community: Comfortable moderate-income suburban living

     

  • Orlando Health South Seminole: Hospital LOCAL in Longwood

     

  • AdventHealth Altamonte Springs: Hospital 10 minutes

     

  • Safe Environment: Good security, traditional small-city values

     

  • Small-City Character: Intimate 15,000-resident scale

     

  • Moderate Homeownership: 65% own homes showing stability

     

  • Strategic Location: 20 minutes to Orlando, traditional suburban

     

  • Historic Character: Historic downtown district

     

  • Traditional Values: Established middle-class small-city community

     

  • Professional Community: Middle-class professional residents

     

  • Inland Protection: Maximum protection from coastal storms

     

Longwood attracts middle-class retirees seeking traditional established small suburban city living. The combination of budget-friendly to moderate costs with a $60,000 comfortable middle-class median income, a moderate senior population (16%), moderate homeownership (65%), Orlando Health South Seminole Hospital LOCAL in Longwood plus nearby hospitals, traditional small-city character, historic downtown charm, immediate Orlando access, inland location providing hurricane protection, and affordable traditional small suburban city living makes it ideal for middle-class retirees who prioritize local hospital access, traditional small-city suburban lifestyle, established community, and comfortable Central Florida suburban living on moderate budgets.

 

What's the process?

We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails. 

We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings. 

Right-sized Medigap plan (G, N, or fit) for your ZIP and budget

Application concierge (e-app done right, the first time)

Annual rate-check so you don’t overpay next renewal

Why This Site Exists

Medicare can be confusing, overwhelming, and unnecessarily noisy. For many people approaching age 65, it feels less like a healthcare decision and more like navigating a maze of conflicting advice, sales pressure, and generic information that rarely reflects where you actually live or how you actually retire.

MedicareSupplementsOnly.com was created to cut through that noise. Read more

2026 Medicare Costs at a Glance

$1,736.00

Part A Deductible (per benefit period)

$283.00

Part B Deductible (per year)

$202.90 (or higher depending on your income).

Part B Premium (The amount can change each year.)

$217

Skilled Nursing (days 21-100)

Varies

Medigap premiums by plan & location

What Is a Medicare Supplement Plan?

Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”

With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.

How Do They Work?

  • You stay enrolled in Original Medicare.

  • Medicare pays its share of approved healthcare costs.

  • Your Medigap plan pays its share after that.

You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.

*Updated annually by Medicare. Premiums may vary based on income.

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Fast Facts (Save Yourself Headaches)

  • Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.

     

  • Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.

     

  • Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.

     

  • Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.

Medigap vs. Advantage 

  • Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
  • Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.

    You want clarity, predictability, and freedom → Medigap usually wins.

What Drives Your Rate?

  • ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history

Why Florida Seniors Choose Medicare Supplements Only?

Nearly 30 Years of Experience

Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.

Comprehensive Florida Coverage

We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.

No-Pressure, Independent Guidance

We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.

Medicare Supplement Plans in Longwood, Florida

Longwood is a residential Seminole County city just north of Orlando with a mix of retirees, long-time locals, and active families. Many people here value dependable access to healthcare, proximity to major medical centers, and supplemental coverage solutions that work across the broader Central Florida region. Medicare decisions in Longwood tend to focus on predictable costs and clarity in coverage.

Medicare Supplement (Medigap) plans help cover the gaps left by Original Medicare, including deductibles, copays, and coinsurance. While plan benefits are standardized nationwide, pricing and carrier availability in Longwood vary by ZIP code, which is why local comparisons matter.

Which Plans Can You Choose in Longwood, Florida?

Medigap plans are standardized by letter (A through N), meaning a Plan G in Longwood provides the same medical benefits as Plan G anywhere else in the country.

What does vary:

  • Monthly premium

  • Rate increase history

  • Underwriting rules

  • Which carriers compete in your ZIP code

Most Common Choices in Central Florida

Plan G

The most comprehensive option available to new Medicare beneficiaries. It covers nearly all out-of-pocket costs except the Medicare Part B deductible. Popular with Longwood residents who want predictable medical expenses and fewer surprise bills — especially if they see specialists in the Orlando Metro area.

Plan N

Lower monthly premiums with modest copays for office visits and emergency room use. Often a fit for healthier individuals who want to manage monthly costs while keeping strong coverage.

Compare Plan G vs Plan N (and all letter plans)

What to Bring to the Call

  • Medicare ID card (red, white, and blue)

  • Part B start month and year

  • Medication list (optional)

  • Preferred doctors or hospitals

  • Current coverage details, if applicable

What You Get

  • Side-by-side Medigap plan comparison (G, N, and alternatives if applicable)

  • Same-day, ZIP-specific quotes

  • Clean application submission with no carrier errors

  • Annual rate review to help prevent overpaying

Longwood–Specific Notes

Rating Style Matters

Most Florida Medigap carriers use attained-age pricing, meaning premiums are based on your age at enrollment and typically increase as you get older. For long-term planning, it’s smart to compare carriers by rate history, not just the starting premium — especially in Seminole County where carrier competition varies by ZIP.

Enrollment Timing

You have a six-month Medigap Open Enrollment Period that begins when you first enroll in Medicare Part B at age 65. During this window, you can enroll without answering health questions.

ZIP-Code Pricing

Even within Seminole County, Medigap pricing can vary by ZIP code. Quotes should always be run specifically for your Longwood ZIP, not generalized from Altamonte Springs, Winter Springs, or Casselberry.

What’s the Next Step?

If you’re new to Medicare or reviewing an existing supplement, we’ll compare every Medigap carrier available in your Longwood ZIP code. You’ll see real pricing, understand the tradeoffs between Plan G and Plan N, and enroll only if the numbers make sense for you.

Why Longwood Residents Need Medicare Supplement Coverage

Longwood residents face healthcare challenges that make Medicare Supplement coverage important:

Excellent Local Hospital Access: Longwood has excellent local hospital access with Orlando Health South Seminole Hospital located in Longwood, providing emergency care, surgical services, comprehensive hospital services, and full range of medical care. This local hospital access is important for the traditional small suburban city, critical for the 16% senior population. Additional hospitals include AdventHealth Altamonte Springs (10 minutes), Central Florida Regional Hospital in Sanford (15 minutes), and Oviedo Medical Center (15 minutes).

Middle-Class Income with Healthcare Cost Reality: With a median household income of $60,000, comfortable middle-class for the suburban area, most Longwood residents have moderate retirement resources. The 16% senior population represents moderate numbers (approximately 2,400 seniors) in the traditional small suburban city. One hospitalization could cost $5,000-$15,000 without Medigap, a significant burden for middle-class retirees on moderate fixed incomes. For those who’ve chosen Longwood for traditional small-city suburban living, protecting assets is important.

Hurricane Irma and Storm History with INLAND PROTECTION Advantage: As an inland Central Florida suburban community, Longwood experienced less severe hurricane impacts than coastal areas:

Hurricane Irma (September 2017): Category 1-2 inland impacts brought wind damage throughout the small city, widespread extended power outages, tree damage throughout the area, property damage requiring repairs on moderate budgets, and recovery challenges, but MUCH LESS SEVERE than catastrophic coastal devastation. Inland location provided critical protection from devastating storm surge and the worst coastal impacts.

Numerous tropical systems over decades have brought wind and rain but the inland location consistently provides protection from catastrophic coastal flooding and storm surge.

The inland location provides a CRITICAL PROTECTION advantage from devastating coastal hurricane impacts, making Longwood significantly safer and more sustainable than vulnerable coastal areas. Property damage was manageable compared to coastal devastation, insurance costs remain reasonable compared to crushing coastal premiums, and the inland protection is a practical advantage for middle-class moderate budgets. This context makes comprehensive insurance coverage, including Medigap, important for protecting assets while benefiting from inland protection.

Plan N: Practical Value for Longwood: For Longwood’s middle-class income profile with a $60,000 median income, Plan N typically offers excellent value, saving $35-50 monthly versus Plan G. That’s $420-600 annually, meaningful savings for middle-class moderate income. Plan N provides comprehensive protection with small copays ($20 office, $50 ER waived if admitted), making it practical for middle-class retirees managing moderate budgets in the traditional small suburban city.

About Longwood: Community Snapshot for Seniors

Longwood is a city of approximately 15,000 residents in Seminole County, a middle-class traditional established small suburban city with historic character. With Orlando Health South Seminole Hospital LOCAL in Longwood, historic downtown, and a 16% senior population, Longwood offers budget-friendly to moderate middle-class traditional small suburban city retirement living with excellent local hospital access and small-city character.

According to U.S. Census data, about 16% of Longwood residents are 65 or older, representing approximately 2,400 retirees and creating an adequate middle-class retirement community in the traditional small suburban city. The median household income of $60,000 and homeownership rate of 65% indicate a comfortable middle-class community managing moderate budgets with moderate commitment. The economy centers on suburban small-city character, healthcare (Orlando Health South Seminole Hospital), retail and services, and middle-class suburban employment.

Longwood’s defining characteristic is budget-friendly to moderate middle-class traditional established small suburban city retirement living with 16% seniors representing approximately 2,400 retirees (moderate for small city), a $60,000 comfortable middle-class median income providing a moderate living standard, moderate homeownership (65%) showing stability in the middle-class small city, Orlando Health South Seminole Hospital LOCAL in Longwood providing excellent local hospital access, small 15,000-resident intimate city scale, historic downtown Longwood with traditional district, traditional established small-city character, professional middle-class residents, 20 minutes to Orlando providing metro access, inland location providing CRITICAL PROTECTION from hurricane devastation, and budget-friendly to moderate costs making traditional small suburban city living accessible for middle-class budgets. The local hospital access and traditional small-city character create an attractive affordable small suburban city retirement option.

The cost of living is budget-friendly to moderate for a traditional small suburban city. Home prices range from $180,000-$350,000 for standard middle-class suburban homes, affordable for middle-class budgets in the small suburban city. The 65% homeownership rate indicates moderate community stability for a middle-class traditional small city with nearly two-thirds owning homes. For middle-class retirees on moderate budgets, Longwood provides affordable traditional small suburban city living with local hospital access at budget-friendly to moderate cost.

The moderate senior population (16%) represents an adequate retiree community for the traditional small suburban city. With about one-sixth of residents 65 or older, that’s approximately 2,400 middle-class retirees, creating an adequate retirement presence with adequate senior services for the middle-class traditional small suburban city.

The comfortable middle-class median household income ($60,000) reflects a moderate community with adequate retirement resources and a comfortable living standard for a traditional small suburban city.

The moderate homeownership rate (65%) reflects middle-class small-city character with a mix of homeowners and renters in the traditional small suburban city, with nearly two-thirds owning homes showing solid community commitment.

The excellent local hospital access creates a major healthcare advantage for the middle-class traditional small suburban city. Orlando Health South Seminole Hospital (LOCAL in Longwood) provides comprehensive local care:

Orlando Health South Seminole Hospital (Longwood, LOCAL) provides emergency care, surgical services, comprehensive hospital services, and full range of medical care

AdventHealth Altamonte Springs (Altamonte Springs, 10 minutes) provides emergency care, surgical services, comprehensive hospital services, and full range of medical care

Central Florida Regional Hospital (Sanford, 15 minutes) provides emergency care, surgical services, comprehensive hospital services, and full range of medical care

Oviedo Medical Center (Oviedo, 15 minutes) provides emergency care, surgical services, and comprehensive hospital services

Having Orlando Health South Seminole Hospital locally in Longwood provides excellent local healthcare access for the middle-class traditional small suburban city retirement community with approximately 2,400 seniors, a critical advantage with multiple nearby hospitals for additional services.

The small 15,000-resident intimate scale creates THE defining character. Longwood offers small-city intimate scale providing traditional small-town atmosphere, close-knit community feel, walkable downtown district, and authentic small-city character distinguishing Longwood as an intimate affordable small suburban city retirement destination.

The historic downtown Longwood enhances traditional character, with charming historic downtown district, historic buildings and architecture, locally-owned shops and restaurants, traditional small-city downtown atmosphere, and community gathering place creating authentic traditional Florida small-city character.

The traditional established small-city character creates stability, with traditional small-city values and atmosphere, established middle-class community, stable small-city neighborhoods, and traditional suburban character creating traditional small-city appeal.

The professional middle-class community provides character, with middle-class professional residents, educated community, and professional suburban character creating stable middle-class retirement setting.

The Orlando proximity enhances living value, with Orlando (20 minutes) providing major metro amenities, international airport access, professional sports and entertainment, major shopping and dining, and metro resources while maintaining affordable traditional small suburban city Longwood residence.

The inland location provides a CRITICAL PROTECTION advantage. Located inland from vulnerable coasts, Longwood benefits from significant protection from devastating coastal hurricane impacts including no storm surge risk, minimal coastal flooding, and reduced wind impacts compared to coastal areas. Insurance costs remain reasonable compared to crushing coastal premiums. The inland protection is a practical advantage for middle-class moderate budgets making Longwood a sustainable affordable traditional small suburban city option.

The hurricane Irma and storm history demonstrates the INLAND PROTECTION advantage:

Hurricane Irma (2017): Category 1-2 inland impacts brought wind damage throughout the small city affecting properties, widespread extended power outages affecting approximately 2,400 seniors, tree damage throughout the area, property damage requiring repairs on moderate middle-class budgets, and recovery challenges, but MUCH LESS SEVERE than catastrophic coastal devastation. Inland location provided critical protection from devastating storm surge that destroyed coastal properties. Recovery was difficult on moderate budgets but manageable compared to catastrophic coastal destruction.

Impact on a Middle-Class Traditional Small Suburban City with INLAND PROTECTION ADVANTAGE: Property damage was manageable on moderate middle-class budgets compared to total coastal devastation, insurance costs remain reasonable compared to crushing coastal premiums (practical advantage!), the inland location provided critical protection from catastrophic coastal impacts, recovery was achievable with moderate resources unlike impossible coastal recovery for many, and ongoing sustainability is better than increasingly vulnerable coastal areas.

The middle-class traditional established small suburban city character attracts middle-class retirees seeking traditional small-city suburban living with inland protection, local hospital access (Orlando Health South Seminole Hospital locally), an adequate retirement community (2,400 seniors), traditional small-city atmosphere, and ability to afford traditional small suburban city retirement on moderate middle-class budgets.

The Seminole County location provides a traditional small suburban city option making protected small-city living accessible for middle-class budgets with local hospital access.

Healthcare access reflects Longwood’s excellent local advantage. Orlando Health South Seminole Hospital (LOCAL in Longwood), AdventHealth Altamonte Springs (10 minutes), Central Florida Regional Hospital (15 minutes), and Oviedo Medical Center (15 minutes) provide excellent local hospital access for the middle-class traditional small suburban city retirement community with approximately 2,400 seniors.

Retirees are drawn to Longwood for budget-friendly to moderate middle-class traditional established small suburban city retirement living, 16% seniors representing approximately 2,400 retirees creating an adequate retirement community, a $60,000 comfortable middle-class median income providing a moderate living standard, moderate homeownership (65%) in the traditional small city, Orlando Health South Seminole Hospital LOCAL in Longwood providing excellent local hospital access, small 15,000-resident intimate city scale, historic downtown Longwood with traditional district, traditional established small-city character, professional middle-class residents, 20 minutes to Orlando providing metro access, inland location providing CRITICAL PROTECTION from hurricane devastation, and budget-friendly to moderate costs making traditional small suburban city living accessible for middle-class budgets.

For middle-class retirees seeking traditional small suburban city retirement with excellent local hospital access (Orlando Health South Seminole Hospital locally, critical advantage!), small intimate 15,000-resident scale, an adequate retirement community (2,400 seniors), historic downtown traditional character, traditional small-city suburban lifestyle, immediate Orlando proximity, inland hurricane protection, and budget-friendly to moderate costs making traditional small suburban city living accessible on moderate middle-class budgets, Longwood provides excellent traditional small suburban city retirement value with critical local hospital advantage.

Healthcare Access in Longwood, Florida

Longwood residents benefit from excellent local hospital access:

Local Hospital:

Nearby Hospitals (10-15 minutes):

  • AdventHealth Altamonte Springs, Altamonte Springs (10 minutes), providing emergency care, surgical services, comprehensive hospital services, and full range of medical care

  • Central Florida Regional Hospital, Sanford (15 minutes), providing emergency care, surgical services, comprehensive hospital services, and full range of medical care

  • Oviedo Medical Center, Oviedo (15 minutes), providing emergency care, surgical services, and comprehensive hospital services

Excellent Healthcare Access:

Longwood residents benefit from excellent healthcare access for a middle-class traditional small suburban city. Orlando Health South Seminole Hospital (LOCAL in Longwood) provides comprehensive local hospital care, critically important for the 16% senior population (approximately 2,400 retirees), with multiple nearby hospitals for additional services.

Having comprehensive Medicare Supplement coverage is important for Longwood residents because even with local hospital access, one hospitalization could cost $5,000-$15,000+ without Medigap, significant on a $60,000 middle-class income. For middle-class retirees on moderate fixed incomes, protecting assets is important.

Pharmacies:

  • Multiple CVS Pharmacy, Walgreens, and Publix Pharmacy locations throughout Longwood

Medicare-Accepting Doctors Serving Longwood Residents

Primary Care: Physicians in Longwood and nearby communities serving the 16% senior population (approximately 2,400 retirees), plus Orlando Health South Seminole Hospital practices and Seminole County Health Department preventive services.

Specialists: Comprehensive specialists in Longwood and nearby Seminole County communities serving the middle-class traditional small suburban city retirement community.

Hospital Services: Orlando Health South Seminole Hospital (LOCAL) for most needs, with AdventHealth Altamonte Springs, Central Florida Regional Hospital, and Oviedo Medical Center available nearby.

Always verify Medicare acceptance.

Driving Distances to Key Facilities

Facility

Location

Distance

Drive Time

Orlando Health South Seminole

Longwood

Local

5-10 minutes

AdventHealth Altamonte Springs

Altamonte Springs

5 miles

10 minutes

Historic Downtown Longwood

Longwood

Local

5 minutes

Central Florida Regional Hospital

Sanford

10 miles

15 minutes

Oviedo Medical Center

Oviedo

10 miles

15 minutes

Orlando

Orlando

15 miles

20 minutes

I use Medicare.gov’s Care Compare and Florida Health Finder to locate Medicare-accepting doctors and hospitals, ensuring affordable care with United American plans.

Local Resources & Next Steps

Seminole County Resources:

  • Seminole County Senior Services

  • Florida SHINE: 1-800-963-5337

  • Seminole County Health Department

Healthcare Resources:

  • Orlando Health South Seminole Hospital (LOCAL), (407) 767-1200

  • AdventHealth Altamonte Springs (10 minutes), (407) 303-9876

Community Resources:

  • Historic downtown Longwood, traditional small-city district

  • Community parks throughout traditional small city

  • Orlando proximity (20 minutes), major metro amenities

  • Senior programs serving approximately 2,400 retirees

  • Traditional small-city community activities

  • Hurricane preparedness resources

Additional Support:

  • Florida Department of Elder Affairs, elderaffairs.org

  • Medicare.gov, official Medicare information

We Offer Expert Guidance to Your Perfect Supplement Plan

We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.

We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover

We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.

We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.

Our Services for Longwood, FL Residents

We specialize in helping Seminole County middle-class traditional small suburban city residents:

✓ Free Plan Comparisons (ZIP 32750, 32752, 32779)

✓ Value Focus for middle-class traditional small-city retirees on moderate fixed incomes

✓ No-Pressure Guidance

✓ Year-Round Support

✓ Understanding of middle-class traditional small suburban city

✓ Recognition of adequate retirement community (2,400+ seniors)

Common Medicare Questions from Longwood Residents

“Do I need a Medigap plan if we have a hospital right here?”

Yes, important protection. Even with Orlando Health South Seminole Hospital locally, one hospitalization costs $5,000-$15,000+ without Medigap, significant on a $60,000 middle-class income. For middle-class retirees on moderate fixed incomes, comprehensive coverage is important to protect assets.

“Which plan provides good value for traditional small-city living?”

Plan N typically offers excellent value for Longwood residents, saving $420-600 annually versus Plan G. With middle-class moderate income and moderate budgets, Plan N provides comprehensive protection while managing overall budgets effectively for traditional small-city retirees.

“Can I use my Medigap plan at the local hospital and other area hospitals?”

Absolutely! Medicare Supplement plans work with any doctor or hospital accepting Original Medicare, Orlando Health South Seminole Hospital, AdventHealth Altamonte Springs, Central Florida Regional Hospital, or anywhere you travel including the entire United States.

“When should I enroll?”

During your Medigap Open Enrollment Period (6 months starting when you’re 65+ and enrolled in Medicare Part B).

Other Cities and Towns In Seminole County

Sanford, Altamonte Springs, Oviedo, Winter Springs, Casselberry, Wekiwa Springs, Lake Mary, Forest City, Goldenrod, Fern Park, Heathrow, Geneva, Chuluota, Midway, Black Hammock

Get Your Free Medicare Supplement Quote Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Disclaimer:

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.

We do not market Advantage plans. Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. Availability varies by area. Services available where licensed.

We specialize in Medicare Supplement (Medigap) insurance and related products. 

This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.

No tax or legal advice is provided. Consult your tax advisor or attorney regarding your specific situation. Email and text communications may not be fully secure; please avoid sending sensitive personal information unless requested through a secure channel. All trademarks and logos are the property of their respective owners.

Contact: info@MedicareSupplementsOnly.com or 239.633.4392

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, and MCC Brokerage located in Tampa, Florida.
 
Content reviewed by Charles Lunsford, Licensed Life & Health Agent, FL
Disclaimer last updated: January 2, 2026,
 
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