Medicare Supplement Plans in Mobile, Alabama
Compare Medigap plans for Mobile and Baldwin County residents with an agent licensed in Alabama. Free quotes for your ZIP code, with no obligation.
Free and no obligation. A licensed agent will send your quote within 24 hours.
Compare Plans • Speak With a Licensed Advisor • Quotes Within 24 Hours
Medicare Supplement Planning in Mobile
The Mobile area covers the city of Mobile, west Mobile, Saraland and Theodore, and across the bay the Eastern Shore towns of Daphne, Spanish Fort and Fairhope, down to Foley, Gulf Shores and Orange Beach. Baldwin County in particular has drawn retirees from all over the country.
Many people I talk with here are new to Alabama and want to know whether the Medigap plan they bought in another state is still a good price, or how Alabama rules compare with what they had before.
Estimate Your Monthly Premium
See the range of Medicare Supplement rates for your Florida or Alabama ZIP code. No name, phone or email needed.
What Medicare Supplement Plans Cost in Mobile
These are the median monthly rates listed in the Medicare.gov Medigap policy search for ZIP code 36602, for a non-tobacco applicant age 65, with the lowest and highest company rates beneath each one.
| Plan | Women, 65 | Men, 65 |
|---|---|---|
| Plan G | $176 $137 to $531 | $199 $154 to $599 |
| Plan N | $123 $102 to $360 | $132 $118 to $406 |
| High-Deductible Plan G | $53 $34 to $77 | $59 $37 to $86 |
Rates rise with age. At 75, the median Plan G rate for a woman is $223 a month. The bigger difference is between companies: for the same Plan G benefits at 65, rates run from $137 to $531 a month.
Source: Medicare.gov Medigap policy search, searched November 10, 2026, using each company’s standard rate. Household discounts and policy fees are not included, and your quote can differ.
Why Mobile Residents Choose Medigap Coverage
Mobile is the medical center for the Gulf Coast, with Mobile Infirmary, USA Health University Hospital and Springhill Medical Center, while Baldwin County residents also use Thomas Hospital in Fairhope and Baldwin Health in Foley. A Medigap plan works at all of them, and anywhere else in the United States, which matters if a hurricane evacuation sends you to a doctor in another state.
After the $283 Part B deductible, Plan G pays the rest of the Medicare-approved bill, including the $1,736 hospital deductible. Plan N costs less each month and adds small copays for some office and emergency room visits.
Hospitals and Care Near Mobile
Medicare-certified acute care hospitals in the area include:
- Mobile Infirmary Medical Center, Mobile
- USA Health University Hospital, Mobile
- USA Health Providence Hospital, Mobile
- Springhill Medical Center, Mobile
- Thomas Hospital, Fairhope
- Baldwin Health, Foley
- North Baldwin Infirmary, Bay Minette
Medicare’s Care Compare lists 17 Medicare-certified nursing homes and 7 hospice agencies in Mobile County (October 2026 data).
About Mobile: Medicare Snapshot for Seniors
Mobile is Alabama’s only saltwater port and one of its oldest cities, known for its downtown historic districts and its claim as the birthplace of Mardi Gras in the United States. Baldwin County, across Mobile Bay, has 67,345 people with Medicare as of July 2026 and is one of the fastest-growing retirement areas in the Southeast.
CMS counts 90,802 people with Medicare in Mobile County as of July 2026. Of those, 26,507 (29.2%) are in Original Medicare, where a Medigap plan can be added, compared with 38.5% statewide, and 64,295 are in Medicare Advantage or other health plans. About 22,400 are 65 to 69, the ages when most people buy their first Medigap plan.
Free, unbiased Medicare counseling is available from Alabama’s State Health Insurance Assistance Program through the South Alabama Regional Planning Commission Area Agency on Aging, which serves Mobile, Baldwin and Escambia counties. Call 1-800-243-5463 to reach your local office.
Common Medicare Questions from Mobile Residents
“I moved to Mobile or Baldwin County from another state. Can I keep my Medigap plan?”
Yes. A Medigap policy stays with you when you move, though the company may change your premium to its Alabama rate. It's worth comparing, but switching to a new company outside open enrollment usually means answering health questions, so keep your current plan until a new one is approved.
“Does my Medigap plan cover me if I evacuate for a hurricane?”
Yes. A Medigap plan works with any doctor or hospital in the United States that accepts Medicare, so your coverage goes with you if you evacuate. There is no network to stay inside.
More answers: enrollment timing, Plan G vs Plan N, travel coverage and more
Medicare Supplement Help in Other Alabama Areas
- Medicare Supplement plans in Birmingham
- Medicare Supplement plans in Huntsville
- Medicare Supplement plans in Montgomery
- Medicare Supplement plans in Tuscaloosa
For statewide rates, enrollment steps and Alabama rules, see our Alabama Medicare Supplement guide.
Get Your Free Medicare Supplement Quote Today
Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services
Disclaimer:
Site Ownership and Licensing
MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994) and in Alabama as a nonresident agent. National Producer Number (NPN): 553216.
Insurance product descriptions on this site are provided for informational and marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and may change over time.
Medicare Program Disclosure
This website is not connected with or endorsed by the U.S. government or the federal Medicare program.
Medicare Supplement policies are offered by private insurance companies. Medicare Supplement plans work alongside Original Medicare Parts A and B.
Medicare Advantage plans are not marketed through this site.
This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.
Additional Disclosures
No tax or legal advice is provided. Consult a qualified tax advisor or attorney regarding your specific situation.
Email and text communications may not be fully secure. Please avoid sending sensitive personal information unless requested through a secure channel.
All trademarks and logos are the property of their respective owners.
Contact Information
Email: info@medicaresupplementsonly.com
Phone: 239.633.4392
Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, and MCC Brokerage located in Tampa, Florida.
Content Review
Content reviewed by Charles “Chuck” Lunsford, Licensed Life & Health Agent, Florida License A169316 and Alabama, NPN 553216