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Why Medicare Supplements Matter Here in Lake City: Your Guide to Coverage

Downtown Lake City Florida, Columbia County seat and I-10/I-75 junction

Finding the Right Medigap Coverage for Your Lake City Retirement

Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Lake City or turning 65 soon, we help residents across Columbia County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind. Click Here To Compare All Plans

 

Lake City Senior Demographics & Lifestyle

According to U.S. Census data, Lake City has a small-city senior community:

  • Population: Approximately 12,000
  • Residents 65+: About 19%
  • Median age: 38 years
  • Median household income: $34,000
  • Home ownership rate: 48%
  • Affordability: Affordable; reasonable costs for North Florida region

Many Lake City retirees enjoy:

  • County Seat Location: Access to all Columbia County government services, courthouse
  • Florida Gateway College Presence: Community college, educational offerings
  • Affordable North Florida Living: Lower costs than Jacksonville or Gainesville
  • Small-City Atmosphere: Everyone knows neighbors, genuine community bonds
  • Historic Character: Civil War history, antebellum heritage, Old Florida
  • Safe Environment: Low crime, family-friendly, secure community
  • Strategic Location: 60 minutes to Jacksonville, 60 minutes to Gainesville
  • Columbia County Courthouse: Historic landmark and government center
  • Interstate 10 & 75 Junction: Excellent highway access, convenient travel
  • Natural Beauty: North Florida landscape, springs nearby (Ichetucknee, O’Leno)
  • Hospital Advantage: HCA Florida Lake City Hospital locally
  • Quiet Living: No traffic, peaceful small-city atmosphere
  • Traditional Character: Working-class values, Southern hospitality
  • Church Community: Strong faith-based social networks
  • Veterans Memorial Park: Recognition of military service

Lake City attracts budget-conscious retirees seeking affordable North Florida county seat living with local hospital and excellent regional access.

 

What's the process?

We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails. 

We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings. 

Right-sized Medigap plan (G, N, or fit) for your ZIP and budget

Application concierge (e-app done right, the first time)

Annual rate-check so you don’t overpay next renewal

What Is a Medicare Supplement Plan?

Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”

 

With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.

 

How Do They Work?

  • You stay enrolled in Original Medicare.

  • Medicare pays its share of approved healthcare costs.

  • Your Medigap plan pays its share after that.

You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.

ebook cover which describes "Choosing a Medigap Policy" offered my Medicare.gov
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Fast Facts (Save Yourself Headaches)

  • Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.

     

  • Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.

     

  • Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.

     

  • Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.

Medigap vs. Advantage 

  • Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
  • Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.

    You want clarity, predictability, and freedom → Medigap usually wins.

What Drives Your Rate?

  • ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history

Why Florida Seniors Choose Medicare Supplements Only?

Nearly 30 Years of Experience

Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.

Comprehensive Florida Coverage

We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.

No-Pressure, Independent Guidance

We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.

Which Plans Can You Choose in Lake City?

Plans are standardized by letter — A through N — so a Plan G in Florida has the same benefits as a Plan G in any other state. The big differences are in monthly premium, underwriting rules, and which carriers sell it in your area.

 

The most popular in Florida today are Plan G (covers nearly everything except the Part B deductible) and Plan N (lower premium, but you pay a copay for office and ER visits). Click Here To Compare All Plans

 

What to Bring to the Call

Medicare ID (red/white/blue card) • Part B start month/year • Med list (optional) • Must-have doctors/hospitals • Current coverage (if any)

 

What You Get

  • Right-sized Medigap plan (G, N, or fit) for your city and your budget
  • Same-day quotes 
  • Application concierge (clean e-app, first time)
  • Annual rate-check so you don’t overpay

Lake City-Specific Notes

  • Community vs. Attained Age Rating: In Florida, most carriers use attained-age pricing — meaning your premium is based on the age you are when you enroll and can rise as you get older. That’s important to budget for.

  • Open Enrollment Window: You have a six-month guaranteed-issue period when you first enroll in Medicare Part B at age 65. After that, you may have to answer health questions to switch plans.

  • Household Discounts: Some Florida carriers offer a household or spousal discount if two people in the same household enroll.

  • Local Support: Since carriers and rates vary by county, we run quotes for your ZIP code to make sure you’re not overpaying.

What’s The Next Step?

If you’re turning 65 soon or already on Medicare and looking at options, we’ll compare every Medigap carrier available in your Florida county. You’ll see the actual premiums side by side, and we’ll walk you through how Plan G and Plan N stack up for your situation.

Why Lake City Residents Need Medicare Supplement Coverage


Lake City residents face healthcare challenges that make Medicare Supplement coverage especially important:

Limited Local Hospital: While Lake City has HCA Florida Lake City Hospital locally providing emergency care, cardiac care, orthopedics, and surgical services, comprehensive tertiary care requires travel to Jacksonville (60 minutes) or Gainesville (60 minutes). The hospital handles most needs but complex cases require tertiary medical centers.

Fixed Income Reality: With median household income of $34,000, below Florida averages, most Lake City residents live on Social Security and modest pensions. One complex hospitalization requiring transfer to Jacksonville or Gainesville could cost $5,000-$15,000 without Medigap, devastating for residents on limited fixed incomes. For those who’ve chosen Lake City for affordable county seat living, one serious medical event without coverage can destroy financial security.

Distance to Tertiary Care: While local hospital handles most situations, certain specialist care and tertiary procedures require travel to Jacksonville or Gainesville (both 60 minutes). Advanced cardiac procedures, complex cancer treatment, neurosurgery, transplants, all may require tertiary centers. Comprehensive Medigap coverage ensures financial barriers don’t prevent accessing necessary specialized care.

Plan N: The Practical Choice for Lake City: For Lake City’s budget realities, Plan N typically offers the best value, saving $35-50 monthly compared to Plan G while providing essential protection. That $420-600 annual savings matters significantly on $34,000 median income. With Plan N, you pay small copays ($20 office visits, $50 ER visits waived if admitted), but the monthly savings often outweigh these occasional costs. For residents on modest fixed incomes, Plan N provides crucial protection without overwhelming the budget. The local hospital handles most needs, but Plan N protects you when tertiary care in Jacksonville or Gainesville becomes necessary.

About Lake City: Community Snapshot for Seniors

Lake City is Columbia County’s seat, a small city of approximately 12,000 residents that serves as the governmental and commercial center for one of North Florida’s counties. Located at the junction of Interstate 10 and Interstate 75, Lake City offers affordable living, county seat services, local hospital, and exceptional highway access.

According to U.S. Census data, about 19% of Lake City residents are 65 or older, with median household income of $34,000 and homeownership rate of 48%. The demographic reflects working-class residents, county employees, retirees on modest fixed incomes, Florida Gateway College employees and students, and people seeking affordable North Florida county seat living. The economy centers on county government, Florida Gateway College, healthcare (HCA Florida Lake City Hospital), retail, and services, creating working-class small-city character with governmental and educational employment base.

Lake City, founded in 1830, is a bustling town known for its historic charm and proximity to natural attractions like Ichetucknee Springs State Park. With a median age of 40 and 66% homeownership in Columbia County, seniors (18.9% of residents) enjoy affordable living (average home value $160,000). The Columbia County Senior Services offers bingo, fitness classes, and health workshops, engaging the 65+ community. Annual events like the Olustee Battle Festival draw retirees for historical reenactments, music, and crafts. The Ichetucknee Springs Trail, 10 miles from downtown, provides flat, bike-friendly paths for seniors using e-bikes, ideal for staying active. As a regional hub, Lake City has local shops, but some seniors travel to Gainesville (45 miles) for specialty care, making Medigap coverage critical for healthcare access.

Lake City’s defining advantage is being the county seat with local hospital at affordable costs with exceptional highway access. The county seat status ensures access to all county services. Having HCA Florida Lake City Hospital locally provides emergency care, cardiac care, orthopedics, and surgical services. The I-10/I-75 junction location provides outstanding access to both Jacksonville and Gainesville (both 60 minutes). Yet Lake City maintains small-city character and costs well below both metro areas.

The cost of living is affordable for North Florida. Home prices typically range from $110,000-$180,000 for modest homes, with many properties available under $140,000. For retirees on Social Security and modest pensions, Lake City makes independent North Florida living possible at prices well below Jacksonville and Gainesville. This is budget-friendly North Florida county seat retirement.

The county seat location provides essential services. Columbia County courthouse (historic landmark), county government offices, county library, and county services concentrate in Lake City. This ensures access to government services and provides stable local employment base. The county seat status maintains Lake City’s regional importance.

The small-city atmosphere creates genuine community. With 12,000 residents, Lake City maintains small-city scale where people know neighbors and frequent local businesses. The historic downtown around courthouse preserves character. Community events strengthen bonds. Churches serve as social centers. The atmosphere is friendly, Southern, and traditionally working-class.

The Florida Gateway College presence provides educational and cultural advantages. Florida Gateway College (community college) provides education, workforce training, cultural events, and employment. The college presence brings educational opportunities and cultural activities.

The historic character reflects Civil War heritage and Old Florida. Lake City served as Florida’s state capital briefly during Civil War. Historic homes, antebellum architecture, and Civil War sites create historical identity. The preserved character appeals to those appreciating Southern heritage.

The Interstate 10 and Interstate 75 junction creates exceptional strategic advantage. The convergence of major east-west (I-10) and north-south (I-75) interstates makes Lake City one of North Florida’s most accessible communities. Jacksonville (60 minutes east via I-10), Gainesville (60 minutes south via I-75), Tallahassee (100 minutes west via I-10), all easily accessible. The interstate access transforms Lake City from isolated county seat to major North Florida crossroads.

The hospital advantage distinguishes Lake City from comparable communities. HCA Florida Lake City Hospital provides emergency care, cardiac care, orthopedics, cancer care, surgical services, and hospital care locally. Having full-service hospital in community this size is significant advantage. Most healthcare needs can be met locally without travel.

Healthcare access is Lake City’s major strength. HCA Florida Lake City Hospital (in Lake City) provides comprehensive hospital care including emergency services, cardiac care, orthopedics, cancer care, surgical services, and most hospital needs. For highly specialized tertiary care, residents travel to Jacksonville (60 minutes) or Gainesville (60 minutes). Both cities provide major medical centers. Having local hospital for most needs with tertiary access when needed provides excellent healthcare access. Having comprehensive Medigap coverage is essential to protect against costs for local hospital care and tertiary care when needed.

The relationship with Jacksonville and Gainesville is complementary. Jacksonville provides urban resources and tertiary healthcare. Gainesville provides UF Health tertiary care and University of Florida resources. Lake City offers county seat services, local hospital, small-city character, and affordability. The 60-minute drives are reasonable for tertiary healthcare and urban resources while maintaining budget-friendly lifestyle.

The natural surroundings provide North Florida character. Nearby springs (Ichetucknee, O’Leno State Park), forests, and North Florida landscape create connection to natural region. The outdoor recreation appeals to nature enthusiasts.

The cost of living extends beyond housing. Groceries and services cost less than Jacksonville or Gainesville. The small-city scale reduces expenses. Many residents live modestly on limited incomes.

The safety and security are good for a small city. Crime rates are reasonable, community policing is active, and most neighborhoods feel safe. The county seat status ensures adequate law enforcement presence.

Retirees are drawn to Lake City for specific compelling reasons: affordable North Florida living below Jacksonville and Gainesville costs, county seat location providing essential services, HCA Florida Lake City Hospital locally for most healthcare needs, I-10/I-75 junction providing exceptional highway access, 60 minutes to Jacksonville and Gainesville tertiary care, genuine small-city community, Florida Gateway College cultural offerings, ability to live on modest Social Security or pension, safe environment, traditional North Florida values, historic character, and local hospital advantage with tertiary access when needed.

For budget-conscious retirees seeking affordable North Florida county seat living with local hospital for most needs, exceptional highway access, and genuine small-city community, Lake City provides excellent value with practical advantages. This is authentic North Florida retirement for people who prioritize affordability and county seat services with local hospital advantage and modern access to tertiary healthcare when needed.

Healthcare Access in Lake City

Lake City offers robust local healthcare options, with additional facilities accessible nearby. Below are key providers and facilities:

  • Doctors:

    • Dr. Waseem Khan, MD (Family Medicine), at Palms Medical Group – Lake City, 1835 N US Hwy 441, Lake City, FL 32055 (2 miles, 5-minute drive). Accepts Medicare for primary care, wellness visits, and chronic condition management.

    • Dr. Luis H. Martinez, MD (Internal Medicine), at HCA Florida Lake City Medical Group, 4225 NW American Ln, Lake City, FL 32055 (3 miles, 7-minute drive). Offers Medicare-covered preventive care and specialist referrals.

Local Hospital:

:

    • HCA Florida Lake City Hospital
      Located at 340 NW Commerce Dr, Lake City, FL 32055, this hospital is just 3 miles from downtown Lake City, about a 7-minute drive. It offers emergency services, primary care, and specialty services, and accepts Medicare Assignment.

Regional Tertiary Care (when needed):

    • UF Health Shands Hospital
      Found at 1600 SW Archer Rd, Gainesville, FL 32610, this facility is approximately 40 miles from Lake City, a 45-minute drive. It provides comprehensive services, including cardiology and oncology, and accepts Medicare Assignment.
    • HCA Florida North Florida Hospital
      Located at 6500 W Newberry Rd, Gainesville, FL 32605, this hospital is about 42 miles from Lake City, roughly a 50-minute drive. It offers emergency care, surgery, and more, and accepts Medicare Assignment.
    • Baptist Medical Center Jacksonville (Jacksonville), 800 Prudential Drive, Jacksonville (60 minutes east), hospital providing comprehensive tertiary services
    • Mayo Clinic Jacksonville (Jacksonville), 4500 San Pablo Road, Jacksonville (60 minutes east), world-renowned tertiary medical center

       

Healthcare Advantage:

Lake City residents have exceptional healthcare access. HCA Florida Lake City Hospital locally provides comprehensive hospital care including emergency services, cardiac care, orthopedics, cancer care, and surgical services. Most healthcare needs can be met locally. For highly specialized tertiary care (complex cardiac procedures, neurosurgery, transplants), residents travel to Jacksonville (60 minutes) or Gainesville (60 minutes). Both cities provide major tertiary medical centers. This local-hospital-plus-tertiary-access combination is excellent.


Having comprehensive Medicare Supplement coverage is ESSENTIAL
for Lake City residents because:

  • Local hospital provides most care but tertiary situations can arise
  • Tertiary care may require 60-minute drives to Jacksonville or Gainesville
  • Without Medigap, one hospitalization could cost $5,000-$15,000+, catastrophic for residents on $34,000 median income
  • Local hospital advantage means most care is accessible, but comprehensive Medigap protects for all situations including tertiary care

Pharmacies:

  • Walgreens Pharmacy, 2094 W US Hwy 90, Lake City, FL 32055 (1.5 miles, 4-minute drive). Fills prescriptions with Medicare Part D support.

Medicare-Accepting Doctors Serving Lake City Residents

Primary Care (Lake City):

  • HCA Florida Lake City Hospital, primary care clinics
  • Lake City Family Practice, local physicians
  • Multiple family practice physicians, good local selection
  • Columbia County Health Department, 263 NE Hernando Avenue, Lake City: Preventive services

Specialists (Lake City):

  • Cardiology, available in Lake City
  • Orthopedics, available in Lake City
  • General surgery, available in Lake City
  • Many specialists, available locally

Tertiary Specialists (Jacksonville or Gainesville, 60 minutes when needed):

  • Advanced cardiac surgery, tertiary centers
  • Neurosurgery, tertiary centers
  • Complex oncology, tertiary centers
  • All tertiary specialties, available in Jacksonville and Gainesville

Note: Lake City has good local medical resources including HCA Florida Lake City Hospital and many specialists. Highly specialized tertiary care may require travel to Jacksonville (60 minutes) or Gainesville (60 minutes). Always verify Medicare acceptance when scheduling appointments.

Driving Distances to Key Facilities

Facility

Location

Distance from Lake City

Drive Time

HCA Florida Lake City Hospital

Lake City, FL

Local

5 minutes

UF Health Shands Hospital

Gainesville, FL

50 miles

60 minutes

Baptist Medical Center Jacksonville

Jacksonville, FL

55 miles

60 minutes

Mayo Clinic Jacksonville

Jacksonville, FL

58 miles

60 minutes

The Columbia County Senior Services (213 SW Columbia Ave, Lake City, 1 mile) provides free health screenings and transportation for the 19% of seniors without vehicles. Medigap plans cover coinsurance and copays, ensuring affordability for these services in Lake City’s semi-rural setting.

I use Medicare.gov’s Care Compare and Florida Health Finder to locate Medicare-accepting doctors and hospitals, ensuring affordable care with United American plans.

Local Resources & Next Steps

Columbia County Resources for Seniors:

  • Columbia County Council on Aging, programs and support
  • North Central Florida Area Agency on Aging, elder services: (352) 378-6649
  • Florida SHINE (Serving Health Insurance Needs of Elders), free Medicare counseling: 1-800-963-5337
  • Columbia County Health Department, preventive services and basic care

Healthcare Resources:

  • HCA Florida Lake City Hospital, (386) 719-9000

Community Resources:

  • Columbia County Public Library, Lake City: Programs and resources
  • Columbia County Courthouse, historic landmark and county services
  • Downtown Lake City, local businesses, historic character
  • Florida Gateway College, educational and cultural offerings
  • Veterans Memorial Park, recognition of military service
  • Local churches, strong faith community throughout Lake City
  • Community events, seasonal celebrations and county gatherings

Additional Support:

  • Florida Department of Elder Affairs, elderaffairs.org
  • Medicare.gov, official Medicare information and plan finder tool
  • Columbia County Government, columbiacountyfla.com

Visit Columbia County Senior Services for free wellness programs and transport. Check Medicare.gov for plan comparisons. Schedule a free quote with us to secure your Medigap coverage in Bristol.

We Offer Expert Guidance to Your Perfect Supplement Plan

We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.

We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover

We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.

We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.

Our Services for Lake City, FL Residents

We specialize in helping Columbia County seniors navigate Medicare Supplement options with understanding of budget constraints:

Free Plan Comparisons, we’ll show you rates from top-rated carriers available in ZIP code 32025

Budget Focus, we understand Lake City residents living on modest pensions and Social Security; we prioritize affordable coverage

Personalized Recommendations, your health needs and financial situation matter; we find plans that work for limited budgets

Application Assistance, we handle all paperwork completely free

Year-Round Support, questions? We’re here to help anytime

Small-City Healthcare Understanding, we know Lake City has local hospital for most needs but tertiary care may require travel

No-Pressure Guidance, patient, respectful advice, never pushy

Plain Talk, simple, clear language

Dignity and Respect, we treat everyone with respect regardless of income level

North Florida Appreciation, understanding of Lake City’s county seat role and hospital advantage


We’ve helped many Lake City and Columbia County residents, including those on modest fixed incomes, find Medicare Supplement plans that provide essential protection without overwhelming limited budgets. We work entirely by phone or email to accommodate your needs, always with patience and understanding.

Common Medicare Questions from Lake City Residents


“Do I need a Medigap plan if I already have Original Medicare and we have a local hospital?”

For Lake City residents, a Medicare Supplement plan is ESSENTIAL, even with HCA Florida Lake City Hospital locally. While having a full-service local hospital is a major advantage, Original Medicare still leaves you responsible for significant deductibles, copays, and coinsurance. One hospitalization at the local hospital could cost $1,564+ (Part A deductible) plus 20% of Part B costs without Medigap. If you need tertiary care in Jacksonville or Gainesville, costs could reach $5,000-$15,000+ out-of-pocket, that would financially devastate most Lake City residents living on $34,000 median income. The local hospital handles most needs, but Medigap protects you for all situations.

“Which plan can I afford on limited pension or Social Security?”

Plan N is almost always the right choice for Lake City residents on modest fixed incomes. The monthly premium is typically $35-50 lower than Plan G, that’s $420-600 saved per year. With Plan N, you pay small copays when you see doctors ($20 for office visits, $50 for ER visits that’s waived if admitted), but you save significantly on monthly costs. For someone living on pension and Social Security in Lake City, that monthly premium difference can be meaningful for your budget. Plan N around $100-140 monthly is manageable; Plan G around $140-180 monthly might be tight. We’ll help you find the most affordable option that still provides crucial protection.

“Can I use my Medigap plan at Lake City Hospital and at Jacksonville or Gainesville hospitals?”

Absolutely! That’s the critical benefit of Medicare Supplement plans, they work with any doctor or hospital that accepts Original Medicare, anywhere in the United States. Whether you’re getting care at HCA Florida Lake City Hospital (right here in Lake City), tertiary care at Jacksonville or Gainesville hospitals (60 minutes when needed), or traveling elsewhere to visit family, your coverage works identically. No networks, no geographic restrictions, complete freedom to choose your healthcare providers. This is especially valuable in Lake City where you have local hospital access plus tertiary options when needed.

“When is the best time to enroll in a Medigap plan?”

The ideal time is during your Medigap Open Enrollment Period, the 6-month window starting when you’re 65 or older and enrolled in Medicare Part B. During this guaranteed issue period, insurance companies must accept you regardless of pre-existing health conditions. Don’t wait, enroll as soon as you’re eligible.

 

Get Your Free Lake City Medicare Supplement Quote Today

You’ve chosen Lake City for its affordability, county seat services, and local hospital advantage, now protect your health and financial security with the right Medicare coverage. Whether you’re new to Medicare or looking to switch plans during Annual Enrollment, we’re here to help Lake City residents find the most affordable Medigap solutions.

Find Your Plan Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Main Cities and Towns In Columbia County

Watertown, Five Points, Fort White

Disclaimer:

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.

We do not market Advantage plans. Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. Availability varies by area. Services available where licensed.

We specialize in Medicare Supplement (Medigap) insurance and related products. We do not offer Medicare Advantage (MA) plans.

MedicareSupplementOnly.com is not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.

 No tax or legal advice is provided. Consult your tax advisor or attorney regarding your specific situation. Email and text communications may not be fully secure; please avoid sending sensitive personal information unless requested through a secure channel. All trademarks and logos are the property of their respective owners.

Contact: info@MedicareSupplementsOnly.com or 239.633.4392

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, and MCC Brokerage located in Tampa, Florida.
 
Content reviewed by Charles Lunsford, Licensed Life & Health Agent, FL
Disclaimer last updated: December 16, 2025,
 
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