Searching for The Best Medicare Supplement Plans Available In Tallahassee , Florida?

Tailored Medigap Plan quotes for Nassau County seniors. Get personalized coverage today.

Home > Florida > Leon County > Tallahassee

Why Medicare Supplements Matter Here in Tallahassee : Your Guide to Coverage

Florida State Capitol Tallahassee, state government and capital cityFinding the Right Medigap Coverage for Your Yulee Retirement

Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Yulee or turning 65 soon, we help residents across Nassau County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind. Click Here To Compare All Plans

 

Medicare Supplement Plans in Tallahassee, FL

Finding the Right Medigap Coverage for Your Tallahassee Retirement

Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Tallahassee or turning 65 soon, we help residents across Leon County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind.

 

Tallahassee Senior Demographics & Lifestyle

According to U.S. Census data, Tallahassee has a Panhandle state capital and college town:

  • Population: Approximately 196,000
  • Residents 65+: About 11%
  • Median age: 26 years (due to FSU/FAMU students)
  • Median household income: $48,000 (suppressed by student population)
  • Home ownership rate: 46%
  • Affordability: Moderate; state capital pricing

Many Tallahassee retirees enjoy:

  • Moderate Senior Population: 11% seniors (lower due to large student population)
  • State Capital: State government presence, political/policy culture
  • FSU and FAMU Presence: Cultural amenities, educated community
  • Leon County Seat: All government services, county resources
  • Tallahassee Memorial HealthCare: Regional medical center with comprehensive services
  • Safe Environment: Good security, capital city character
  • Cultural Amenities: Museums, performing arts, state attractions
  • Natural Beauty: Rolling hills, canopy roads, unique Panhandle topography
  • Strategic Location: 3 hours to Atlanta, beach access to Gulf Coast
  • Educated Community: Government workers, university faculty, professional population
  • Southern Charm: Historic districts, antebellum architecture, Old South character

Tallahassee attracts educated professional retirees seeking state capital cultural amenities with government pension benefits and college town atmosphere. The combination of moderate costs, Tallahassee Memorial HealthCare providing regional medical center services locally, state capital government presence, FSU/FAMU cultural amenities, educated community, unique rolling hills Panhandle topography, and historic Southern charm makes it ideal for government retirees and educated professionals who prioritize cultural enrichment, intellectual stimulation, state capital character, and ability to retire on government pensions despite lower overall senior percentage.

What's the process?

We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails. 

We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings. 

Right-sized Medigap plan (G, N, or fit) for your ZIP and budget

Application concierge (e-app done right, the first time)

Annual rate-check so you don’t overpay next renewal

What Is a Medicare Supplement Plan?

Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”

 

With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.

 

How Do They Work?

  • You stay enrolled in Original Medicare.

  • Medicare pays its share of approved healthcare costs.

  • Your Medigap plan pays its share after that.

You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.

ebook cover which describes "Choosing a Medigap Policy" offered my Medicare.gov
Download Your Free Comparison Guide

Fast Facts (Save Yourself Headaches)

  • Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.

     

  • Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.

     

  • Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.

     

  • Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.

Medigap vs. Advantage 

  • Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
  • Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.

    You want clarity, predictability, and freedom → Medigap usually wins.

What Drives Your Rate?

  • ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history

Why Florida Seniors Choose Medicare Supplements Only?

Nearly 30 Years of Experience

Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.

Comprehensive Florida Coverage

We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.

No-Pressure, Independent Guidance

We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.

Which Plans Can You Choose in Tallahassee?

Plans are standardized by letter — A through N — so a Plan G in Florida has the same benefits as a Plan G in any other state. The big differences are in monthly premium, underwriting rules, and which carriers sell it in your area.

 

The most popular in Florida today are Plan G (covers nearly everything except the Part B deductible) and Plan N (lower premium, but you pay a copay for office and ER visits). Click Here To Compare All Plans

What to Bring to the Call

Medicare ID (red/white/blue card) • Part B start month/year • Med list (optional) • Must-have doctors/hospitals • Current coverage (if any)

 

What You Get

  • Right-sized Medigap plan (G, N, or fit) for your city and your budget
  • Same-day quotes 
  • Application concierge (clean e-app, first time)
  • Annual rate-check so you don’t overpay

Tallahassee-Specific Notes

  • Community vs. Attained Age Rating: In Florida, most carriers use attained-age pricing — meaning your premium is based on the age you are when you enroll and can rise as you get older. That’s important to budget for.

  • Open Enrollment Window: You have a six-month guaranteed-issue period when you first enroll in Medicare Part B at age 65. After that, you may have to answer health questions to switch plans.

  • Household Discounts: Some Florida carriers offer a household or spousal discount if two people in the same household enroll.

  • Local Support: Since carriers and rates vary by county, we run quotes for your ZIP code to make sure you’re not overpaying.

What’s The Next Step?

If you’re turning 65 soon or already on Medicare and looking at options, we’ll compare every Medigap carrier available in your Florida county. You’ll see the actual premiums side by side, and we’ll walk you through how Plan G and Plan N stack up for your situation.

Why Tallahassee Residents Need Medicare Supplement Coverage

Tallahassee residents face healthcare challenges that make Medicare Supplement coverage especially important:

Regional Medical Center Advantage: Tallahassee has Tallahassee Memorial HealthCare locally, providing emergency care, comprehensive cardiac care, surgical services, cancer care, and regional medical center services. This is a significant advantage—having a regional medical center with comprehensive capabilities locally. However, highly specialized tertiary care may require Gainesville (2 hours) with UF Health Shands Hospital or Jacksonville (2.5 hours) with Mayo Clinic Jacksonville and other major tertiary centers. The local hospital handles most needs, but complex cases may require distant tertiary centers.

Income Statistics Misleading: The median household income of $48,000 is significantly suppressed by the large Florida State University and Florida A&M University student populations (combined 50,000+ students living on limited incomes). The actual retiree population in Tallahassee typically has moderate to good retirement resources from state government pensions, professional careers, and university retirement benefits. However, one complex hospitalization requiring Gainesville or Jacksonville tertiary transfer could still cost $5,000-$15,000 without Medigap even with local hospital access.

Hurricane Michael and Other Storms: As an inland Panhandle capital, Tallahassee has experienced hurricane impacts:

Hurricane Michael (October 2018): Catastrophic Category 5 hurricane made landfall at Mexico Beach. Tallahassee, located inland northwest, experienced:

  • Tropical storm to Category 1 conditions
  • Widespread power outages (some areas days without power)
  • Significant tree damage to famous canopy roads
  • Property damage throughout capital
  • State government operations disrupted
  • Tallahassee Memorial HealthCare operational throughout

Hurricane Hermine (September 2016): Direct impact as Category 1 hurricane brought significant damage, widespread power outages, and flooding.

Previous storms have brought wind damage, flooding, and extended power outages over years.

The hurricane impacts created financial stress, property repair costs, and insurance challenges. For retirees on fixed incomes, storm damage meant home repairs and financial strain. This context makes comprehensive insurance coverage—including Medigap—important for protecting retirement assets.

Plan N: Practical Value for Tallahassee: For Tallahassee’s professional retiree population (distinct from the suppressed median income reflecting students), Plan N typically offers excellent value, saving $35-50 monthly compared to Plan G while providing comprehensive protection. That $420-600 annual savings matters even for government retirees on good pensions. With Plan N, you pay small copays ($20 office visits, $50 ER visits waived if admitted), but the monthly savings often outweigh these occasional costs. For professional retirees, Plan N provides solid protection. Having Tallahassee Memorial HealthCare locally makes healthcare access good, and Plan N protects you from financial catastrophe for rare tertiary transfers.

About Tallahassee: Community Snapshot for Seniors

Tallahassee is Florida’s state capital city of approximately 196,000 residents in Leon County in the Panhandle. Home to state government, Florida State University, Florida A&M University, and Tallahassee Memorial HealthCare (regional medical center), Tallahassee offers unique state capital and college town living with government employment culture and educated community character.

According to U.S. Census data, about 11% of Tallahassee residents are 65 or older (moderate percentage—suppressed by 50,000+ university students and younger government workforce creating young demographics), with a median household income of $48,000 (significantly suppressed by student population on limited incomes) and a homeownership rate of 46%. The demographic reflects government retirees (state employees), university retirees (FSU/FAMU faculty and staff), professional retirees, university students, government workers, and educated residents. The economy centers on state government (capital city and largest employer), Florida State University and FAMU, healthcare (Tallahassee Memorial HealthCare), government contractors, and professional services, creating a government and education-dominated economy.

.

Tallahassee’s defining characteristic is unique state capital and college town living with state government presence, FSU/FAMU universities, Tallahassee Memorial HealthCare providing regional medical center services locally, highly educated professional community, unique rolling hills Panhandle topography, historic Southern charm with canopy roads and antebellum architecture, and political/policy culture. As Florida’s state capital, Tallahassee houses all state government agencies, legislature, governor’s mansion, and supreme court, creating a government-focused culture. Florida State University (major research university) and Florida A&M University (historically Black university) create college town vibrancy and cultural amenities. The rolling hills topography distinguishes Tallahassee from flat Florida terrain, and the famous canopy roads (oak-lined historic roads) create unique Southern character.

The cost of living is moderate for the state capital. Home prices typically range from $180,000-$350,000 for standard homes, with upscale neighborhoods (Betton Hills, Midtown) often $300,000-$600,000+. The 46% homeownership rate reflects a large rental market serving university students and transient government workers. For government retirees with state pensions, Tallahassee provides state capital living with moderate costs.

The moderate senior population (11%) is misleading due to university and government demographics. With 50,000+ university students aged 18-24 and younger government workforce suppressing the percentage, the actual number of retirees (approximately 21,500 residents 65+) creates substantial senior services despite a lower percentage. Many retirees are former state government employees, FSU/FAMU employees, and professionals.

The income statistics are significantly distorted by the student population. The $48,000 median household income reflects tens of thousands of students living on limited incomes. The actual retiree population typically has moderate to good retirement resources from state government pensions (Florida Retirement System), university pensions, and professional savings.

The state capital location creates a unique character. As Florida’s capital, Tallahassee has:

  • All state government agencies headquartered
  • Florida Legislature sessions bringing political activity
  • Governor’s Mansion and state leadership
  • Florida Supreme Court and state judiciary
  • Lobbying and policy culture with political engagement
  • Government employment providing stable economy
  • Political events and state functions

The capital status distinguishes Tallahassee from all other Florida cities.


The Tallahassee Memorial HealthCare local regional medical center creates significant healthcare advantage. Tallahassee Memorial HealthCare provides:

  • Regional medical center serving North Florida
  • Comprehensive emergency care
  • Cardiac care including cardiac surgery
  • Cancer care through TMH Cancer Center
  • Surgical services across specialties
  • Regional referral center for surrounding counties


For highly specialized tertiary care when needed, UF Health Shands Hospital in Gainesville (2 hours) or Mayo Clinic Jacksonville (2.5 hours) provide world-class tertiary centers. Having comprehensive regional medical care locally is good, though distant tertiary transfers are sometimes necessary.

The FSU and FAMU presence creates significant cultural amenities:

  • Museums (Museum of Fine Arts, Mary Brogan Museum)
  • Performing arts (FSU/FAMU theater, music, dance programs)
  • Athletic events (FSU Seminoles ACC football/basketball, FAMU athletics)
  • Lectures and symposiums with scholars and policy experts
  • Libraries and continuing education through universities
  • Intellectual community with educated residents


The cultural offerings rival much larger cities due to state capital and university presence.


The unique rolling hills topography distinguishes Tallahassee. Unlike flat Florida, Tallahassee features:

  • Rolling hills up to 200+ feet elevation
  • Canopy roads (oak-lined historic roads creating tree tunnels)
  • Distinctive landscape unlike typical Florida terrain
  • Southern aesthetic with hills and mature trees

The topography creates a unique Panhandle character and explains the nickname “Red Hills Region.”

The historic Southern charm provides appeal. Tallahassee features:

  • Antebellum architecture and historic districts
  • Canopy roads protected as historic treasures
  • Historic neighborhoods (Midtown, Betton Hills)
  • Old South character and Southern hospitality
  • Historic preservation valued by community


The Southern character distinguishes Tallahassee from modern Florida developments.

The educated professional community character creates an intellectual environment. With state government workers, university faculty, policy analysts, and professional population, Tallahassee has highly educated residents creating intellectual discourse and progressive culture within traditional Southern settings.

The hurricane Michael, Hermine, and other storms context demonstrates inland capital vulnerability:

Hurricane Michael (2018):

  • Category 5 at Mexico Beach (east), tropical storm/Cat 1 at Tallahassee
  • Widespread power outages throughout capital
  • Significant tree damage destroying famous canopy roads
  • State government operations disrupted
  • Property damage throughout city
  • Tallahassee Memorial HealthCare remained operational

Hurricane Hermine (2016):

  • Category 1 direct impact on Tallahassee
  • Extensive wind damage and flooding
  • Prolonged power outages
  • Significant tree damage

Impact on Professional Retirees:

  • Home damage requiring repairs
  • Extended power outages difficult for elderly
  • Canopy road restoration (community treasures)
  • Insurance challenges
  • Financial stress despite government pensions


This context makes comprehensive insurance coverage—including Medigap—important for protecting retirement assets.

The moderate state capital character creates unique appeal. Government/policy culture, progressive intellectual community within traditional Southern settings, political engagement opportunities, and educated discourse attract government retirees and educated professionals seeking more than typical retirement destinations.

The strategic position provides regional access. Gulf Coast beaches (90 minutes south to St. George Island, Alligator Point). Atlanta (3 hours north) provides major metro access. Gainesville (2 hours) and Jacksonville (2.5 hours) provide tertiary medical centers when needed.

Healthcare access reflects Tallahassee’s good regional advantage. Tallahassee Memorial HealthCare locally provides comprehensive regional medical center services including emergency care, cardiac care and cardiac surgery, TMH Cancer Center, and surgical services across specialties—handling most medical needs locally. For highly specialized tertiary care when needed, UF Health Shands Hospital Gainesville (2 hours) or Mayo Clinic Jacksonville (2.5 hours) provide world-class tertiary centers.

The relationship with the state government defines community character and provides government employment, political culture, and policy engagement opportunities.

The relationship with FSU/FAMU provides cultural enrichment, continuing education, athletic events, and intellectual stimulation.

The natural beauty in rolling hills, canopy roads, historic neighborhoods, and unique Panhandle topography creates an attractive state capital environment.

The cost of living reflects moderate state capital character. Government town dining and services command moderate pricing. Property taxes are moderate. Many government retirees live comfortably on Florida Retirement System pensions (state government pensions are typically good) while enjoying cultural amenities and state capital atmosphere.

The safety and security are good for the capital city. Crime rates are moderate for city size, state government security presence, university police supplement city police, and educated community creates security awareness.

The seasonal character is moderate. Panhandle has mild winters and hot humid summers. University creates seasonal cycles with a student population, but government retirees and workers provide year-round stability.

Retirees are drawn to Tallahassee for specific compelling reasons: state capital character with political/policy culture, Tallahassee Memorial HealthCare providing regional medical center services locally, FSU/FAMU cultural amenities (performing arts, museums, athletics, lectures), highly educated intellectual professional community, unique rolling hills Panhandle topography and famous canopy roads, historic Southern charm with antebellum architecture, moderate costs enabling government pension retirement, continuing education opportunities through universities, government retiree community (former state employees), progressive culture within traditional Southern setting, and unique combination of state capital, college town, and Southern charm.

For educated government and professional retirees seeking state capital living with cultural enrichment, intellectual community, regional medical center locally, unique Panhandle character with rolling hills and canopy roads, and ability to retire on government pensions, Tallahassee provides unique capital city retirement value. This is educated state capital retirement for people who prioritize government/political culture, university cultural amenities, intellectual stimulation, Southern charm, and willingness to embrace capital city and college town character with lower senior percentage but unique advantages.

Healthcare Access in Tallahassee, Florida

Tallahassee residents benefit from local regional medical center and regional options:

Local Regional Medical Center:


Additional Tallahassee Hospital:


Regional Tertiary Care (When Needed):


Good Healthcare Situation:

Tallahassee residents benefit from good healthcare access for a state capital. Tallahassee Memorial HealthCare locally provides comprehensive regional medical center services including emergency care, cardiac care and cardiac surgery, cancer center, and surgical services—handling most medical needs locally. For highly specialized tertiary care when needed, UF Health Shands Hospital Gainesville (2 hours) or Mayo Clinic Jacksonville (2.5 hours) provide world-class tertiary centers. Having comprehensive regional medical care locally is good, though distant tertiary transfers are sometimes necessary for complex specialized care.


Having comprehensive Medicare Supplement coverage is IMPORTANT for Tallahassee residents because:

  • Even with good local regional medical center, rare highly specialized care may require distant Gainesville or Jacksonville tertiary centers (2-2.5 hours)
  • Without Medigap, one hospitalization could cost $5,000-$15,000+
  • Tertiary transfers to Gainesville or Jacksonville add travel and lodging costs
  • State capital with 11% seniors needs comprehensive protection
  • Hurricane recovery context makes medical cost protection important

 

Pharmacies:

  • Multiple CVS Pharmacy locations, Tallahassee
  • Multiple Walgreens locations, Tallahassee
  • Multiple Walmart Pharmacy locations, Tallahassee
  • Multiple Publix Pharmacy locations, Tallahassee
  • Multiple Winn-Dixie Pharmacy locations, Tallahassee

 

Medicare-Accepting Doctors Serving Tallahassee Residents

Primary Care (Tallahassee – extensive selection):

  • Tallahassee Memorial HealthCare, extensive primary care clinics
  • Multiple family practice physicians, extensive selection throughout capital
  • Leon County Health Department: Preventive services


Specialists (Tallahassee – good selection locally):

  • Cardiology including interventional
  • Oncology through TMH Cancer Center
  • Many specialties available at Tallahassee Memorial HealthCare
  • Good specialist selection for regional medical center


Tertiary Specialists (Gainesville or Jacksonville, 2-2.5 hours when needed):

  • Advanced tertiary care, UF Health Shands Hospital Gainesville
  • World-class specialty care, Mayo Clinic Jacksonville
  • Highly specialized services requiring tertiary medical centers


Note: Tallahassee has Tallahassee Memorial HealthCare providing good regional medical center services locally. Most healthcare needs can be met locally. Complex highly specialized tertiary needs may require Gainesville or Jacksonville. Always verify Medicare acceptance.

 

Driving Distances to Key Facilities

Facility

Location

Distance from Tallahassee

Drive Time

Tallahassee Memorial HealthCare

Tallahassee, FL

Local

5-20 minutes

Capital Regional Medical Center

Tallahassee, FL

Local

5-20 minutes

UF Health Shands Hospital

Gainesville, FL

140 miles

2 hours

Mayo Clinic Jacksonville

Jacksonville, FL

165 miles

2.5 hours

Local Resources & Next Steps

Leon County Resources:

  • Leon County Senior Services
  • Elder Care Services (Area Agency on Aging): (850) 488-0466
  • Florida SHINE: 1-800-963-5337
  • Leon County Health Department

Healthcare Resources:

  • Tallahassee Memorial HealthCare (local), (850) 431-1155

Community Resources:

  • Florida State Capitol, state government and tours
  • Governor’s Mansion, state attraction
  • Florida State University, cultural events and continuing education
  • Florida A&M University, cultural events
  • Museum of Fine Arts, cultural enrichment
  • Canopy roads, historic scenic drives
  • Historic neighborhoods, Southern charm
  • Bradfordville area, upscale northern suburbs
  • Gulf Coast beaches (90 minutes), St. George Island and area
  • Local churches, diverse educated community options
  • Senior centers and government retiree programs
  • Hurricane recovery resources

Additional Support:

  • Florida Department of Elder Affairs, elderaffairs.org

Medicare.gov, official Medicare information and plan finder tool

We Offer Expert Guidance to Your Perfect Supplement Plan

We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.

We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover

We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.

We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.

Our Services for Tallahassee, FL Residents

We specialize in helping Leon County state capital residents:

✓ Free Plan Comparisons (ZIP 32301, 32303, 32304, 32305, 32306, 32307, 32308, 32309, 32310, 32311, 32312, 32313, 32316, 32317, 32395, 32399) ✓ Focus for government and professional retirees ✓ No-Pressure Guidance ✓ Year-Round Support ✓ Understanding of state capital and college town dynamics ✓ Recognition of government pension advantages

Common Medicare Questions from Tallahassee Residents

“Do I need a Medigap plan if we have Tallahassee Memorial HealthCare locally?” ABSOLUTELY IMPORTANT. While having Tallahassee Memorial HealthCare—a regional medical center—locally is good, Original Medicare still leaves significant costs. One hospitalization costs $1,564+ (Part A deductible) plus 20% of Part B costs. If you need rare tertiary care in Gainesville or Jacksonville (2-2.5 hours away), costs could reach $5,000-$15,000+ plus travel and lodging. Protecting retirement assets makes financial sense for government retirees.

“Which plan should I choose—Plan G or Plan N?” For Tallahassee’s government and professional retiree population, Plan N typically offers excellent value, saving $420-600 annually versus Plan G. Plan N requires small copays ($20 office, $50 ER waived if admitted) but provides solid protection. Many government retirees on good state pensions choose Plan N for the savings. We’ll help you decide which matches your retirement planning.

“Can I use my Medigap plan at Tallahassee Memorial and if I need tertiary care in Gainesville or Jacksonville?” Absolutely! Medicare Supplement plans work with any doctor or hospital that accepts Original Medicare. Whether getting care at Tallahassee Memorial HealthCare locally, UF Health Shands Hospital in Gainesville, Mayo Clinic Jacksonville, or traveling, your coverage works identically with no restrictions.

“When should I enroll?” During your Medigap Open Enrollment Period (6 months starting when you’re 65+ and enrolled in Part B).

 

Get Your Free Tallahassee Medicare Supplement Quote Today

Other Cities and Towns In Leon County

Bradfordville, Woodville, Fort Braden, Chaires, Miccosukee, Capitola

Find Your Plan Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Disclaimer:

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.

We do not market Advantage plans. Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. Availability varies by area. Services available where licensed.

We specialize in Medicare Supplement (Medigap) insurance and related products. We do not offer Medicare Advantage (MA) plans.

MedicareSupplementOnly.com is not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.

 No tax or legal advice is provided. Consult your tax advisor or attorney regarding your specific situation. Email and text communications may not be fully secure; please avoid sending sensitive personal information unless requested through a secure channel. All trademarks and logos are the property of their respective owners.

Contact: info@MedicareSupplementsOnly.com or 239.633.4392

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, and MCC Brokerage located in Tampa, Florida.
 
Content reviewed by Charles Lunsford, Licensed Life & Health Agent, FL
Disclaimer last updated: December 16, 2025,
 
License A169316 | Privacy Policy | Terms of Service
`
Last updated: November 22, 2025
Scroll to Top