Searching for The Best Medicare Supplement Plans Available In Beverly Hills, Florida?
Tailored Medigap Plan quotes for Citrus County seniors. Get personalized coverage today.
Why Medicare Supplements Matter Here in Beverly Hills: Your Guide to Coverage
Finding the Right Medigap Coverage for Your Yulee Retirement
Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Yulee or turning 65 soon, we help residents across Nassau County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind. Click Here To Compare All Plans
Beverly Hills Senior Demographics & Lifestyle
According to U.S. Census data, Beverly Hills has a welcoming and established senior community:
- Population: Approximately 9,800
- Residents 65+: About 38%
- Median age: 59 years
- Median household income: $44,000
- Home ownership rate: 82%
- Affordability: Very affordable Nature Coast living with low housing costs and property taxes
Many Beverly Hills retirees enjoy:
- Established Retirement Community: Mature neighborhoods with longtime residents and friendly atmosphere
- Affordable Living: Significantly lower costs than most Florida coastal areas
- Nature Coast Access: Short drive to Crystal River manatees, springs, Gulf Coast beaches
- Golf Communities: Several golf course neighborhoods with country club amenities
- Quiet Neighborhoods: Well-maintained residential streets, minimal traffic, peaceful living
- Proximity to Services: Close to Crystal River (10 minutes) and Inverness (10 minutes)
- Active Social Life: Community clubs, golf leagues, social organizations, churches
- Outdoor Recreation: Nearby Withlacoochee State Trail for biking and walking
- Wildlife Viewing: Natural Florida surroundings, birds, deer, peaceful environment
- Small-Town Feel: Friendly neighbors, genuine community bonds
- Strategic Location: Between Crystal River and Inverness, easy access to both towns
- Affordable Housing: Well-priced homes, low property taxes, budget-friendly living
- Senior Programs: Citrus County Senior Services provides transportation and programs
- Healthcare Access: Seven Rivers Regional Medical Center in Crystal River (10 minutes)
Beverly Hills attracts budget-conscious retirees seeking affordable Nature Coast living, established neighborhoods, golf amenities, and proximity to Crystal River’s springs and manatees. The combination of low costs, mature community, quiet lifestyle, and reasonable access to services makes it ideal for retirees on modest incomes who value stability and affordability.
What's the process?
We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails.
- Clear, Unbiased, Fast
- Licensed since 1994
- FL License #A169316
We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings.
- No pushy sales theater
- Right-sized plan
- Application concierge
Right-sized Medigap plan (G, N, or fit) for your ZIP and budget
Application concierge (e-app done right, the first time)
Annual rate-check so you don’t overpay next renewal
- Same day quotes
- Apples-to-apples
- 24-hour response
What Is a Medicare Supplement Plan?
Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”
With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.
How Do They Work?
You stay enrolled in Original Medicare.
Medicare pays its share of approved healthcare costs.
Your Medigap plan pays its share after that.
You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.
Fast Facts (Save Yourself Headaches)
- Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.
- Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.
- Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.
- Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.
Medigap vs. Advantage
- Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
- Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.
You want clarity, predictability, and freedom → Medigap usually wins.
What Drives Your Rate?
- ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history
Why Florida Seniors Choose Medicare Supplements Only?
Nearly 30 Years of Experience
Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.
Comprehensive Florida Coverage
We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.
No-Pressure, Independent Guidance
We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.
Which Plans Can You Choose in Beverly Hills?
Plans are standardized by letter — A through N — so a Plan G in Florida has the same benefits as a Plan G in any other state. The big differences are in monthly premium, underwriting rules, and which carriers sell it in your area.
The most popular in Florida today are Plan G (covers nearly everything except the Part B deductible) and Plan N (lower premium, but you pay a copay for office and ER visits). Click Here To Compare All Plans
What to Bring to the Call
Medicare ID (red/white/blue card) • Part B start month/year • Med list (optional) • Must-have doctors/hospitals • Current coverage (if any)
What You Get
- Right-sized Medigap plan (G, N, or fit) for your city and your budget
- Same-day quotes
- Application concierge (clean e-app, first time)
- Annual rate-check so you don’t overpay
Beverly Hills-Specific Notes
Community vs. Attained Age Rating: In Florida, most carriers use attained-age pricing — meaning your premium is based on the age you are when you enroll and can rise as you get older. That’s important to budget for.
Open Enrollment Window: You have a six-month guaranteed-issue period when you first enroll in Medicare Part B at age 65. After that, you may have to answer health questions to switch plans.
Household Discounts: Some Florida carriers offer a household or spousal discount if two people in the same household enroll.
Local Support: Since carriers and rates vary by county, we run quotes for your ZIP code to make sure you’re not overpaying.
What’s The Next Step?
If you’re turning 65 soon or already on Medicare and looking at options, we’ll compare every Medigap carrier available in your Florida county. You’ll see the actual premiums side by side, and we’ll walk you through how Plan G and Plan N stack up for your situation.
About Yulee: Community Snapshot for Seniors
Beverly Hills is Citrus County’s established residential community—a city of approximately 9,800 residents that offers affordable Nature Coast living, mature neighborhoods, and proximity to Crystal River’s attractions. Located between Crystal River (10 minutes north) and Inverness (10 minutes south), Beverly Hills provides quiet suburban living with easy access to services.
According to U.S. Census data, about 38% of Beverly Hills residents are 65 or older—one of Florida’s highest senior concentrations—with median household income of $44,000 and homeownership rate of 82%. The demographic profile reflects established retirees who chose Beverly Hills for affordability, stability, and Nature Coast lifestyle.
Beverly Hills developed primarily as a retirement destination starting in the 1950s-1960s. The city features mature neighborhoods with well-maintained homes, tree-lined streets, and established landscaping. The atmosphere is quiet, peaceful, and residential—this is suburban living focused on affordability and community rather than resort amenities or waterfront access.
Several golf communities provide country club amenities—courses, clubhouses, social activities. For golf enthusiasts, these neighborhoods offer affordable golf lifestyle with reasonable dues. The courses are mature with established trees and well-maintained conditions.
The cost of living is transformative for retirees on fixed incomes. Home prices are very affordable—$150,000-$250,000 for nice 2-3 bedroom homes in good neighborhoods. Property taxes are low. Daily expenses are reasonable. For retirees living on Social Security and modest pensions, Beverly Hills makes comfortable retirement possible.
The location is strategic. Crystal River (10 minutes north) provides the manatee encounters, springs swimming, waterfront dining, and Nature Coast attractions. Inverness (10 minutes south) offers shopping, services, dining, and the county government center. Beverly Hills residents enjoy proximity to both towns without paying waterfront prices.
The community is established and social. Churches are active. Social clubs, golf leagues, card groups, and community organizations provide social connections. The Withlacoochee State Trail (nearby) offers paved biking and walking paths through natural areas. Many residents know their neighbors and maintain longtime friendships.
Retirees are drawn to Beverly Hills for numerous compelling reasons: extreme affordability for Florida living, established mature neighborhoods, proximity to Crystal River springs and manatees (10 minutes), golf communities with affordable amenities, quiet peaceful residential lifestyle, significantly lower costs than coastal areas, friendly community atmosphere, easy access to services in Crystal River and Inverness, excellent nearby healthcare at Seven Rivers Regional Medical Center, and stable small-city living.
Healthcare access is excellent. Seven Rivers Regional Medical Center in Crystal River (10 minutes) provides comprehensive services—emergency care, cardiac care, orthopedics, surgery, and specialties. The short drive ensures quick access to quality care. Having comprehensive Medigap coverage protects against costs and provides peace of mind.
Beverly Hills occupies an important niche—providing affordable residential living for retirees who want Nature Coast access without waterfront prices. The mature neighborhoods attract people seeking stability, established communities, and budget-friendly retirement. The proximity to Crystal River provides easy access to springs, manatees, and waterfront amenities without the higher costs of living directly on the water.
For budget-conscious retirees seeking affordable Nature Coast living, established neighborhoods, golf amenities, proximity to Crystal River attractions, and stable community, Beverly Hills provides exceptional value. This is practical, affordable Florida retirement for people who prioritize low costs and stability over resort amenities and waterfront living.
Healthcare Access in Beverly Hills, Florida
Beverly Hills residents enjoy excellent nearby healthcare access:
Nearby Hospital:
- Seven Rivers Regional Medical Center (HCA Florida) – 6201 North Suncoast Boulevard, Crystal River – 128-bed hospital providing comprehensive services including emergency care, cardiac care, orthopedics, general surgery, diagnostic imaging, maternity services, intensive care
- Citrus Memorial Hospital
Located at 502 W Highland Blvd, Inverness, FL 34452, this hospital is just 1 mile from downtown Inverness, about a 3-minute drive. It offers emergency care, cardiology, and surgical services, and accepts Medicare Assignment. - HCA Florida Citrus Hospital
Found at 502 W Highland Blvd, Inverness, FL 34452 (co-located with Citrus Memorial), this facility is 1 mile from Inverness, a 3-minute drive. It provides comprehensive care, including oncology and orthopedics, and accepts Medicare Assignment. - Tampa General Hospital Crystal River
Located at 6201 N Suncoast Blvd, Crystal River, FL 34428, this facility is about 8 miles from Inverness, a 15-minute drive. It offers emergency and specialty care, and accepts Medicare Assignment. - AdventHealth Wesley Chapel
Found at 2600 Bruce B Downs Blvd, Wesley Chapel, FL 33544, this hospital is approximately 50 miles from Inverness, a 1-hour drive. It provides advanced surgical and cardiac care, and accepts Medicare Assignment. - Oak Hill Hospital
Located at 11375 Cortez Blvd, Brooksville, FL 34613, this hospital is about 25 miles from Inverness, a 35-minute drive. It offers emergency and specialty services, and accepts Medicare Assignment. - Bravera Health Seven Rivers
Found at 6201 N Suncoast Blvd, Crystal River, FL 34428 (co-located with TGH Crystal River), this facility is 8 miles from Inverness, a 15-minute drive. It provides surgical and primary care, and accepts Medicare Assignment.
Regional Hospitals:
- Oak Hill Hospital (HCA Florida, Brooksville) – 11375 Cortez Boulevard, Brooksville (30 miles south) – 336-bed hospital with advanced services
- Regional Medical Center Bayonet Point (HCA Florida, Hudson) – 14000 Fivay Road, Hudson (40 miles south) – 290-bed hospital with comprehensive care
Healthcare Excellence:
Beverly Hills’ location provides outstanding healthcare access. Seven Rivers Regional Medical Center (HCA Florida) in Crystal River is just 10 minutes away, offering comprehensive services—emergency care, cardiac care, orthopedic surgery, general surgery, and many specialties. For most healthcare needs, the short drive to Crystal River handles everything. For highly specialized care, Tampa (90 minutes) and Gainesville (90 minutes) offer academic medical centers. Having comprehensive Medigap coverage ensures protection whether receiving care locally or traveling for specialty services.
Pharmacies:
- CVS Pharmacy – Crystal River (10 minutes) and Inverness (10 minutes)
- Walgreens – Crystal River and Inverness locations
- Publix Pharmacy – Crystal River and Inverness area
- Walmart Pharmacy – Inverness (10 minutes)
- Independent pharmacies – Available in Crystal River and Inverness
Medicare-Accepting Doctors Serving Beverly Hills Residents
Primary Care (Crystal River and Inverness, both 10 minutes):
- Seven Rivers Primary Care – Multiple Crystal River locations
- Citrus Primary Care Physicians – Crystal River and Inverness offices
- BayCare Medical Group – Crystal River and Inverness locations
- Inverness Medical Associates – Comprehensive primary care
Cardiology:
- Citrus Cardiology Consultants – Crystal River and Inverness offices
- Seven Rivers Cardiology – Local cardiologists
- Multiple cardiology practices – Serving Citrus County
Orthopedics:
- Citrus Orthopaedic Associates – Crystal River and Inverness locations
- Seven Rivers Orthopedics – Bone and joint specialists
- Sports medicine specialists – Available locally
Internal Medicine & Geriatrics:
- Multiple internal medicine practices – Crystal River and Inverness area
- Geriatric specialists – Available in Citrus County
Specialty Care (Crystal River and Inverness area):
- Oncology – Cancer care available locally
- Neurology – Neurologists in the area
- Gastroenterology – GI specialists
- Pulmonology – Lung specialists
- Endocrinology – Diabetes specialists
- Urology – Multiple urologists locally
- Dermatology – Skin care specialists
- Ophthalmology – Eye care including surgery
- ENT – Ear, nose, throat specialists
- Podiatry – Foot and ankle care
- All other specialties – Most available in Crystal River or Inverness
Note: Beverly Hills residents have excellent physician access in nearby Crystal River and Inverness. Always verify Medicare acceptance when scheduling appointments.
Medicare-Accepting Medical Facilities Near Beverly Hills
- Seven Rivers Regional Medical Center (Crystal River) – 6201 North Suncoast Boulevard, Crystal River, FL 34428
- Oak Hill Hospital (Brooksville) – 11375 Cortez Boulevard, Brooksville, FL 34613
- Regional Medical Center Bayonet Point (Hudson) – 14000 Fivay Road, Hudson, FL 34667
- UF Health Shands Hospital (Gainesville) – 1600 SW Archer Road, Gainesville, FL 32608
- Tampa General Hospital – 1 Tampa General Circle, Tampa, FL 33606
- Multiple urgent care facilities – Throughout Citrus County
I use Medicare.gov’s Care Compare and Florida Health Finder to locate Medicare-accepting doctors and hospitals, ensuring affordable care with United American plans.
Driving Distances to Key Facilities
Facility | Location | Distance from Inverness | Drive Time |
Citrus Memorial Hospital | Inverness, FL | 1 mile | 3 minutes |
HCA Florida Citrus Hospital | Inverness, FL | 1 mile | 3 minutes |
Tampa General Hospital Crystal River | Crystal River, FL | 8 miles | 15 minutes |
Bravera Health Seven Rivers | Crystal River, FL | 8 miles | 15 minutes |
Oak Hill Hospital | Brooksville, FL | 25 miles | 35 minutes |
AdventHealth Wesley Chapel | Wesley Chapel, FL | 50 miles | 1 hour |
Local Resources & Next Steps
Citrus County Resources for Seniors:
- Citrus County Senior Services – 3400 South US Highway 41, Inverness (10 minutes): Programs, meals, activities, fitness: (352) 513-5335
- Senior Resource Alliance – Area Agency on Aging serving Citrus County: (800) 262-2243
- Florida SHINE (Serving Health Insurance Needs of Elders) – Free Medicare counseling: 1-800-963-5337
- Elder Options – Area Agency on Aging: (352) 378-6649
Healthcare Resources:
- Seven Rivers Regional Medical Center (Crystal River) – (352) 795-6560
- HCA Florida Healthcare – Network information and appointments
Community Resources:
- Beverly Hills Community Center – Local programs and activities
- Citrus County Library System – Services at Crystal River and Inverness branches
- Withlacoochee State Trail – Biking and walking trails nearby
- Beverly Hills golf courses – Community golf amenities
- Crystal River attractions – Manatees, springs (10 minutes north)
- Local churches – Active congregations and social programs
Additional Support:
- Florida Department of Elder Affairs – elderaffairs.org
- Medicare.gov – Official Medicare information and plan finder tool
- Citrus County Government – citrusbocc.com
- City of Beverly Hills
We Offer Expert Guidance to Your Perfect Supplement Plan
We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.
We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover
We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.
We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.
Our Services for Beverly Hills, FL Residents
We specialize in helping Citrus County seniors navigate Medicare Supplement options with understanding of established retirement communities:
✓ Free Plan Comparisons – We’ll show you rates from top-rated carriers available in ZIP code 34465
✓ Budget-Focused Solutions – We understand Beverly Hills’ cost-conscious retirees on fixed incomes
✓ Personalized Recommendations – Your health needs and financial situation matter; we find plans that fit
✓ Application Assistance – We handle all paperwork and follow up with carriers completely free
✓ Year-Round Support – Questions about claims, coverage, or billing? We’re here to help anytime
✓ Local Healthcare Knowledge – We understand Seven Rivers Regional Medical Center access from Beverly Hills
✓ No-Pressure Guidance – Patient education and honest advice, never pushy sales
✓ Plain Talk – Clear, simple language without confusing jargon
✓ Respect and Dignity – We treat everyone with respect regardless of income level
✓ Community Understanding – Familiar with Beverly Hills’ established neighborhoods and values
We’ve helped many Beverly Hills and Citrus County residents find Medicare Supplement plans that provide essential protection without financial strain. Whether you prefer meeting locally, talking by phone, or communicating by email, we work on your schedule with patience and professionalism.
Common Medicare Questions from Beverly Hills Residents
“Do I need a Medigap plan if I already have Original Medicare?”
Yes, absolutely—especially for Beverly Hills residents on fixed incomes. Original Medicare (Parts A & B) provides basic coverage but leaves significant gaps—deductibles, copays, and coinsurance that can cost thousands of dollars. A Medicare Supplement plan fills these gaps, protecting your limited retirement income. With Seven Rivers Regional Medical Center in Crystal River just 10 minutes away providing comprehensive services, you want coverage that works seamlessly. One hospitalization without Medigap coverage could wipe out your savings and threaten your ability to stay in your home.
“Which plan can I afford on a tight budget—Plan G or Plan N?”
Both plans work well for Beverly Hills residents, with the choice depending on your budget and healthcare usage. Plan N is often the better choice for those on tighter budgets—the monthly premium is typically $35-50 lower than Plan G, saving $420-600 per year. With Plan N, you pay small copays when you see doctors ($20 for office visits, $50 for ER visits that’s waived if admitted), but you save significantly on monthly costs. For someone living on Social Security and a modest pension in Beverly Hills, that premium difference can be meaningful for your monthly budget. Plan G offers more comprehensive coverage with no copays but costs more. We’ll help you calculate which option saves you the most money based on how often you see doctors.
“Can I use my Medigap plan at Seven Rivers Regional Medical Center in Crystal River?”
Absolutely! That’s the beauty of Medicare Supplement plans—they work with any doctor or hospital that accepts Original Medicare, anywhere in the United States. Whether you’re getting care at Seven Rivers Regional Medical Center in Crystal River (10 minutes away), seeing specialists in the area, or traveling to visit family elsewhere, your coverage works identically. Distance from your Beverly Hills home doesn’t matter at all. No networks, no geographic restrictions, complete freedom to choose your healthcare providers.
“I’m on a limited fixed income—can I really afford Medigap coverage?”
You really can’t afford NOT to have it. Without Medigap, one serious illness or hospitalization could cost $5,000-$15,000 or more in out-of-pocket expenses. That could force you to sell your home or exhaust your entire life savings. Plan N costs around $100-140 per month but protects you from financial catastrophe. Think of it this way: you’ve chosen Beverly Hills specifically for affordability to make your retirement income last. One medical emergency without Medigap could destroy everything you’ve carefully budgeted. The peace of mind alone is worth it, plus you’ll likely save money over time by avoiding massive medical bills.
“When is the best time to enroll in a Medigap plan?”
The ideal time is during your Medigap Open Enrollment Period—the 6-month window starting when you’re 65 or older and enrolled in Medicare Part B. During this guaranteed issue period, insurance companies must accept you regardless of pre-existing health conditions and cannot charge higher rates based on your health. This protection is invaluable. Many Beverly Hills residents transitioning from employer coverage or moving from other states enroll during this period to ensure protection from day one. Don’t wait—missing this window could mean difficulty getting coverage or significantly higher costs if you develop health issues. Enroll as soon as you’re eligible.
Find Your Plan Today
Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services
Disclaimer:
MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.
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We specialize in Medicare Supplement (Medigap) insurance and related products. We do not offer Medicare Advantage (MA) plans.
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