Searching for The Best Medicare Supplement Plans Available In Vero Beach, Florida?

Tailored Medigap Plan quotes for Indian River County seniors. Get personalized coverage today.

Why Medicare Supplements Matter Here in Vero Beach: Your Guide to Coverage

Image of a historic building on Vero Beach, FloridaFinding the Right Medigap Coverage for Your Vero Beach Retirement

Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Vero Beach or turning 65 soon, we help residents across Indian River County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind.  Click Here To Compare All Plans

 

Vero Beach Senior Demographics & Lifestyle

According to U.S. Census data, Vero Beach has one of Florida’s most affluent and sophisticated senior communities:

  • Population: Approximately 17,000 (city), 60,000+ (greater Vero area)
  • Residents 65+: About 38% (significantly above state average)
  • Median age: 58 years
  • Median household income: $72,000 (city), higher in barrier island communities
  • Home ownership rate: 75%
  • Affordability: Upper-tier pricing; premium coastal living with excellent value compared to South Florida

Many Vero Beach retirees enjoy:

  • Pristine Barrier Island Beaches: Miles of uncrowded Atlantic beaches, some of Florida’s most beautiful coastline
  • Cultural Sophistication: Riverside Theatre, Vero Beach Museum of Art, cultural events, symphony performances
  • Historic Downtown: Vibrant downtown along Ocean Drive and 14th Avenue with boutique shopping, galleries, restaurants
  • Ocean Drive Elegance: Scenic beachside boulevard with Spanish Mediterranean architecture, charming character
  • Championship Golf: Windsor, Grand Harbor, John’s Island Club—world-class private courses
  • Tennis Excellence: Comprehensive tennis facilities, clubs, and tournament-level courts
  • Waterfront Living: Barrier island estates, Intracoastal homes, canal properties, marina access
  • Boating & Yachting: Multiple marinas, yacht clubs, Indian River Lagoon access, offshore fishing
  • Exclusive Communities: John’s Island, Windsor, Grand Harbor, Orchid Island, Indian River Shores—prestigious addresses
  • Natural Beauty: Pelican Island National Wildlife Refuge (America’s first), Environmental Learning Center
  • Dining Excellence: Upscale restaurants, fresh seafood, waterfront dining, sophisticated cuisine
  • Shopping: Premium boutiques, art galleries, unique shops along Ocean Drive and downtown
  • Aviation Community: Vero Beach Regional Airport, active aviation scene
  • Polo & Equestrian: Windsor Polo fields, equestrian culture
  • Quality Healthcare: Cleveland Clinic Indian River Hospital—world-class care locally
  • Safe & Sophisticated: Low crime, well-maintained, upscale atmosphere throughout

Vero Beach attracts educated, affluent retirees seeking sophisticated coastal living with cultural amenities, pristine beaches, world-class golf and tennis, and genuine Old Florida elegance. The combination of natural beauty, cultural sophistication, exclusive communities, and excellent healthcare makes it one of Florida’s premier retirement destinations for discerning retirees.

What's the process?

We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails. 

We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings. 

Right-sized Medigap plan (G, N, or fit) for your ZIP and budget

Application concierge (e-app done right, the first time)

Annual rate-check so you don’t overpay next renewal

What Is a Medicare Supplement Plan?

Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”

 

With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.

 

How Do They Work?

  • You stay enrolled in Original Medicare.

  • Medicare pays its share of approved healthcare costs.

  • Your Medigap plan pays its share after that.

You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.

ebook cover which describes "Choosing a Medigap Policy" offered my Medicare.gov
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Fast Facts (Save Yourself Headaches)

  • Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.

     

  • Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.

     

  • Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.

     

  • Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.

Medigap vs. Advantage 

  • Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
  • Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.

    You want clarity, predictability, and freedom → Medigap usually wins.

What Drives Your Rate?

  • ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history

Why Florida Seniors Choose Medicare Supplements Only?

Nearly 30 Years of Experience

Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.

Comprehensive Florida Coverage

We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.

No-Pressure, Independent Guidance

We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.

Which Plans Can You Choose in Vero Beach?

Plans are standardized by letter — A through N — so a Plan G in Florida has the same benefits as a Plan G in any other state. The big differences are in monthly premium, underwriting rules, and which carriers sell it in your area.

 

The most popular in Florida today are Plan G (covers nearly everything except the Part B deductible) and Plan N (lower premium, but you pay a copay for office and ER visits). Click Here To Compare All Plans

What to Bring to the Call

Medicare ID (red/white/blue card) • Part B start month/year • Med list (optional) • Must-have doctors/hospitals • Current coverage (if any)

 

What You Get

  • Right-sized Medigap plan (G, N, or fit) for your city and your budget
  • Same-day quotes 
  • Application concierge (clean e-app, first time)
  • Annual rate-check so you don’t overpay

Vero Beach-Specific Notes

  • Community vs. Attained Age Rating: In Florida, most carriers use attained-age pricing — meaning your premium is based on the age you are when you enroll and can rise as you get older. That’s important to budget for.

  • Open Enrollment Window: You have a six-month guaranteed-issue period when you first enroll in Medicare Part B at age 65. After that, you may have to answer health questions to switch plans.

  • Household Discounts: Some Florida carriers offer a household or spousal discount if two people in the same household enroll.

  • Local Support: Since carriers and rates vary by county, we run quotes for your ZIP code to make sure you’re not overpaying.

What’s The Next Step?

If you’re turning 65 soon or already on Medicare and looking at options, we’ll compare every Medigap carrier available in your Florida county. You’ll see the actual premiums side by side, and we’ll walk you through how Plan G and Plan N stack up for your situation.

Map of Vero Beach, FloridaAbout Vero Beach: Community Snapshot for Seniors

Vero Beach is Indian River County’s crown jewel and one of Florida’s most sophisticated coastal communities—a city of approximately 17,000 residents (60,000+ in the greater area) that has carefully preserved its upscale character, cultural richness, and natural beauty while resisting the overdevelopment that has transformed much of Florida’s coastline.

 

Located midway between Palm Beach and Melbourne along Florida’s Treasure Coast, Vero Beach occupies both a barrier island with pristine Atlantic beaches and the mainland along the Indian River Lagoon. According to U.S. Census data, about 38% of Vero Beach residents are 65 or older, with median household income of $72,000 (significantly higher in exclusive barrier island communities). The demographic is educated, cultured, and affluent—many former executives, professionals, and business owners from the Northeast and Midwest.

 

What distinguishes Vero Beach from other Florida coastal cities is its successful preservation of elegance and character. The barrier island’s Ocean Drive features Spanish Mediterranean architecture from the 1920s and 1930s, carefully maintained and protected by strict building codes. Unlike many Florida beach cities lined with high-rise condominiums, Vero’s beachside maintains low-rise charm with mature landscaping, historic buildings, and architectural integrity. The result is a timeless elegance rarely found in modern Florida.

 

The cultural infrastructure is exceptional for a city this size. Riverside Theatre is a professional regional theater offering Broadway-quality productions. The Vero Beach Museum of Art showcases fine art collections and hosts exhibitions. The Vero Beach Symphony provides classical music performances. Cultural events, art galleries, lectures, and performances create a sophisticated cultural calendar rivaling much larger cities.

The downtown area along 14th Avenue has experienced remarkable revitalization—boutique shops, art galleries, restaurants, cafes, and community spaces create a vibrant, walkable urban center. Ocean Drive’s commercial district offers upscale shopping, dining, and services. Both areas maintain character and quality—no chain stores dominating, no commercialization destroying charm.

 

Vero Beach’s exclusive communities are legendary. John’s Island Club, Windsor, and Grand Harbor offer world-class golf, tennis, fitness facilities, fine dining, and impeccable service. These communities attract successful retirees seeking the finest amenities and social environments. Even beyond these ultra-exclusive clubs, Vero offers numerous upscale neighborhoods, waterfront estates, and quality communities.

The natural environment is pristine. Vero’s beaches are consistently rated among Florida’s best—wide, clean, uncrowded, with excellent shelling and sea turtle nesting. Pelican Island National Wildlife Refuge (America’s first, established 1903) protects critical habitat. The Environmental Learning Center provides education and conservation programs. Indian River Lagoon offers exceptional fishing, boating, and wildlife viewing.

 

Retirees are drawn to Vero Beach for numerous compelling reasons: sophisticated coastal living without South Florida’s crowds and traffic, pristine, uncrowded beaches with Old Florida character, exceptional cultural amenities (theater, art, symphony), world-class golf and tennis at premier clubs, exclusive communities with finest amenities, upscale dining and shopping, natural beauty and environmental preservation, excellent boating and fishing, safe, well-maintained, low-crime community, genuine elegance and sophistication, proximity to major airports (Melbourne 45 minutes, Palm Beach 1 hour), and world-class healthcare through Cleveland Clinic Indian River Hospital.

 

Healthcare access is exceptional. Cleveland Clinic Indian River Hospital (part of the Cleveland Clinic system ranked among America’s best) provides comprehensive services including cardiac care, cancer center, orthopedics, neuroscience, and advanced surgery—all locally. Having Cleveland Clinic quality in a city Vero’s size is extraordinary and reflects the community’s affluence and expectations.

 

Vero Beach occupies a unique position—more sophisticated and cultured than most Florida beach towns, less congested and pretentious than Palm Beach, more elegant and established than newer developments, more exclusive than mass-market retirement communities. It attracts educated, successful retirees who appreciate quality, value culture, and seek sophisticated coastal living in a genuine community.

For affluent, active retirees seeking sophisticated coastal living with world-class amenities, cultural richness, pristine beaches, and excellent healthcare, Vero Beach represents one of Florida’s finest destinations. The prices reflect the quality, but compared to Palm Beach or Naples, Vero offers exceptional value for discerning retirees.

 

Healthcare Access in Vero Beach, Florida

Vero Beach residents enjoy exceptional healthcare access through Cleveland Clinic Indian River Hospital and comprehensive medical services:

 

Major Medical Facility:

  • Cleveland Clinic Indian River Hospital – 1000 36th Street, Vero Beach – 335-bed hospital, Cleveland Clinic quality and standards, comprehensive services including:
    • Advanced cardiac care with interventional cardiology and cardiac surgery
    • Sebastian River Medical Center Cancer Institute—comprehensive cancer care
    • Orthopedic and spine center with joint replacement
    • Neuroscience center and stroke care
    • Robotic surgery programs
    • Emergency department
    • Women’s health services
    • Advanced diagnostic imaging
    • Intensive care units
    • Rehabilitation services

Additional Healthcare Facilities:

  • Cleveland Clinic Sebastian Hospital – 13695 US Highway 1, Sebastian (15 miles north) – Additional hospital access
  • Cleveland Clinic urgent care centers – Multiple Indian River County locations
  • Numerous medical plazas – Throughout Vero Beach with specialty services
  • Outpatient surgery centers – Convenient local facilities

Healthcare Excellence: Cleveland Clinic Indian River Hospital’s affiliation with Cleveland Clinic (consistently ranked among America’s best hospitals) brings world-class quality standards, protocols, and physician recruitment to Vero Beach. The hospital offers services typically found only in major metropolitan areas—open-heart surgery, comprehensive cancer care, advanced neuroscience, robotic surgery—all locally.

The physician community in Vero Beach is exceptional, attracting board-certified specialists across all fields. Many physicians choose Vero Beach specifically for the quality of life, and the affluent patient base supports sophisticated medical practices. Most healthcare needs are handled locally in Vero Beach. For highly specialized tertiary care, patients may travel to Cleveland Clinic Florida (Weston), Mayo Clinic Jacksonville, or other South Florida facilities, but the vast majority of care is available locally.

 

Pharmacies:

  • CVS Pharmacy – Multiple Vero Beach locations including 1995 14th Avenue, 6135 20th Street
  • Walgreens – Several locations including 1295 US Highway 1, 8750 20th Street
  • Publix Pharmacy – Multiple Vero Beach locations
  • Walmart Pharmacy – 5555 20th Street, Vero Beach
  • Independent compounding pharmacies – Specialized pharmaceutical services

Medicare-Accepting Doctors Serving Vero Beach Residents

Primary Care Physicians:

  • Cleveland Clinic Indian River Primary Care – Multiple Vero Beach locations
  • Vero Beach Medical Associates – Comprehensive primary care
  • Indian River Medical Group – Multiple offices throughout the area
  • Concierge medicine practices – Premium personalized care available
  • Family medicine practices – Throughout Vero Beach

Cardiology:

  • Cleveland Clinic Indian River Cardiology – 1000 36th Street, Vero Beach, FL 32960
  • Indian River Cardiology – Multiple cardiologists and locations
  • Interventional cardiology – Advanced cardiac procedures locally

Orthopedics:

  • Cleveland Clinic Indian River Orthopedics – Comprehensive bone and joint care
  • Orthopedic Associates of Vero Beach – Multiple specialists
  • Sports medicine specialists – Available locally
  • Joint replacement surgeons – Experienced orthopedic surgeons

Internal Medicine & Geriatrics:

  • Cleveland Clinic Indian River Internal Medicine – Multiple Vero Beach offices
  • Geriatric medicine specialists – Focused on senior care
  • Comprehensive internal medicine practices – Throughout the community

Specialty Care (comprehensive local availability):

  • Oncology – Sebastian River Medical Center Cancer Institute with medical and radiation oncology
  • Neurology – Multiple neurologists and neurosurgeons
  • Gastroenterology – Extensive GI specialists
  • Pulmonology – Lung disease and critical care specialists
  • Endocrinology – Diabetes and hormone specialists
  • Rheumatology – Arthritis and autoimmune specialists
  • Nephrology – Kidney disease specialists
  • Urology – Multiple urologists
  • Dermatology – Extensive dermatologists and Mohs surgeons
  • Ophthalmology – Comprehensive eye care including retina specialists
  • ENT – Ear, nose, throat specialists
  • Podiatry – Foot and ankle specialists
  • Pain Management – Multiple pain medicine specialists
  • Physical Medicine & Rehabilitation – PM&R specialists
  • Plastic Surgery – Reconstructive and cosmetic surgeons
  • Vascular Surgery – Vascular specialists
  • OB/GYN – Women’s health specialists

Note: Vero Beach has one of Florida’s highest concentrations of board-certified specialists. Always verify Medicare acceptance when scheduling appointments.

Medicare-Accepting Medical Facilities Near Vero Beach

  • Cleveland Clinic Indian River Hospital – 1000 36th Street, Vero Beach, FL 32960
  • Cleveland Clinic Sebastian Hospital – 13695 US Highway 1, Sebastian, FL 32958
  • Cleveland Clinic Martin Health (Stuart) – 200 SE Hospital Avenue, Stuart, FL 34994 (40 miles south)
  • Cleveland Clinic Tradition Hospital (Port St. Lucie) – 10330 SW Innovation Way, Port St. Lucie, FL 34987
  • Cleveland Clinic Florida (Weston) – 2950 Cleveland Clinic Boulevard, Weston, FL 33331
  • Mayo Clinic Jacksonville – 4500 San Pablo Road, Jacksonville, FL 32224
  • Health First Holmes Regional Medical Center (Melbourne) – 1350 South Hickory Street, Melbourne, FL 32901
  • Multiple outpatient surgery centers – Throughout Vero Beach
  • Multiple urgent care facilities – Convenient locations

 

I use Medicare.gov’s Care Compare and Florida Health Finder to locate Medicare-accepting doctors and hospitals, ensuring affordable care with United American plans.

Driving Distances to Key Facilities

Facility

Location

Distance from Vero Beach

Drive Time

Cleveland Clinic Indian River Hospital

Vero Beach, FL

1 mile

3 minutes

Vero Beach Surgery Center

Vero Beach, FL

2 miles

5 minutes

Steward Sebastian River Medical Center

Sebastian, FL

14 miles

20 minutes

HCA Florida Lawnwood Hospital

Fort Pierce, FL

17 miles

25 minutes

St. Lucie Medical Center

Port St. Lucie, FL

25 miles

35 minutes

Cleveland Clinic Tradition Hospital

Port St. Lucie, FL

30 miles

40 minutes

Local Resources & Next Steps

Indian River County Resources for Seniors:

  • Indian River County Senior Resource Center – 1600 26th Street, Vero Beach: Comprehensive programs including meals, fitness classes, social activities, wellness programs: (772) 226-1465
  • Senior Resource Association – Support services, information, and assistance: (772) 569-0760
  • Florida SHINE (Serving Health Insurance Needs of Elders) – Free, unbiased Medicare counseling: 1-800-963-5337
  • Treasure Coast Area Agency on Aging – Elder services and support: (772) 223-7800

Healthcare Resources:

  • Cleveland Clinic Indian River Hospital – (772) 567-4311
  • Cleveland Clinic Appointments – (772) 567-4311
  • Physician referral services – Hospital-based assistance

Community Resources:

  • Vero Beach Public Library – 1600 21st Street: Extensive programs and resources
  • Vero Beach Museum of Art – 3001 Riverside Park Drive: Cultural programs
  • Riverside Theatre – 3250 Riverside Park Drive: Professional theater productions
  • Environmental Learning Center – 255 Live Oak Drive: Nature programs
  • Historic Downtown Vero Beach – Shopping, dining, galleries, events
  • Ocean Drive District – Beachside shopping and dining

Additional Support:

We Offer Expert Guidance to Your Perfect Supplement Plan

We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.

We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover

We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.

We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.

Our Services for Vero Beach, FL Residents

We specialize in helping Indian River County seniors navigate Medicare Supplement options with expertise appropriate for sophisticated communities:

Free Plan Comparisons – We’ll show you rates from top-rated carriers available in ZIP codes 32960, 32961, 32962, 32963, 32964, 32966, 32967, 32968 

Personalized Recommendations – Your health needs, lifestyle, and quality expectations matter; we match you with premium coverage 

Application Assistance – We handle all paperwork and follow up with insurance carriers with professionalism 

Year-Round Support – Questions about claims, coverage, or billing? We’re here with responsive service 

Cleveland Clinic Network Expertise – We understand Indian River Hospital’s comprehensive system and ensure seamless coverage 

Sophisticated Consultation – Professional, knowledgeable guidance without pressure or sales tactics 

Active Lifestyle Focus – Coverage supporting your golf, tennis, boating, travel, and cultural activities 

Exclusive Community Experience – We work with residents from Vero’s premier communities 

Comprehensive Protection – Most Vero Beach residents prefer Plan G for complete, hassle-free coverage 

Concierge-Level Service – Responsive, attentive support matching Vero’s service expectations

 

We’ve helped hundreds of Vero Beach and Indian River County residents find Medicare Supplement plans that match their quality-of-life standards. Whether you prefer meeting at a location of your choosing, detailed phone consultations, or email communication, we work with the professionalism and discretion you expect.

Common Medicare Questions from Vero Beach Residents

“Do I need a Medigap plan if I already have Original Medicare?” For Vero Beach residents accustomed to premium healthcare and maintaining active, sophisticated lifestyles, a comprehensive Medicare Supplement plan is essential. Original Medicare (Parts A & B) covers basic services but leaves you responsible for deductibles, copays, and coinsurance that can total significant amounts annually. A Medigap plan eliminates these out-of-pocket costs entirely, providing the financial predictability and protection befitting your lifestyle. With Cleveland Clinic Indian River Hospital providing world-class care locally, you want coverage that works seamlessly—whether you’re receiving cardiac care, oncology treatment, orthopedic surgery, or comprehensive specialty services. Plan G ensures zero copays and complete financial protection.

 

“Which plan do most Vero Beach residents choose—Plan G or Plan N?” Plan G is overwhelmingly the preference among Vero Beach retirees—approximately 85-90% choose it, one of the highest rates in Florida. Plan G offers the most comprehensive coverage available, paying nearly all out-of-pocket costs except the Part B deductible ($257 in 2025). Vero Beach residents value Plan G’s complete simplicity: zero copays at doctor visits, no surprises, comprehensive protection that matches quality expectations. Given the active lifestyle most residents maintain—championship golf, tennis, boating, cultural activities, travel—and the importance of premium healthcare access, Plan G provides hassle-free coverage that complements sophisticated retirement living. The peace of mind is worth the investment.

 

“Can I use my Medigap plan at Cleveland Clinic Indian River Hospital and when traveling?” Absolutely! That’s one of Medicare Supplement plans’ most valuable features. Your coverage works with any doctor or hospital that accepts Original Medicare—anywhere in the United States. Whether you’re receiving care at Cleveland Clinic Indian River Hospital, seeing specialists throughout Vero’s medical community, traveling to Cleveland Clinic facilities elsewhere, or visiting family in other states, your coverage works identically. No networks, no referrals, complete nationwide freedom. This flexibility is especially important for Vero Beach residents who travel extensively, maintain second homes, or have family across the country. Your premium coverage travels with you everywhere.

 

“We’re very active with golf, tennis, and travel—how does Plan G support our lifestyle?” Plan G is ideal for active Vero Beach residents precisely because it eliminates all healthcare cost concerns. With zero copays at doctor visits and comprehensive coverage, you can maintain your active lifestyle—playing championship golf, competing in tennis tournaments, boating, traveling—without worrying about healthcare costs. Many active retirees see doctors regularly for preventive care, sports medicine, managing conditions, treating minor injuries. Plan G means no $20 copays adding up with each visit, no calculating costs. Plus, your coverage works anywhere nationwide, so you’re fully protected whether golfing at Windsor, visiting grandchildren in Boston, or wintering elsewhere. The complete coverage and flexibility match the active, mobile lifestyle Vero residents enjoy.


“When is the best time to enroll in a Medigap plan?” The optimal time is during your Medigap Open Enrollment Period—the 6-month window starting when you’re 65 or older and enrolled in Medicare Part B. During this guaranteed issue period, insurance companies must accept you regardless of any pre-existing health conditions and cannot charge higher rates based on your health history. This protection is invaluable and should not be missed. Many Vero Beach residents moving from other states or transitioning from executive-level employer coverage enroll during this period to ensure comprehensive protection from day one. Waiting risks difficulty obtaining coverage or significantly higher costs if health issues develop. We recommend enrolling immediately when eligible to secure guaranteed coverage.

Find Your Plan Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Disclaimer:

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.

 

We do not market Advantage plans

Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. Availability varies by area. Services available where licensed.

 

We specialize in Medicare Supplement (Medigap) insurance and related products. We do not offer Medicare Advantage (MA) plans.

MedicareSupplementOnly.com is not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.

 

No tax or legal advice is provided. Consult your tax advisor or attorney regarding your specific situation. Email and text communications may not be fully secure; please avoid sending sensitive personal information unless requested through a secure channel. All trademarks and logos are the property of their respective owners.

 

Contact: info@MedicareSupplementsOnly.com

239.633.4392

 

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, and MCC Brokerage located in Tampa, Florida.
Content reviewed by Charles Lunsford, Licensed Life & Health Agent, FL
Disclaimer last updated: October 182025, License A169316 | Privacy Policy | Terms of Service
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