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Why Medicare Supplements Matter Here in Tavernier: Your Guide to Coverage

Mariners Hospital Tavernier Florida, best healthcare access in Florida Keys

Finding the Right Medigap Coverage for Your Tavernier Retirement

Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Tavernier or turning 65 soon, we help residents across Monroe County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind.  Click Here To Compare All Plans

 

Tavernier Senior Demographics & Lifestyle

According to U.S. Census data, Tavernier has an Upper Keys unincorporated community:

  • Population: Approximately 2,200
  • Residents 65+: About 25%
  • Median age: 53 years
  • Median household income: $61,000
  • Home ownership rate: 76%
  • Affordability: Very expensive; premium Upper Keys living costs

Many Tavernier retirees enjoy:

  • Mariners Hospital Location: Hospital right in community, major healthcare advantage
  • Upper Keys Gateway: First community after crossing from mainland
  • Diving & Snorkeling Paradise: Exceptional coral reefs, clear waters
  • Island Paradise: Tropical beauty, laid-back atmosphere
  • Year-Round Tropical Climate: Perfect weather, endless summer
  • Fishing Excellence: Outstanding sportfishing, easy access
  • Harry Harris Park: Community beach park, local gathering place
  • High Homeownership: Extremely stable community, most residents own homes
  • Natural Beauty: Atlantic Ocean, Florida Bay, pristine waters
  • Marine Lifestyle: Boating, fishing, diving define daily life
  • Closest Keys to Miami: 70 miles to Miami, best mainland access
  • Florida Keys Wild Bird Center: Wildlife rehabilitation and education
  • Quiet Upper Keys Character: Residential atmosphere, less touristy
  • Strategic Keys Position: Gateway location with easy mainland access
  • Affordable Keys Option: Lower costs than Islamorada while maintaining quality

Tavernier attracts budget-conscious yet affluent retirees seeking premium tropical island living with exceptional hospital access and best Keys-to-mainland proximity. The combination of having Mariners Hospital locally (unique advantage), closest Keys position to Miami (70 miles), high homeownership (76%, highest in Keys), residential character, and somewhat lower costs than Islamorada makes it ideal for retirees with substantial resources who prioritize healthcare access, practical mainland proximity, and authentic Upper Keys living without extreme prices.

What's the process?

We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails. 

We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings. 

Right-sized Medigap plan (G, N, or fit) for your ZIP and budget

Application concierge (e-app done right, the first time)

Annual rate-check so you don’t overpay next renewal

What Is a Medicare Supplement Plan?

Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”

 

With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.

 

How Do They Work?

  • You stay enrolled in Original Medicare.

  • Medicare pays its share of approved healthcare costs.

  • Your Medigap plan pays its share after that.

You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.

ebook cover which describes "Choosing a Medigap Policy" offered my Medicare.gov
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Fast Facts (Save Yourself Headaches)

  • Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.

     

  • Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.

     

  • Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.

     

  • Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.

Medigap vs. Advantage 

  • Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
  • Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.

    You want clarity, predictability, and freedom → Medigap usually wins.

What Drives Your Rate?

  • ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history

Why Florida Seniors Choose Medicare Supplements Only?

Nearly 30 Years of Experience

Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.

Comprehensive Florida Coverage

We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.

No-Pressure, Independent Guidance

We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.

Which Plans Can You Choose in Tavernier?

Plans are standardized by letter — A through N — so a Plan G in Florida has the same benefits as a Plan G in any other state. The big differences are in monthly premium, underwriting rules, and which carriers sell it in your area.

 

The most popular in Florida today are Plan G (covers nearly everything except the Part B deductible) and Plan N (lower premium, but you pay a copay for office and ER visits). Click Here To Compare All Plans

 

What to Bring to the Call

Medicare ID (red/white/blue card) • Part B start month/year • Med list (optional) • Must-have doctors/hospitals • Current coverage (if any)

 

What You Get

  • Right-sized Medigap plan (G, N, or fit) for your city and your budget
  • Same-day quotes 
  • Application concierge (clean e-app, first time)
  • Annual rate-check so you don’t overpay

Mayo-Specific Notes

  • Community vs. Attained Age Rating: In Florida, most carriers use attained-age pricing — meaning your premium is based on the age you are when you enroll and can rise as you get older. That’s important to budget for.

  • Open Enrollment Window: You have a six-month guaranteed-issue period when you first enroll in Medicare Part B at age 65. After that, you may have to answer health questions to switch plans.

  • Household Discounts: Some Florida carriers offer a household or spousal discount if two people in the same household enroll.

  • Local Support: Since carriers and rates vary by county, we run quotes for your ZIP code to make sure you’re not overpaying.

What’s The Next Step?

If you’re turning 65 soon or already on Medicare and looking at options, we’ll compare every Medigap carrier available in your Florida county. You’ll see the actual premiums side by side, and we’ll walk you through how Plan G and Plan N stack up for your situation.

Why Tavernier Residents Need Medicare Supplement Coverage

Tavernier residents face unique healthcare challenges that make Medicare Supplement coverage especially important:

Local Hospital – Major Advantage: Tavernier has Mariners Hospital right in the community, providing emergency care, basic surgical services, primary care, and hospital care locally. This is THE major healthcare advantage for Tavernier – having a full-service hospital in your community is exceptional for the Keys. However, comprehensive tertiary care still requires driving to Miami (70 miles, 80-90 minutes). The local hospital combined with best Keys-to-Miami proximity creates the best healthcare situation in the entire Florida Keys.

High Cost of Living Reality: With median household income of $61,000, necessary for Keys costs, residents face premium island expenses. Medical transport to Miami can be expensive when needed. One complex hospitalization requiring Miami transfer could cost $5,000-$15,000+ without Medigap. For those who’ve invested in Tavernier island living, protecting against catastrophic medical costs is essential.

Distance to Tertiary Care: While Mariners Hospital (right here locally) handles routine care and many emergencies, complex cardiac procedures, advanced cancer treatment, neurosurgery, and tertiary specialties require Miami (70 miles, 80-90 minutes driving). However, Tavernier has THE BEST tertiary access in the entire Florida Keys – only 70 miles to Miami versus 80 from Islamorada, 110 from Marathon, and 160 from Key West. Comprehensive Medigap coverage ensures financial barriers don’t prevent accessing necessary specialized tertiary care when needed.

Best Keys Healthcare Position: Tavernier offers THE BEST healthcare access in the entire Florida Keys – local full-service hospital PLUS closest proximity to Miami tertiary care. This unique combination makes Tavernier exceptionally attractive for retirees prioritizing healthcare access while maintaining authentic Keys lifestyle.

Plan G or Plan N: The Choice for Tavernier: For Tavernier’s situation, both Plan G and Plan N merit strong consideration. Plan G ($140-180/month typically) provides the most comprehensive coverage with no copays, eliminating all cost-sharing for local Mariners Hospital care and Miami transfers when needed. Plan N ($100-140/month typically) saves $35-50 monthly ($420-600 annually) but requires small copays ($20 office visits, $50 ER visits waived if admitted). Given Tavernier’s exceptional local hospital advantage, Plan N is extremely popular for its value – you have Mariners Hospital right here for routine care, and the monthly savings add up while still protecting against Miami transfer costs. However, Plan G provides complete peace of mind. We’ll help you decide which fits your situation.

About Tavernier: Community Snapshot for Seniors

Tavernier is an unincorporated community of approximately 2,200 residents on the first major island after crossing from mainland Florida into the Florida Keys in Monroe County. Located 70 miles south of Miami via the Overseas Highway, Tavernier offers premium tropical island living with the best healthcare access in the entire Florida Keys.

According to U.S. Census data, about 25% of Tavernier residents are 65 or older (highest percentage among Keys communities), with median household income of $61,000 and homeownership rate of 76% (highest in Keys). The demographic reflects affluent retirees, healthcare professionals (Mariners Hospital employees), boaters, divers, and people seeking Upper Keys island lifestyle with healthcare security. The economy centers on Mariners Hospital (major employer), residential living, marine services, small retail, and Keys lifestyle support, creating a stable residential community focused on quality of life.

Harry Harris Park Tavernier Florida, community beach and Upper Keys lifestyle

Tavernier’s defining reality is premium tropical island living with THE BEST healthcare access in Florida Keys at somewhat lower costs than Islamorada. This unique combination of local hospital plus closest Miami proximity creates unmatched Keys healthcare advantage.

 

The cost of living is very expensive but somewhat lower than Islamorada. Home prices typically range from $350,000-$800,000 for modest properties, with premium waterfront properties reaching $1,000,000-$3,000,000+. While still very expensive, Tavernier offers relative value compared to Islamorada while maintaining quality. The 76% homeownership rate (absolute highest in Keys) indicates an exceptionally stable community with many longtime residents who’ve found the sweet spot of Keys living. Groceries cost premium prices. Insurance is extremely expensive. Everything costs island premiums. For retirees with good assets, Tavernier offers best Keys value with healthcare security. This is premium Keys retirement with practical advantages.

 

The Mariners Hospital presence creates THE defining advantage. Having a full-service hospital right in the community is exceptional for Florida Keys. Mariners Hospital provides emergency care, surgical services, primary care, specialists, imaging, laboratory, and routine hospital care locally. For Keys residents, this local hospital access is transformative – most Keys communities require 15-60 minute drives for hospital care. Tavernier residents have it right here. This healthcare security attracts many retirees and provides peace of mind unavailable in most Keys locations.

 

The gateway Keys location creates strategic advantage. As the first major community after crossing Jewfish Creek Bridge from the mainland, Tavernier provides an authentic Keys lifestyle with best mainland proximity. Miami is only 70 miles (80-90 minutes), closest Keys-to-Miami distance. This makes Tavernier practical for those wanting Keys living without extreme isolation. Shopping trips, medical appointments, visiting mainland family, all easier from Tavernier than anywhere else in Keys.

 

The high senior population (25%, highest in Keys) reflects Tavernier’s appeal to retirees. The combination of local hospital, high homeownership, reasonable mainland access, and stable residential character attracts retirees seeking authentic Keys living with practical advantages. Many retirees specifically choose Tavernier for healthcare security.

 

The exceptional homeownership rate (76%, absolute highest in Keys) indicates remarkable community stability. Many residents are longtime Keys dwellers who’ve established roots. The stability creates strong community bonds and neighborhood character. For retirees seeking an established community, the homeownership rate signals stability.

 

The diving and snorkeling excellence provides primary recreation. Upper Keys coral reefs, clear waters, and marine life create world-class diving and snorkeling. Florida Keys National Marine Sanctuary protects the ecosystem. Many residents dive regularly as lifestyle focus.

 

Fishing excellence complements lifestyle. While not “Sport Fishing Capital” like Islamorada, Tavernier offers outstanding fishing access. Atlantic offshore fishing, Florida Bay flats fishing, and reef fishing provide diverse opportunities. Many residents fish regularly.

 

The marine lifestyle pervades the community. Boating, diving, fishing, and water activities define daily existence. Many residents own boats. The maritime culture creates community identity. Boat access competes with car access for importance.

 

The Harry Harris Park provides a community gathering place. The small public beach park offers beach access, picnic areas, and local gathering spot. For a community this size, having public beach access matters. The park hosts community events and provides social center.

 

The Florida Keys Wild Bird Center (rehabilitation facility) reflects the community’s environmental focus. The bird rescue and education center treats injured birds and provides community education. The facility represents Keys environmental stewardship.

 

The quiet residential character distinguishes it from touristy Keys communities. Tavernier maintains a primarily residential atmosphere without extensive commercial development. No major resorts or entertainment districts. The residential character appeals to retirees seeking authentic Keys living without tourism intensity.

 

The strategic position provides Keys access. Being a gateway community means entire Keys chain is accessible southward – Key Largo (15 minutes), Islamorada (25 minutes), Marathon (60 minutes), Key West (2+ hours), all reachable while maintaining best mainland access.

 

Healthcare access is Tavernier’s defining advantage and THE BEST in Florida Keys. Mariners Hospital (right here in Tavernier) provides emergency care, surgical services, primary care, specialists, and routine hospital care locally. For complex tertiary care, residents drive to Miami (70 miles, 80-90 minutes) – the CLOSEST Keys-to-Miami distance. The combination of local full-service hospital PLUS closest Miami proximity creates unmatched Keys healthcare access. Having comprehensive Medigap coverage is essential to protect against costs for local Mariners Hospital care and especially for Miami transfers when complex tertiary care is needed, but Tavernier residents have the best healthcare situation in the entire Florida Keys.

 

The relationship with Miami is most practical in Keys. Miami provides tertiary medical care, major shopping, urban resources, and mainland connection. Tavernier offers tropical island paradise with healthcare security. The 80-90 minute drive makes Miami the most accessible from any Keys community, allowing regular mainland access while maintaining island lifestyle.

 

The Overseas Highway connection begins here. As a gateway Keys community, Tavernier sits at the beginning of the scenic Keys journey. Traffic can be heavy but position near mainland makes commuting or frequent mainland trips more practical.

 

The natural surroundings provide tropical beauty. Atlantic Ocean waters, Florida Bay, coral reefs, and tropical ecosystems create constant connection to Keys environment. Daily water activities and tropical lifestyle define existence.

 

The cost of living extends to all expenses but offers relative Keys value. Dining, entertainment, insurance, utilities cost premium prices but somewhat less than Islamorada. Hurricane insurance is extremely expensive. Residents accept high costs but appreciate relative value.

 

The safety and security are excellent. Crime rates are low. Hurricane preparation is essential. The stable residential community with high homeownership manages well together.

 

The seasonal character is present but less extreme than Key West. Winter brings more activity and visitors. Summer is quieter with primarily locals and hurricane season reality. The residential character moderates seasonal swings.

 

Retirees are drawn to Tavernier for specific compelling reasons: Mariners Hospital right in community providing unmatched Keys healthcare security, closest Keys position to Miami (70 miles) for best tertiary care access, highest homeownership rate in Keys (76%) indicating exceptional stability, highest senior population percentage (25%) showing retiree preference, somewhat lower costs than Islamorada while maintaining quality, year-round perfect tropical climate, excellent diving and fishing, quiet residential character without tourism intensity, gateway Keys position with easy mainland access, and authentic Upper Keys island living with practical advantages making it THE BEST healthcare access situation in entire Florida Keys.

 

For affluent healthcare-conscious retirees with substantial resources seeking tropical island paradise with EXCEPTIONAL healthcare access (local hospital plus closest Miami proximity), those willing to pay premium prices but wanting best Keys value with medical security and practical mainland access, Tavernier provides the optimal Upper Keys retirement. This is premium tropical paradise for people who prioritize healthcare access, practical advantages, and authentic Keys living with best-in-Keys medical situation.

Healthcare Access in Tavernier, Florida

Tavernier residents have THE BEST healthcare access in the Florida Keys:

 

Local Hospital – MAJOR ADVANTAGE:

 

  • Mariners Hospital, 91500 Overseas Highway, Tavernier, full-service hospital RIGHT HERE providing emergency care, surgical services, primary care, specialists, diagnostic imaging, laboratory services, routine hospital care

Closest Tertiary Care Access in Keys (Miami, 70 miles, 80-90 minutes):

  • Jackson Memorial Hospital (Miami), 1611 NW 12th Avenue, Miami (70 miles, 80-90 minutes – CLOSEST from any Keys community), comprehensive tertiary hospital
  • Baptist Health South Florida (multiple Miami locations), comprehensive tertiary services
  • University of Miami Health System, world-class academic medical center

     

THE BEST Healthcare Situation in Florida Keys:

Tavernier residents have THE BEST healthcare access in the entire Florida Keys – bar none. Mariners Hospital provides full-service hospital care RIGHT HERE locally for emergency care, routine hospital care, surgical services, and most medical needs. This eliminates the 15-60 minute drives to hospital required in most Keys communities. PLUS, Tavernier has the closest proximity to Miami (70 miles) for tertiary care – closer than Key Largo (80 miles), much closer than Marathon (110 miles), and dramatically closer than Key West (160 miles). This combination of local full-service hospital PLUS closest Miami tertiary access creates unmatched Keys healthcare advantage.

 

Having comprehensive Medicare Supplement coverage is ESSENTIAL for Tavernier residents because:

  • Even with exceptional local hospital, complex tertiary care requires Miami (70 miles, 80-90 minutes)
  • Without Medigap, one hospitalization could cost $1,564+ (Part A deductible) plus 20% of Part B costs at Mariners Hospital
  • Miami transfer for complex care could cost $5,000-$15,000+ without coverage
  • Best Keys healthcare access deserves best insurance protection

Pharmacies:

  • CVS Pharmacy, Tavernier
  • Walgreens, Tavernier
  • Mariners Hospital Pharmacy, Tavernier
  • Local pharmacies, Tavernier

Medicare-Accepting Doctors Serving Tavernier Residents

Primary Care (Tavernier – LOCAL):

  • Mariners Hospital, primary care clinics RIGHT HERE
  • Multiple family practice physicians, good local selection

Specialists (Tavernier – LOCAL, good selection):

  • Mariners Hospital specialists, good local selection
  • Most routine specialist care available locally

Tertiary Specialists (Miami, 70 miles, 80-90 minutes – CLOSEST from Keys):

  • Advanced cardiac surgery, tertiary centers
  • Neurosurgery, tertiary centers
  • Complex oncology, tertiary centers
  • All tertiary specialties, available in Miami

Note: Tavernier has THE BEST local medical resources in Florida Keys with Mariners Hospital RIGHT HERE. Complex tertiary care requires Miami (70 miles, 80-90 minutes) – CLOSEST Miami access from any Keys community. Always verify Medicare acceptance.

Driving Distances to Key Facilities

Facility

Location

Distance from Tavernier

Drive Time

Mariners Hospital

Tavernier, FL

LOCAL

2-5 minutes

Jackson Memorial Hospital

Miami, FL

70 miles

80-90 minutes

Baptist Health South Florida

Miami, FL

70 miles

80-90 minutes

Note: Tavernier has CLOSEST Miami access from any Florida Keys community

I use Medicare.gov’s Care Compare and Florida Health Finder to locate Medicare-accepting doctors and hospitals, ensuring affordable care with United American plans.

Local Resources & Next Steps

Monroe County Resources for Seniors:

  • Monroe County Social Services, programs and support
  • Area Agency on Aging for Southwest Florida, elder services: (866) 413-5337
  • Florida SHINE (Serving Health Insurance Needs of Elders), free Medicare counseling: 1-800-963-5337

Healthcare Resources:

  • Mariners Hospital (RIGHT HERE), (305) 434-3000

Community Resources:

  • Harry Harris Park, community beach and gathering place
  • Florida Keys Wild Bird Center, wildlife rehabilitation
  • Local diving and snorkeling, excellent coral reefs
  • Fishing access, outstanding sportfishing
  • Community events, local celebrations

Additional Support:

  • Florida Department of Elder Affairs, elderaffairs.org
  • Medicare.gov, official Medicare information and plan finder tool
  • Monroe County Government, monroecounty-fl.gov

We Offer Expert Guidance to Your Perfect Supplement Plan

We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.

We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover

We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.

We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.

Our Services for Tavernier, FL Residents

We specialize in helping Monroe County seniors navigate Medicare Supplement options with understanding of Tavernier’s exceptional healthcare advantages:

Free Plan Comparisons, we’ll show you rates from top-rated carriers available in ZIP code 33070

Best Keys Healthcare Understanding, we know Tavernier has Mariners Hospital RIGHT HERE plus closest Miami access

Personalized Recommendations, your exceptional healthcare situation deserves optimal coverage

Application Assistance, we handle all paperwork completely free

Year-Round Support, questions? We’re here to help anytime

No-Pressure Guidance, patient, respectful advice, never pushy

Plain Talk, simple, clear language

Florida Keys Appreciation, understanding of Tavernier’s unique healthcare advantages


We’ve helped many Tavernier and Monroe County residents find Medicare Supplement plans that maximize their exceptional healthcare access. We work entirely by phone or email to accommodate your needs, always with patience and understanding.

Common Medicare Questions from Tavernier Residents

“Do I need a Medigap plan if we have Mariners Hospital right here?”

For Tavernier residents, a Medicare Supplement plan is ABSOLUTELY ESSENTIAL, even with the exceptional advantage of having Mariners Hospital right here locally. While having a full-service hospital in your community is THE best healthcare situation in the Florida Keys, Original Medicare still leaves you responsible for significant out-of-pocket costs. At Mariners Hospital, you’d pay the Part A deductible ($1,564+ for each hospital admission) plus 20% of Part B costs for outpatient care, doctors, and procedures. Additionally, complex tertiary care still requires Miami (though you have the closest access at 70 miles). One complex hospitalization could cost $5,000-$15,000+ without Medigap. Your exceptional healthcare access deserves comprehensive insurance protection.

“Which plan should I choose – Plan G or Plan N?”

For Tavernier’s unique situation, both Plan G and Plan N are excellent choices. Plan G ($140-180/month typically) provides the most comprehensive coverage with zero copays, eliminating all cost-sharing. Plan N ($100-140/month typically) saves $35-50 monthly ($420-600 annually) but requires small copays ($20 office visits, $50 ER visits waived if admitted). Given Tavernier’s exceptional advantage of having Mariners Hospital RIGHT HERE, Plan N is extremely popular – you save monthly premiums while having the hospital nearby for routine care, yet you’re still protected for Miami transfers when needed. Many Tavernier residents choose Plan N for the value. However, Plan G provides complete peace of mind with zero copays. We’ll help you decide which fits your situation.

“Can I use my Medigap plan at Mariners Hospital and in Miami?”

Absolutely! That’s the critical benefit of Medicare Supplement plans, they work with any doctor or hospital that accepts Original Medicare, anywhere in the United States. Whether you’re getting routine care at Mariners Hospital (right here in Tavernier), tertiary care in Miami (when needed), or traveling elsewhere, your coverage works identically. No networks, no geographic restrictions, complete freedom to choose your healthcare providers. This is especially valuable in Tavernier where you have THE BEST healthcare access in the Keys – local full-service hospital PLUS closest Miami tertiary access.

“When is the best time to enroll in a Medigap plan?”

The ideal time is during your Medigap Open Enrollment Period, the 6-month window starting when you’re 65 or older and enrolled in Medicare Part B. During this guaranteed issue period, insurance companies must accept you regardless of pre-existing health conditions. Don’t wait, enroll as soon as you’re eligible.

 

Get Your Free Tavernier Medicare Supplement Quote Today

You’ve chosen Tavernier for THE BEST healthcare access in the Florida Keys, now protect your health and financial security with the right Medicare coverage. Whether you’re new to Medicare or looking to switch plans during Annual Enrollment, we’re here to help Tavernier residents find the best Medigap solutions for your exceptional healthcare situation.

Other Cities and Towns In Monroe County

Key West, Key Largo, Marathon, Islamorada, Stock Island, Big Pine Key, Big Coppitt Key, Cudjoe Key  North Key Largo, Duck Key, Key Colony Beach, Layton

Find Your Plan Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Disclaimer:

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.

We do not market Advantage plans. Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. Availability varies by area. Services available where licensed.

We specialize in Medicare Supplement (Medigap) insurance and related products. We do not offer Medicare Advantage (MA) plans.

MedicareSupplementOnly.com is not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.

 No tax or legal advice is provided. Consult your tax advisor or attorney regarding your specific situation. Email and text communications may not be fully secure; please avoid sending sensitive personal information unless requested through a secure channel. All trademarks and logos are the property of their respective owners.

Contact: info@MedicareSupplementsOnly.com or 239.633.4392

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, and MCC Brokerage located in Tampa, Florida.
 
Content reviewed by Charles Lunsford, Licensed Life & Health Agent, FL
Disclaimer last updated: December 16, 2025,
 
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