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Why Medicare Supplements Matter Here in Winter Springs: Your Guide to Coverage

Finding the Right Medigap Coverage for Your Winter Springs Retirement

Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Winter Springs or turning 65 soon, we help residents across Seminole County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind.

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Winter Springs Senior Demographics & Lifestyle

According to U.S. Census data, Winter Springs is a suburban residential family community:

  • Population: Approximately 37,000

  • Residents 65+: About 15%

  • Median age: 40 years

  • Median household income: $72,000

  • Home ownership rate: 80%

  • Affordability: Moderate to upscale; upper-middle-class suburban

Many Winter Springs retirees enjoy:

  • Moderate Senior Population: 15% seniors in a family suburban community

  • Suburban Residential Character: Established family neighborhood community

  • Upper-Middle-Class Community: Comfortable to affluent income suburban living

  • Oviedo Medical Center: Hospital 10 minutes in Oviedo

  • AdventHealth Altamonte Springs: Hospital 20 minutes

  • Safe Environment: Excellent security, family-oriented suburban values

  • Family-Oriented: Strong family community atmosphere

  • Very High Homeownership: 80% own homes showing exceptional stability

  • Strategic Location: 25 minutes to Orlando, suburban residential

  • Established Character: Mature established suburban community

  • Excellent Schools: Top-rated school district

  • Professional Community: Upper-middle-class professional residents

  • Inland Protection: Maximum protection from coastal storms

Winter Springs attracts upper-middle-class retirees seeking established suburban family-oriented living. The combination of moderate to upscale costs with a $72,000 comfortable upper-middle-class median income, a moderate senior population (15%), very high homeownership (80%), excellent proximity to Oviedo Medical Center (10 minutes), established mature suburban character, excellent schools creating family atmosphere, immediate Orlando access, inland location providing hurricane protection, and established suburban family-oriented living makes it ideal for upper-middle-class retirees who prioritize excellent hospital access, established suburban lifestyle, family-oriented community, and comfortable Central Florida suburban living on comfortable to affluent budgets.

 

What's the process?

We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails. 

We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings. 

Right-sized Medigap plan (G, N, or fit) for your ZIP and budget

Application concierge (e-app done right, the first time)

Annual rate-check so you don’t overpay next renewal

What Is a Medicare Supplement Plan?

Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”

 

With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.

 

How Do They Work?

  • You stay enrolled in Original Medicare.

  • Medicare pays its share of approved healthcare costs.

  • Your Medigap plan pays its share after that.

You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.

ebook cover which describes "Choosing a Medigap Policy" offered my Medicare.gov
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Fast Facts (Save Yourself Headaches)

  • Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.

     

  • Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.

     

  • Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.

     

  • Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.

Medigap vs. Advantage 

  • Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
  • Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.

    You want clarity, predictability, and freedom → Medigap usually wins.

What Drives Your Rate?

  • ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history

Why Florida Seniors Choose Medicare Supplements Only?

Nearly 30 Years of Experience

Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.

Comprehensive Florida Coverage

We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.

No-Pressure, Independent Guidance

We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.

Which Plans Can You Choose in Winter Springs?

Plans are standardized by letter — A through N — so a Plan G in Florida has the same benefits as a Plan G in any other state. The big differences are in monthly premium, underwriting rules, and which carriers sell it in your area.

The most popular in Florida today are:

  • Plan G (covers nearly everything except the Part B deductible)
  • Plan N (lower premium, but you pay a copay for office and ER visits). 

Click Here To Compare All Plans

What to Bring to the Call

  • Medicare ID (red/white/blue card)
  • Part B start month/year
  • Med list (optional)
  • Must-have doctors/hospitals
  • Current coverage (if any)

What You Get

  • Right-sized Medigap plan (G, N, or fit) for your city and your budget
  • Same-day quotes
  • Application concierge (clean e-app, first time)
  • Annual rate-check so you don’t overpay

Winter Springs-Specific Notes

  • Community vs. Attained Age Rating: In Florida, most carriers use attained-age pricing — meaning your premium is based on the age you are when you enroll and can rise as you get older. That’s important to budget for.
  • Open Enrollment Window: You have a six-month guaranteed-issue period when you first enroll in Medicare Part B at age 65. After that, you may have to answer health questions to switch plans.
  • Household Discounts: Some Florida carriers offer a household or spousal discount if two people in the same household enroll.
  • Local Support: Since carriers and rates vary by county, we run quotes for your ZIP code to make sure you’re not overpaying.

What’s The Next Step?

If you’re turning 65 soon or already on Medicare and looking at options, we’ll compare every Medigap carrier available in your Florida county. You’ll see the actual premiums side by side, and we’ll walk you through how Plan G and Plan N stack up for your situation.

Why Winter Springs Residents Need Medicare Supplement Coverage

Winter Springs residents face healthcare challenges that make Medicare Supplement coverage important:

Distance to Hospital: Winter Springs does not have a hospital within the suburban community. All hospital care requires driving to Oviedo (approximately 10 minutes) for Oviedo Medical Center or to other Seminole County hospitals (15-25 minutes). The short distances make hospital access excellent for the suburban community, though emergency transport adds costs.

Upper-Middle-Class Income with Healthcare Cost Management: With a median household income of $72,000, comfortable upper-middle-class for the suburban area, most Winter Springs residents have comfortable to affluent retirement resources. The 15% senior population represents moderate numbers (approximately 5,500 seniors) in the established suburban community. One hospitalization requiring short transport could cost $5,000-$15,000 without Medigap, a significant burden for upper-middle-class retirees on moderate fixed incomes. For those who’ve chosen Winter Springs for established suburban family-oriented living, protecting assets is important.

Hurricane Irma and Storm History with INLAND PROTECTION Advantage: As an inland Central Florida suburban community, Winter Springs experienced less severe hurricane impacts than coastal areas:

Hurricane Irma (September 2017): Category 1-2 inland impacts brought wind damage throughout the suburban community, widespread extended power outages, tree damage throughout neighborhoods, property damage requiring repairs, and recovery challenges, but MUCH LESS SEVERE than catastrophic coastal devastation. Inland location provided critical protection from devastating storm surge and the worst coastal impacts.

Numerous tropical systems over decades have brought wind and rain but the inland location consistently provides protection from catastrophic coastal flooding and storm surge.

The inland location provides a CRITICAL PROTECTION advantage from devastating coastal hurricane impacts, making Winter Springs significantly safer and more sustainable than vulnerable coastal areas. Property damage was manageable compared to coastal devastation, insurance costs remain reasonable compared to crushing coastal premiums, and the inland protection is a practical advantage for upper-middle-class comfortable budgets. This context makes comprehensive insurance coverage, including Medigap, important for protecting assets while benefiting from inland protection.

Plan N: Practical Value for Winter Springs: For Winter Springs’ upper-middle-class income profile with a $72,000 median income, Plan N typically offers excellent value, saving $35-50 monthly versus Plan G. That’s $420-600 annually, meaningful savings for upper-middle-class comfortable income. Plan N provides comprehensive protection with small copays ($20 office, $50 ER waived if admitted), making it practical for upper-middle-class retirees managing comfortable budgets in the established suburban community.

About Winter Springs: Community Snapshot for Seniors

Winter Springs is a city of approximately 37,000 residents in Seminole County, an upper-middle-class established suburban residential family community with mature character. With excellent proximity to Oviedo Medical Center (10 minutes) and other hospitals, established neighborhood character, and a 15% senior population, Winter Springs offers moderate to upscale upper-middle-class suburban retirement living with excellent hospital access and exceptional homeownership stability.

According to U.S. Census data, about 15% of Winter Springs residents are 65 or older, moderate representing approximately 5,500 retirees and creating an adequate upper-middle-class retirement community in the established suburban area. The median household income of $72,000 and homeownership rate of 80% indicate a comfortable upper-middle-class community with extraordinary homeownership commitment. The economy centers on professional employment, suburban residential character, and upper-middle-class suburban professional employment.

Winter Springs’ defining characteristic is moderate to upscale upper-middle-class established suburban residential family-oriented retirement living with 15% seniors representing approximately 5,500 retirees (moderate for established suburban community), a $72,000 comfortable upper-middle-class median income providing a comfortable to affluent living standard, very high homeownership (80%) showing exceptional suburban community stability, 10 minutes to Oviedo Medical Center providing excellent hospital access, established mature suburban neighborhood character, family-oriented community atmosphere with excellent schools, very high homeownership creating extraordinarily stable community, professional upper-middle-class residents, 25 minutes to Orlando providing metro access, inland location providing CRITICAL PROTECTION from hurricane devastation, and moderate to upscale costs making established suburban family-oriented living accessible for upper-middle-class budgets. The exceptional homeownership and family-oriented character create an extraordinarily stable suburban retirement option.

The cost of living is moderate to upscale for an established suburban community. Home prices range from $250,000-$500,000 for standard upper-middle-class suburban homes, with upscale properties $450,000-$700,000+, comfortable for upper-middle-class budgets in the established suburban area. The 80% homeownership rate indicates exceptional community stability for a suburban community with four-fifths owning homes. For upper-middle-class retirees on comfortable budgets, Winter Springs provides established suburban living with excellent hospital access at moderate to upscale cost.

The moderate senior population (15%) represents an adequate retiree community for the established suburban area. With about one-seventh of residents 65 or older, that’s approximately 5,500 upper-middle-class retirees, creating an adequate retirement presence with good senior services for the established suburban community.

The comfortable upper-middle-class median household income ($72,000) reflects a comfortable to affluent community with substantial retirement resources and a comfortable living standard for an established suburban community.

The very high homeownership rate (80%) demonstrates exceptional stability and commitment to suburban living, with four-fifths owning homes showing extraordinary commitment to the established suburban community, the highest homeownership rate in Seminole County creating exceptional stability.

The excellent proximity to Oviedo Medical Center creates practical healthcare advantage for the suburban community. While Winter Springs itself doesn’t have a hospital in the suburban community, nearby hospitals provide comprehensive care:

Oviedo Medical Center (Oviedo, 10 minutes) provides emergency care, surgical services, and comprehensive hospital services

Orlando Health South Seminole Hospital (Longwood, 15 minutes) provides emergency care, surgical services, comprehensive hospital services, and full range of medical care

AdventHealth Altamonte Springs (Altamonte Springs, 20 minutes) provides emergency care, surgical services, comprehensive hospital services, and full range of medical care

Central Florida Regional Hospital (Sanford, 25 minutes) provides emergency care, surgical services, comprehensive hospital services, and full range of medical care

Having Oviedo Medical Center just 10 minutes away provides excellent healthcare access for the established suburban retirement community with approximately 5,500 seniors, with multiple nearby hospitals for additional services.

The established mature suburban character creates stability, with established mature suburban neighborhoods, stable family-oriented community, traditional suburban development, and established suburban character creating traditional suburban appeal distinguishing Winter Springs as a mature stable retirement option.

The family-oriented community atmosphere creates THE defining feature, with strong family-oriented community character, excellent schools and school district, youth sports and activities, family-focused events and programs, and traditional family values distinguishing Winter Springs as a family-centered suburban retirement destination where retirees enjoy the family atmosphere.

The very high homeownership creates exceptional stability, with 80% homeownership showing extraordinary suburban commitment (highest in Seminole County!), exceptionally stable established community, very strong community investment, and homeowner-focused suburban character distinguishing Winter Springs as THE most stable suburban retirement option in the county.

The excellent schools provide a family atmosphere, with top-rated Seminole County school district, excellent schools throughout Winter Springs, family-oriented education focus, and school quality creating a family community atmosphere that retirees appreciate.

The professional upper-middle-class community provides character, with a professional employment base, upper-middle-class residents, educated community, and affluent suburban professional character creating a stable upscale retirement setting.

The Orlando proximity enhances living value, with Orlando (25 minutes) providing major metro amenities, international airport access, professional sports and entertainment, major shopping and dining, and metro resources while maintaining established suburban Winter Springs residence.

The inland location provides a CRITICAL PROTECTION advantage. Located inland from vulnerable coasts, Winter Springs benefits from significant protection from devastating coastal hurricane impacts including no storm surge risk, minimal coastal flooding, and reduced wind impacts compared to coastal areas. Insurance costs remain reasonable compared to crushing coastal premiums. The inland protection is a practical advantage for upper-middle-class comfortable budgets making Winter Springs a sustainable established suburban community option.

The hurricane Irma and storm history demonstrates the INLAND PROTECTION advantage:

Hurricane Irma (2017): Category 1-2 inland impacts brought wind damage throughout the suburban community affecting properties, widespread extended power outages affecting approximately 5,500 seniors, tree damage throughout neighborhoods, property damage requiring repairs, and recovery challenges, but MUCH LESS SEVERE than catastrophic coastal devastation. Inland location provided critical protection from devastating storm surge that destroyed coastal properties. Recovery was manageable with comfortable resources compared to catastrophic coastal destruction.

Impact on an Established Suburban Community with INLAND PROTECTION ADVANTAGE: Property damage was manageable with comfortable resources compared to total coastal devastation, insurance costs remain reasonable compared to crushing coastal premiums (practical advantage!), the inland location provided critical protection from catastrophic coastal impacts, recovery was achievable with substantial resources, and ongoing sustainability is better than increasingly vulnerable coastal areas.

The upper-middle-class established suburban family-oriented community character attracts upper-middle-class retirees seeking established suburban family-oriented living with inland protection, excellent hospital access (10 minutes to Oviedo Medical Center), an adequate retirement community (5,500 seniors), exceptional homeownership stability (80%, highest in county!), family atmosphere, and ability to afford established suburban retirement on comfortable to affluent upper-middle-class budgets.

The Seminole County location provides an established suburban option making protected mature suburban living accessible for upper-middle-class budgets with excellent hospital access.

Healthcare access reflects Winter Springs’ excellent nearby advantage. Oviedo Medical Center (10 minutes), Orlando Health South Seminole Hospital (15 minutes), AdventHealth Altamonte Springs (20 minutes), and Central Florida Regional Hospital (25 minutes) provide excellent nearby hospital access for the established suburban retirement community with approximately 5,500 seniors.

Retirees are drawn to Winter Springs for moderate to upscale upper-middle-class established suburban residential family-oriented retirement living, 15% seniors representing approximately 5,500 retirees creating an adequate retirement community, a $72,000 comfortable upper-middle-class median income providing a comfortable to affluent living standard, very high homeownership (80%, highest in Seminole County!) showing exceptional suburban community stability, 10 minutes to Oviedo Medical Center providing excellent hospital access, established mature suburban neighborhood character, family-oriented community atmosphere with excellent schools, professional upper-middle-class residents, 25 minutes to Orlando providing metro access, inland location providing CRITICAL PROTECTION from hurricane devastation, and moderate to upscale costs making established suburban family-oriented living accessible for upper-middle-class budgets.

For upper-middle-class retirees seeking established suburban family-oriented retirement with excellent hospital access (10 minutes to Oviedo Medical Center), exceptional homeownership stability (80%, highest in county!), an adequate retirement community (5,500 seniors), family community atmosphere, excellent schools creating family environment, established mature suburban lifestyle, Orlando access, inland hurricane protection, and moderate to upscale costs making established suburban living accessible on comfortable to affluent upper-middle-class budgets, Winter Springs provides exceptional established family-oriented suburban retirement value with extraordinary stability.

Healthcare Access in Winter Springs, Florida

Winter Springs residents benefit from excellent access to nearby hospitals:

No Hospital in Winter Springs (Suburban Community)

Nearby Hospitals (10-25 minutes):

  • AdventHealth Altamonte Springs
    Located at 601 E Altamonte Dr, Altamonte Springs, FL 32701, this hospital is about 1 mile from central Altamonte Springs, a 3-minute drive. It offers emergency care, cardiology, and surgical services, and accepts Medicare Assignment.
     
  • HCA Florida Lake Monroe Hospital
    Found at 1401 W Seminole Blvd, Sanford, FL 32771, this facility is approximately 10 miles from central Altamonte Springs, a 15-minute drive. It provides comprehensive care, including orthopedics and heart care, and accepts Medicare Assignment.
     
  • Orlando Health South Seminole Hospital
    Located at 555 W State Rd 434, Longwood, FL 32750, this hospital is about 4 miles from central Altamonte Springs, a 8-minute drive. It offers emergency and specialty care, and accepts Medicare Assignment.
     
  • Seminole County Health Department – Sanford
    Found at 400 W Airport Blvd, Sanford, FL 32773, this clinic is roughly 12 miles from central Altamonte Springs, a 18-minute drive. It offers primary care and preventive services, and accepts Medicare Assignment.
     
  • AdventHealth Oviedo ER
    Located at 8100 Red Bug Lake Rd, Oviedo, FL 32765, this freestanding ER is about 8 miles from central Altamonte Springs, a 12-minute drive. It provides urgent care and accepts Medicare Assignment.
     
  • Central Florida Regional Hospital (HCA Florida)
    Found at 1401 W Seminole Blvd, Sanford, FL 32771, this hospital is approximately 10 miles from central Altamonte Springs, a 15-minute drive. It focuses on comprehensive care and accepts Medicare Assignment.

Excellent Healthcare Access:

Winter Springs residents benefit from excellent healthcare access for an established suburban community. Oviedo Medical Center (10 minutes) provides excellent nearby hospital care, important for the 15% senior population (approximately 5,500 retirees), with multiple nearby hospitals for additional services.

Having comprehensive Medicare Supplement coverage is important for Winter Springs residents because no hospital exists in the suburban community, all care requires 10-25 minute drives, and one hospitalization could cost $5,000-$15,000+ without Medigap. For upper-middle-class retirees on comfortable fixed incomes, protecting assets is important.

Pharmacies:

  • Multiple CVS Pharmacy, Walgreens, and Publix Pharmacy locations throughout Winter Springs

Medicare-Accepting Doctors Serving Winter Springs Residents

Primary Care: Physicians in Winter Springs and nearby communities serving the 15% senior population (approximately 5,500 retirees), plus Oviedo Medical Center and nearby hospital practices and Seminole County Health Department preventive services.

Specialists: Comprehensive specialists in nearby Seminole County communities serving the Winter Springs established suburban retirement community.

Hospital Services: Oviedo Medical Center (10 minutes) for most needs, with Orlando Health South Seminole Hospital, AdventHealth Altamonte Springs, and Central Florida Regional Hospital available nearby.

Always verify Medicare acceptance.

Driving Distances to Key Facilities

Facility

Location

Distance

Drive Time

Oviedo Medical Center

Oviedo

6 miles

10 minutes

Orlando Health South Seminole

Longwood

8 miles

15 minutes

AdventHealth Altamonte Springs

Altamonte Springs

12 miles

20 minutes

Central Florida Regional Hospital

Sanford

15 miles

25 minutes

Orlando

Orlando

20 miles

25 minutes

University of Central Florida

Orlando

10 miles

15 minutes

I use Medicare.gov’s Care Compare and Florida Health Finder to locate Medicare-accepting doctors and hospitals, ensuring affordable care with United American plans.

Local Resources & Next Steps

Seminole County Resources:

  • Seminole County Senior Services

  • Florida SHINE: 1-800-963-5337

  • Seminole County Health Department

Healthcare Resources:

  • Oviedo Medical Center (10 minutes), (407) 366-2621

  • Orlando Health South Seminole Hospital (15 minutes), (407) 767-1200

Community Resources:

  • Community parks and recreation throughout established suburban area

  • Central Winds Park, major community park

  • Family-oriented community activities and events

  • Excellent schools and family programs

  • Orlando proximity (25 minutes), major metro amenities

  • Senior programs serving approximately 5,500 retirees

  • Established suburban community activities

  • Hurricane preparedness resources

Additional Support:

  • Florida Department of Elder Affairs, elderaffairs.org

  • Medicare.gov, official Medicare information

We Offer Expert Guidance to Your Perfect Supplement Plan

We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.

We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover

We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.

We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.

Our Services for Winter Springs, FL Residents

We specialize in helping Seminole County upper-middle-class established suburban community residents:

✓ Free Plan Comparisons (ZIP 32708, 32719)

✓ Value Focus for upper-middle-class suburban retirees on comfortable fixed incomes

✓ No-Pressure Guidance

✓ Year-Round Support

✓ Understanding of established family-oriented suburban community

✓ Recognition of adequate retirement community (5,500+ seniors)

We’ve helped hundreds of Florida residents find Medicare Supplement plans that provide comprehensive protection and peace of mind. Whether you prefer meeting in person, talking by phone, or communicating by email, we work on your schedule and in the way that’s most comfortable for you.

Common Medicare Questions from Winter Springs Residents

“Do I need a Medigap plan if Oviedo hospital is just 10 minutes away?”

Yes, important protection. No hospital exists in Winter Springs suburban community, all care requires 10-25 minute drives. One hospitalization costs $5,000-$15,000+ without Medigap. For upper-middle-class retirees on comfortable fixed incomes, comprehensive coverage is important to protect assets.

“Which plan provides good value for established suburban living?”

Plan N typically offers excellent value for Winter Springs residents, saving $420-600 annually versus Plan G. With upper-middle-class comfortable income and comfortable budgets, Plan N provides comprehensive protection while managing overall budgets effectively for established suburban retirees.

“Can I use my Medigap plan at all nearby hospitals?”

Absolutely! Medicare Supplement plans work with any doctor or hospital accepting Original Medicare, Oviedo Medical Center, Orlando Health South Seminole Hospital, AdventHealth Altamonte Springs, or anywhere you travel including the entire United States.

“When should I enroll?”

During your Medigap Open Enrollment Period (6 months starting when you’re 65+ and enrolled in Medicare Part B).

Other Cities and Towns In Seminole County

Sanford, Altamonte Springs, OviedoCasselberry, Wekiwa Springs, Lake Mary, Longwood, Forest City, Goldenrod, Fern Park, Heathrow, Geneva, Chuluota, Midway, Black Hammock

Find Your Plan Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Disclaimer:

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.

We do not market Advantage plans. Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. Availability varies by area. Services available where licensed.

We specialize in Medicare Supplement (Medigap) insurance and related products. We do not offer Medicare Advantage (MA) plans.

MedicareSupplementOnly.com is not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.

 No tax or legal advice is provided. Consult your tax advisor or attorney regarding your specific situation. Email and text communications may not be fully secure; please avoid sending sensitive personal information unless requested through a secure channel. All trademarks and logos are the property of their respective owners.

Contact: info@MedicareSupplementsOnly.com or 239.633.4392

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, and MCC Brokerage located in Tampa, Florida.
 
Content reviewed by Charles Lunsford, Licensed Life & Health Agent, FL
Disclaimer last updated: December 16, 2025,
 
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