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Why Medicare Supplements Matter Here in Lake Placid: Your Guide to Coverage

Downtown Lake Placid Florida, affordable Ridge town and high senior populationFinding the Right Medigap Coverage for Your Lake Placid Retirement

Choosing a Medicare Supplement plan doesn’t have to be complicated. Whether you’re already enjoying retirement in Lake Placid or turning 65 soon, we help residents across Highlands County find Medigap coverage that fits their health needs and budget. From covering those gaps in Original Medicare to protecting you from unexpected medical bills, the right plan makes all the difference in your peace of mind.  Click Here To Compare All Plans

 

Lake Placid Senior Demographics & Lifestyle

According to U.S. Census data, Lake Placid has a vibrant and active senior community:

  • Population: Approximately 2,400
  • Residents 65+: About 38% (among the highest concentrations in Florida)
  • Median age: 58 years
  • Median household income: $40,000
  • Home ownership rate: 75%
  • Affordability: Housing costs 30-40% below Florida state average; very low property taxes

Many Lake Placid retirees enjoy:

  • Mural Capital of Florida: Over 50 colorful murals throughout downtown depicting Florida history and wildlife—a unique artistic attraction
  • Lake Living: Surrounded by 27 pristine lakes including Lake Placid, Lake June, and Lake Istokpoga (Florida’s 5th largest lake) for fishing, boating, and waterfront living
  • Historic Downtown: Charming Main Street with local shops, restaurants, antique stores, and the famous Caladium Festival
  • Caladium Capital of the World: Lake Placid produces 98% of the world’s caladium bulbs—celebrated each Labor Day weekend with the Caladium Festival
  • Golf: Lake Placid Country Club and other nearby courses offer affordable year-round play
  • Outdoor Recreation: Placid Lakes area, nature trails, bird watching (designated Bird Watching Capital), kayaking, fishing charters
  • Small-Town Charm: Safe, walkable downtown where everyone knows their neighbors
  • Arts & Culture: Highlands County Community Theatre, Lake Placid Art League, murals walking tours
  • Community Events: Caladium Festival, Mural Festival, Lake Placid Car Show, farmers markets
  • Affordability: One of Florida’s best values for retirement living with very low cost of living
  • Senior Programs: Active senior community with Highlands County Senior Services providing meals, transportation, and social activities
  • Natural Beauty: Rolling hills, oak-lined streets, and spectacular lake views throughout town

Lake Placid attracts retirees seeking a peaceful, artistic small-town atmosphere with exceptional lake access and rock-bottom prices. The combination of natural beauty, unique cultural character (those murals!), and extreme affordability makes it perfect for budget-conscious retirees who appreciate art, nature, and genuine community.

What's the process?

We’re easy to reach. Most use our form. This allows us to call you at the time of your convenience. We’ll ask about your Part B date, current coverage (if any), budget guardrails. 

We shop carriers and identify underwriting flags (if any), Once we’ve identified several, we’ll contact you to set up the best time to go over our findings. 

Right-sized Medigap plan (G, N, or fit) for your ZIP and budget

Application concierge (e-app done right, the first time)

Annual rate-check so you don’t overpay next renewal

What Is a Medicare Supplement Plan?

Medicare Supplement plans — often called Medigap — are optional policies you can buy from private insurance companies to help pay the costs that Original Medicare (Part A and Part B) doesn’t fully cover. Think of them as “gap fillers.”

 

With Medicare alone, you’re still on the hook for things like deductibles, coinsurance, and copays. A Medigap plan can step in and cover some or all of those out-of-pocket costs.

 

How Do They Work?

  • You stay enrolled in Original Medicare.

  • Medicare pays its share of approved healthcare costs.

  • Your Medigap plan pays its share after that.

You still use your red, white, and blue Medicare card at the doctor’s office — nothing changes there. The Supplement is just a backup, so you’re not left with big bills.

ebook cover which describes "Choosing a Medigap Policy" offered my Medicare.gov
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Fast Facts (Save Yourself Headaches)

  • Medigap ≠ Advantage. Medigap works with Original Medicare; no networks, no referrals.

     

  • Price is by ZIP/age/tobacco/household. Same benefits → different carrier rates.

     

  • Timing matters. Your Part B date and Guaranteed Issue windows change underwriting.

     

  • Doctor freedom. Any provider accepting Medicare. Traveling? You’re still covered.

Medigap vs. Advantage 

  • Medigap (We place it): higher premium, lower unpredictable costs, nationwide access, no network drama.
  • Advantage (We don’t market it): lower premium, networks, authorizations, plan rules.

    You want clarity, predictability, and freedom → Medigap usually wins.

What Drives Your Rate?

  • ZIP code • Age (and birthday timing) • Tobacco status • Household discount • Carrier rate history

Why Florida Seniors Choose Medicare Supplements Only?

Nearly 30 Years of Experience

Chuck Lunsford has helped Florida residents navigate Medicare Supplement decisions since 1994. Licensed FL agent #A169316 with deep expertise across every Florida community—from Miami to the Panhandle.

Comprehensive Florida Coverage

We serve seniors in 50+ Florida communities with deep understanding of local healthcare landscapes and hospital access. Whether you’re in a bustling city or quiet rural town, we know your area’s unique challenges.

No-Pressure, Independent Guidance

We compare plans from multiple top-rated carriers to find the best value for YOUR situation—never locked into one company. Our educational approach means you make informed decisions at your own pace, with ongoing support after enrollment.

Which Plans Can You Choose in Lake Placid?

Plans are standardized by letter — A through N — so a Plan G in Florida has the same benefits as a Plan G in any other state. The big differences are in monthly premium, underwriting rules, and which carriers sell it in your area.

 

The most popular in Florida today are Plan G (covers nearly everything except the Part B deductible) and Plan N (lower premium, but you pay a copay for office and ER visits). Click Here To Compare All Plans

 

What to Bring to the Call

Medicare ID (red/white/blue card) • Part B start month/year • Med list (optional) • Must-have doctors/hospitals • Current coverage (if any)

 

What You Get

  • Right-sized Medigap plan (G, N, or fit) for your city and your budget
  • Same-day quotes 
  • Application concierge (clean e-app, first time)
  • Annual rate-check so you don’t overpay

Lake Placid-Specific Notes

  • Community vs. Attained Age Rating: In Florida, most carriers use attained-age pricing — meaning your premium is based on the age you are when you enroll and can rise as you get older. That’s important to budget for.

  • Open Enrollment Window: You have a six-month guaranteed-issue period when you first enroll in Medicare Part B at age 65. After that, you may have to answer health questions to switch plans.

  • Household Discounts: Some Florida carriers offer a household or spousal discount if two people in the same household enroll.

  • Local Support: Since carriers and rates vary by county, we run quotes for your ZIP code to make sure you’re not overpaying.

What’s The Next Step?

If you’re turning 65 soon or already on Medicare and looking at options, we’ll compare every Medigap carrier available in your Florida county. You’ll see the actual premiums side by side, and we’ll walk you through how Plan G and Plan N stack up for your situation.

Why Lake Placid Residents Need Medicare Supplement Coverage

Lake Placid residents face significant healthcare challenges that make Medicare Supplement coverage especially important:

No Local Medical Facilities: Lake Placid has NO medical facilities whatsoever. All healthcare requires driving to Sebring (30 minutes) for AdventHealth Sebring, or further to Lakeland (60 minutes) or Tampa (90+ minutes) for tertiary care. Emergency transport costs from small-town isolation can be significant without proper coverage.

Extreme Fixed Income Reality: With median household income of $38,000, among Central Florida’s lowest, most Lake Placid residents live on minimal Social Security and modest pensions. One hospitalization without Medigap could cost $5,000-$15,000, complete and permanent financial devastation. For those who’ve chosen Lake Placid specifically for affordable Ridge living with lakes and murals, one serious medical event without coverage destroys everything.

Complete Healthcare Isolation: ALL healthcare requires leaving Lake Placid. Hospital care means Sebring (30 minutes). Tertiary care means Lakeland or Tampa (60-90+ minutes). The small-town isolation combined with extreme poverty creates severe barriers. Comprehensive Medigap coverage ensures financial barriers don’t prevent accessing necessary care.

Plan N: Essential Survival Insurance for Lake Placid’s Budget Reality: For Lake Placid’s $38,000 median income (extreme poverty level for Florida), Plan N isn’t just recommended, it’s literally the only option that makes any coverage possible. Saving $35-50 monthly versus Plan G means $420-600 annually, significant percentage of household income. With Plan N, you pay small copays ($20 office visits, $50 ER visits waived if admitted), but the monthly savings make coverage possible. Plan N around $100-140 monthly is barely manageable on Lake Placid extreme poverty budgets; Plan G around $140-180 monthly is completely impossible for virtually all residents. The difference between Plan N and Plan G is literally the difference between having any protection or going completely without.

About Lake Placid: Community Snapshot for Seniors

Lake Placid is a tiny town of approximately 2,400 residents in Highlands County in Central Florida’s Ridge region. Located 30 minutes south of Sebring, Lake Placid offers survival-level affordable Ridge living with an extraordinary senior population and unique artistic character.

According to U.S. Census data, about 35% of Lake Placid residents are 65 or older (extraordinarily high, one of Florida’s absolute highest senior percentages), with median household income of $38,000, among Central Florida’s lowest, and homeownership rate of 62%. The demographic reflects extreme poverty retirees on minimal fixed incomes, agricultural workers, artists, working-class residents, and people seeking the cheapest possible Ridge living within a strong senior community. The economy is minimal, centered on caladium bulb production (world capital), small tourism (murals), subsistence living, and extreme self-sufficiency, creating survival-mode small-town character defined by poverty, high senior population, and artistic identity.

Lake Placid’s defining reality is extreme affordability with an extraordinarily high senior population (35%) and unique mural artistic character creating distinctive Ridge retirement destinations for extreme poverty budgets. Not prosperous, not service-rich, just a tiny artistic Ridge town where seniors live for rock-bottom costs surrounded by lakes and murals within an exceptional senior community.

The cost of living is extremely affordable, among Central Florida’s absolute lowest. Home prices typically range from $80,000-$160,000 for modest homes, with many properties under $100,000. The 62% homeownership rate indicates a stable senior community with many retirees owning outright. For retirees on Social Security alone, especially those with monthly checks under $1,500, Lake Placid makes independent Ridge living possible at prices impossible virtually anywhere else in Central Florida. This is bottom-tier affordability enabling survival on extreme poverty incomes within strong senior communities.

The extraordinarily high senior population (35%) creates THE defining characteristic. With over one-third of residents 65 or older, Lake Placid has one of Florida’s absolute highest senior percentages. This creates a thoroughly senior-oriented community with activities, services, social opportunities, and mutual support focused on retirees. Senior centers, activities, and social networks pervade the community. For seniors on extreme poverty budgets, the exceptionally high percentage provides extensive social opportunities and shared experiences with others in similar situations. The senior dominance makes Lake Placid feel like a dedicated retirement community despite small size and poverty.

The “Town of Murals” identity creates a unique artistic character. Over 47 outdoor murals painted on downtown buildings depict local history, caladium heritage, and Florida scenes. The extensive outdoor art gallery distinguishes Lake Placid from typical poverty-stricken small towns and attracts art-minded visitors and residents. The murals provide cultural richness and visual interest despite economic limitations. For artistic retirees on poverty budgets, the murals create cultural atmosphere unavailable in comparable economic communities.

The small-town atmosphere is intimate. With 2,400 residents, Lake Placid genuinely maintains a tiny-town scale where everyone knows everyone. Minimal commercial presence beyond basic services. Community bonds formed through shared artistic identity, senior activities, and mutual support in poverty conditions. Churches provide social structure.

The 27 lakes create a spectacular natural setting. Lake Placid sits surrounded by 27 named lakes providing constant water views, fishing opportunities, and natural beauty despite poverty. The lakes enhance quality of life dramatically and provide free outdoor activities. The exceptional lake density creates a beautiful setting uncommon for towns this size and economic level.

The caladium agricultural heritage defines economic identity. Lake Placid produces the majority of the world’s caladium bulbs (ornamental plants). The agricultural economy provides an employment base and agricultural identity. The Caladium Festival celebrates agricultural heritage.

The Clown Hall of Fame and Toby’s Clown Foundation create quirky attractions. The clown heritage and small museum add eccentric character. The unusual attraction complements artistic mural identity.

The strategic Sebring proximity provides essential access. Being 30 minutes from Sebring provides access to AdventHealth Sebring hospital, county seat services, and better shopping. The proximity makes healthcare accessible and county services reachable. Without Sebring reasonably nearby, Lake Placid would be almost completely isolated.

Healthcare access is Lake Placid’s severe challenge. There are NO medical facilities in Lake Placid, nothing. For ALL healthcare, residents travel to:

  • Sebring (30 minutes), AdventHealth Sebring for all hospital care
  • Lakeland (60 minutes) or Tampa (90+ minutes), tertiary care when needed


The healthcare isolation is severe. Having comprehensive Medigap coverage is absolutely essential, not optional, for accessing healthcare without financial barriers that would force avoiding necessary care.

The natural surroundings provide exceptional Ridge beauty. Twenty-seven lakes, rolling hills, citrus groves, and Ridge landscape create a constant connection to natural Central Florida. The lake views and fishing provide daily free recreation despite poverty.

The cost of living extends to all expenses. Minimal stores mean shopping in Sebring. Most residents live extremely modestly on minimal incomes. Many seniors survive on bare-minimum Social Security within mutual support networks. Extreme self-sufficiency isn’t optional lifestyle choice, it’s an absolute survival necessity on extreme poverty incomes.

The safety and security are excellent despite poverty. Crime rates are very low, everyone knows everyone, the senior-dominated community creates mutual oversight, and small-town isolation provides security. The senior population creates extensive community support networks.

Retirees are drawn to Lake Placid for specific compelling reasons: extreme Ridge affordability among region’s absolute lowest costs, extraordinarily high senior population (35%, one of Florida’s highest) creating exceptional retiree community, unique “Town of Murals” artistic character providing cultural richness, 27 beautiful lakes surrounding town providing spectacular natural setting, 30 minutes to Sebring for AdventHealth hospital and county services, ability to survive on bare-minimum Social Security within strong senior community, safe environment with senior-focused atmosphere, traditional small-town values, caladium agricultural heritage, and survival-level costs within exceptional senior community creating ideal budget retirement for artistic nature-oriented seniors.

The relationship with Sebring (30 minutes) is absolutely essential. Sebring provides hospital, county seat services, and better shopping. Lake Placid offers extreme affordability, artistic character, and exceptional senior community Sebring cannot match. The 30-minute drive makes Sebring accessible for healthcare and services while maintaining rock-bottom living costs within senior-dominated communities.

For extremely budget-conscious artistic nature-oriented retirees seeking the most affordable Central Florida Ridge living possible within extraordinarily high senior population community, those willing to accept complete medical isolation, lack of most services, extreme self-sufficiency requirements, and poverty-level conditions in exchange for rock-bottom costs, 27 spectacular lakes, unique mural artistic atmosphere, and exceptional 35% senior community creating thoroughly retiree-focused environment, Lake Placid provides the ideal budget artistic Ridge retirement. This is survival-mode artistic Ridge retirement for people at the extreme financial edge who prioritize bare survival within exceptional senior community, artistic character, and spectacular lake beauty over all services and conveniences.

 

Healthcare Access in Lake Placid, Florida

Lake Placid residents access healthcare through facilities in Sebring:

No Medical Facilities in Lake Placid


Nearby Hospital:

  • AdventHealth Sebring
    4200 Sun ‘n Lake Boulevard, Sebring (30 minutes north), hospital providing emergency care, surgical services, primary care, routine hospital care


Regional Tertiary Care:

  • HCA Florida Highlands Hospital
    Found at 3600 S Highlands Ave, Sebring, FL 33870, this facility is about 2 miles from Sebring, a 5-minute drive. It provides comprehensive care, including oncology and orthopedics, and accepts Medicare Assignment.
  • AdventHealth Lake Placid
    Located at 1210 US Hwy 27 N, Lake Placid, FL 33852, this hospital is approximately 15 miles from Sebring, a 20-minute drive. It offers emergency and specialty care, and accepts Medicare Assignment.
  • Florida Hospital Heartland Medical Center
    Found at 4200 Sun ‘n Lake Blvd, Sebring, FL 33872 (co-located with AdventHealth Sebring), this facility is about 5 miles from Sebring, a 10-minute drive. It provides surgical and specialty services, and accepts Medicare Assignment.
  • Highlands Regional Medical Center
    Located at 3600 S Highlands Ave, Sebring, FL 33870 (co-located with HCA Florida Highlands Hospital), this facility is about 2 miles from Sebring, a 5-minute drive. It offers advanced cardiac and surgical care, and accepts Medicare Assignment.
  • AdventHealth Wauchula
    Found at 735 S 5th Ave, Wauchula, FL 33873, this facility is about 30 miles from Sebring, a 40-minute drive. It provides emergency and primary care services, and accepts Medicare Assignment.

Extreme Healthcare Reality:

Lake Placid’s healthcare situation is among Central Florida’s most challenging. There are NO medical facilities in Lake Placid, nothing. For ALL healthcare, residents must travel:

  • Sebring (30 minutes), AdventHealth Sebring for all hospital care
  • Lakeland (60 minutes) or Tampa (90+ minutes), tertiary care when needed

Having comprehensive Medicare Supplement coverage is ABSOLUTELY CRITICAL because:

  • NO local medical facilities whatsoever
  • All healthcare requires minimum 30-minute drives to Sebring
  • Emergency transport from small-town lake isolation expensive
  • Without Medigap, one hospitalization could cost $5,000-$15,000+, complete and permanent financial devastation for residents on $38,000 median income (extreme poverty level)
  • Small-town isolation combined with extreme poverty and 35% senior population makes Medigap coverage essential for survival

Pharmacies:

  • Limited pharmacy options in Lake Placid
  • Nearest full pharmacies in Sebring (30 minutes)

 

Medicare-Accepting Doctors Serving Lake Placid Residents

Primary Care:

  • Minimal primary care in Lake Placid
  • Sebring providers (30 minutes), primary options

Specialists (Sebring, Lakeland, or Tampa, 30-90+ minutes):

  • All specialist care requires travel to Sebring minimum
  • Complex care requires Lakeland or Tampa

Note: Lake Placid has minimal local facilities. All hospital care requires Sebring (30 minutes minimum). Always verify Medicare acceptance.

 

Driving Distances to Key Facilities

Facility

Location

Distance from Lake Placid

Drive Time

AdventHealth Sebring

Sebring, FL

27 miles

30 minutes

Lakeland Regional Health Medical Center

Lakeland, FL

55 miles

60 minutes

Tampa General Hospital

Tampa, FL

90 miles

90+ minutes

I use Medicare.gov’s Care Compare and Florida Health Finder to locate Medicare-accepting doctors and hospitals, ensuring affordable care with United American plans.

Local Resources & Next Steps

Highlands County Resources for Seniors:

    • Highlands County Senior Services – Alan Jay Wildstein Center (Sebring): Meals, fitness classes, transportation, social activities: (863) 402-6517
    • Highlands County Council on Aging – Meals on Wheels, in-home services, caregiver support: (863) 382-8900
    • Florida SHINE (Serving Health Insurance Needs of Elders) – Free, unbiased Medicare counseling: 1-800-963-5337
    • Area Agency on Aging for Southwest Florida – Elder services and support: (866) 413-5337
    • Highlands County Health Department – Preventive services, immunizations: (863) 386-6100

Healthcare Resources:

    • AdventHealth Sebring – (863) 314-4466
    • AdventHealth Avon Park – (863) 453-7511
    • Lake Placid Medical Center – (863) 699-1440

Community Resources:

    • Lake Placid Memorial Library – 205 West Interlake Boulevard: Programs and resources for seniors
    • Lake Placid Mural Society – Walking tours and community events
    • Lake Placid Chamber of Commerce – Community information and events
    • Highlands County Parks & Recreation – Senior programs

Additional Support:

    • Florida Department of Elder Affairs elderaffairs.org
    • Medicare.gov – Official Medicare information and plan finder tool
    • Highlands County Board of County Commissioners hcbcc.net
    • Lake Placid Town Hall – (863) 699-3747

We Offer Expert Guidance to Your Perfect Supplement Plan

We’ll dive into your unique needs, simplify the maze of plan options, and guide you with clear, honest advice. My hands-on approach, backed by thousands of client success stories—ensures you get coverage that fits your life, stress-free.

We analyze your healthcare needs, budget, and preferences to recommend the best Medicare Supplement (Medigap) plans, clarifying coverage gaps like deductibles or copays that Original Medicare doesn’t cover

We simplify the complex enrollment process, ensuring clients meet deadlines, understand eligibility, and avoid penalties, while navigating them through plan options with clear, jargon-free explanations.

We offer continued assistance post-enrollment, helping with claims, plan changes, or unexpected issues, and stay updated on policy shifts to keep clients’ coverage aligned with their evolving needs.

Our Services for Lake Placid, FL Residents

We specialize in helping Highlands County seniors navigate Medicare Supplement options with personal attention and budget awareness:

Free Plan Comparisons – We’ll show you rates from top-rated carriers available in ZIP codes 33852, 33862 ✓ Budget-Friendly Focus – We understand Lake Placid’s cost-conscious retirees; we find quality coverage at affordable prices ✓ Personalized Recommendations – Your health needs, lifestyle, and budget matter; we match you with the right plan ✓ Application Assistance – We handle all paperwork and carrier communications on your behalf ✓ Year-Round Support – Questions about claims, coverage, or billing? We’re here to help anytime ✓ Local Understanding – We know Lake Placid residents often travel to Sebring for care; we ensure your coverage works seamlessly ✓ No-Pressure Guidance – Honest advice and education, never high-pressure sales ✓ Clear Communication – We explain everything in plain language without confusing jargon ✓ Respect for Fixed Incomes – We work hard to find plans that protect your health without straining your retirement budget

We’ve helped hundreds of Highlands County residents find Medicare Supplement plans that provide essential protection at prices that work with fixed incomes. Whether you prefer meeting in person, talking by phone, or communicating by email, we work on your schedule and treat you with respect and understanding.

Common Medicare Questions from Lake Placid Residents

“Do I need a Medigap plan if I already have Original Medicare?” Original Medicare (Parts A & B) provides good basic coverage, but leaves significant gaps—deductibles, copays, and coinsurance that can cost thousands annually. A Medicare Supplement plan fills these gaps, protecting your retirement savings from unexpected medical bills. For Lake Placid residents on fixed incomes who receive care in Sebring or occasionally need specialty services in Lakeland or Tampa, this financial protection is crucial.

 

“Which plan is better for my budget—Plan G or Plan N?” Both plans are excellent, but many Lake Placid residents choose Plan N because it offers substantial savings on monthly premiums (typically $35-50 less than Plan G). With Plan N, you pay small copays at doctor visits ($20 for office visits, $50 for ER visits that’s waived if admitted), but the lower premium saves money if you don’t see doctors frequently. Plan G covers more but costs more monthly. We’ll help you calculate which option saves you the most money based on your actual healthcare usage.

 

“Can I use my Medigap plan in Sebring and other nearby cities?” Absolutely! Medicare Supplement plans work with any doctor or hospital that accepts Original Medicare—anywhere in the United States. Whether you’re seeing your doctor at Lake Placid Medical Center, getting care at AdventHealth Sebring, visiting specialists in Lakeland, or traveling to Tampa for advanced treatment, your coverage works identically. No networks, no geographic restrictions, complete freedom to choose your healthcare providers.

 

“We spend summers up north—will our coverage work there?” Yes! That’s one of the biggest advantages of Medigap plans for Lake Placid’s snowbird population. Your coverage follows you anywhere in the U.S. Whether you’re in Lake Placid, visiting family in the Carolinas, or spending summer months up north, you have the same comprehensive protection. This nationwide coverage is why many retirees prefer Medicare Supplement plans over Medicare Advantage plans with limited networks.

 

“When should I enroll in a Medigap plan?” The best time is during your Medigap Open Enrollment Period—the 6-month window starting when you’re 65 or older and enrolled in Medicare Part B. During this guaranteed issue period, insurance companies must accept you regardless of pre-existing health conditions and cannot charge higher rates based on your health. This protection is invaluable, especially if you have any health concerns. Once this window closes, insurers can deny coverage or charge more based on your medical history.

Find Your Plan Today

Don’t miss your chance for the right Medicare Supplement plan. Call us at 1-239-633-4392, email info@medicaresupplementsonly.com, or fill out our form for a free consultation. Let’s make Medicare work for you. Learn more at the Centers for Medicare & Medicaid Services

Other Cities and Towns In Highlands County

Sebring, Avon Park

Disclaimer:

MedicareSupplementsOnly.com is owned and operated by Charles “Chuck” Lunsford, a Life & Health insurance agent licensed in Florida (License A169316, active since 1994). Insurance product descriptions are for informational/marketing purposes only. The policy and any riders issued by the insurer contain the full terms, conditions, exclusions, and limitations. Eligibility, rates, and benefits are determined by the issuing carrier and are subject to underwriting and change.

We do not market Advantage plans. Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. Availability varies by area. Services available where licensed.

We specialize in Medicare Supplement (Medigap) insurance and related products. We do not offer Medicare Advantage (MA) plans.

MedicareSupplementOnly.com is not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance; a licensed agent may contact you. Products and services are available only where licensed. Availability and carrier participation vary by state and by product.

 No tax or legal advice is provided. Consult your tax advisor or attorney regarding your specific situation. Email and text communications may not be fully secure; please avoid sending sensitive personal information unless requested through a secure channel. All trademarks and logos are the property of their respective owners.

Contact: info@MedicareSupplementsOnly.com or 239.633.4392

Affiliated with and receives compensation for products sold from United American Insurance Company, Globe Life Insurance, and MCC Brokerage located in Tampa, Florida.
 
Content reviewed by Charles Lunsford, Licensed Life & Health Agent, FL
Disclaimer last updated: December 16, 2025,
 
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